Car insurance group 27

Find out which cars are placed in insurance group 27 and how much it might cost to insure them.

Updated

Fact checked
Promoted

Get quotes for insurance group 27 cars

Quotezone WL logo
  • Save up to £283* on your car insurance
  • 97% of reviewers recommend Quotezone
  • Compare over 110 insurance providers
Get a quote

What is insurance group 27?

All vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of your car insurance premium.

Vehicles in group 27 are likely to cost slightly above average to insure. The cars that fall in this group usually score fine in factors used to determine the group ratings, such as car safety, security features and engine size.

In this guide, we’ll explore these features in greater detail. We’ll also take a look at the personal factors that determine your car insurance premium, including your age, location and driving history, among others.

Car makes and models in insurance group 27

Here are some of the more popular cars in insurance group 27. These are all likely to cost slightly above average to insure.

Insurance groupCar make/modelDetails
27Audi A1 SportbackWinner of Best Small Car at the Golden Steering Wheel Awards 2019, this upmarket small car won five stars in the Euro NCAP safety tests.
27Chevrolet CapitvaA unique mix of a family car and a sports utility vehicle, the Captiva is very affordable and good value for its class.
27Ford EdgeThis is a large 5-seater SUV, which is affordable compared to others in its class. It has also earned a 5-star award from Euro NCAP.
27Ford S-MAXThe Ford S-Max is a reliable MPV. It also scored five stars in the safety tests from Euro NCAP, and has plenty of safety features including knee airbags.
27Hyundai i30 HatchbackThis family hatchback was rated five stars in the Euro NCAP safety tests and comes with automatic emergency braking, lane-keeping assistance and tyre-pressure monitoring.
27Land Rover Discover SportThis 7-seat SUV is keenly priced considering its premium image. Its safety features include lane-keeping assistance and automatic emergency braking.
27SEAT Ibiza CupraThis speedy 5-door hatchback is cheap to run when compared to rival vehicles on this class. It also received a 5-star safety rating from Euro NCAP.
27Suzuki Swift HatchbackThis affordable small car has won awards for its reliability. It’s also cheap to run with a 42-52mpg combined engine.

Cars in insurance group 27 and the average cost by driver’s age

The table below will help you estimate the cost of your car insurance, based on your choice of vehicle and your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Abarth 500 1.4 16V T-Jet (140bhp) 3d Auto 27 £1,541 £894 £783 £632 Get Quote
Abarth 595 1.4 T-Jet (135bhp) 2d 27 £1,541 £894 £783 £632 Get Quote
Alfa Romeo Mito 1.4 TB MultiAir (170bhp) Quadrifoglio Verde 3d TCT 27 £1,541 £894 £783 £632 Get Quote
Alfa Romeo Giulia 2.0 TB Sprint 4dr Auto 4d 27 £1,541 £894 £783 £632 Get Quote
Audi A1 Vorsprung 35 TFSI 150PS S Tronic auto 5d 27 £1,541 £894 £783 £632 Get Quote
Audi A3 1.8 TFSI Quattro Sport 3d S Tronic 27 £1,541 £894 £783 £632 Get Quote
Audi A3 2.0 TDI (184bhp) Sport (Nav) 3d 27 £1,541 £894 £783 £632 Get Quote
Audi A4 3.0 TDI Quattro S Line 4d S Tronic 27 £1,541 £894 £783 £632 Get Quote
Audi A5 S Line (Technology Pack) 1.4 TFSI 150PS S Tronic auto 5d 27 £1,541 £894 £783 £632 Get Quote
Audi A6 2.0 TDI S Line 4d 27 £1,541 £894 £783 £632 Get Quote
Audi Q3 Vorsprung 35 TFSI 150PS S Tronic auto 5d 27 £1,541 £894 £783 £632 Get Quote
Audi Q5 2.0 TDI 190PS Quattro S Tronic auto 5d 27 £1,541 £894 £783 £632 Get Quote
BMW 1 Series 120d M Sport (Plus Pack and Tech Pack 1) Sport Automatic 5d 27 £1,541 £894 £783 £632 Get Quote
BMW 2 Series 220d Luxury (Nav) 2d 27 £1,541 £894 £783 £632 Get Quote
BMW 3 Series 320d xDrive SE (07/15-) 4d 27 £1,541 £894 £783 £632 Get Quote
BMW I3 with Range Extender Atelier interior world auto 5d 27 £1,541 £894 £783 £632 Get Quote
BMW X1 sDrive20i SE 5d 27 £1,541 £894 £783 £632 Get Quote
BMW X2 xDrive20i SE Sport Automatic 5d 27 £1,541 £894 £783 £632 Get Quote
Citroen C4 BlueHDi 160 S&S EAT8 auto 5d 27 £1,541 £894 £783 £632 Get Quote
Citroen C5 2.2 HDi 16V Exclusive 4d 27 £1,541 £894 £783 £632 Get Quote
DS 3 1.6 THP Prestige 3d 27 £1,541 £894 £783 £632 Get Quote
DS 4 1.6 THP (210bhp) Prestige 5d 27 £1,541 £894 £783 £632 Get Quote
DS 5 2.0 BlueHDi (180bhp) Prestige 5d EAT6 27 £1,541 £894 £783 £632 Get Quote
Ford C-Max 2.0 TDCi Titanium X (05/15-) 5d 27 £1,541 £894 £783 £632 Get Quote
Ford Mondeo 2.0 TDCi 180PS 5d 27 £1,541 £894 £783 £632 Get Quote
Ford Edge 2.0 TDCi 180PS AWD 5d 27 £1,541 £894 £783 £632 Get Quote
Ford Kuga 2.0 TDCi (180bhp) Titanium X Sport 5d 27 £1,541 £894 £783 £632 Get Quote
Ford Galaxy Titanium X 2.0 Ford EcoBlue 190PS AWD auto 5d 27 £1,541 £894 £783 £632 Get Quote
Ford S MAX 2.0 TDCi Vignale 5d 27 £1,541 £894 £783 £632 Get Quote
Honda HR V 1.5 VTEC Turbo Sport 5d 27 £1,541 £894 £783 £632 Get Quote
Honda CR V 2.0 i-VTEC White Edition 5d 27 £1,541 £894 £783 £632 Get Quote
Honda Accord 2.4 i-VTEC EX (ADAS) 4d 27 £1,541 £894 £783 £632 Get Quote
Hyundai i30 N 2.0 T-GDi 250PS 5d 27 £1,541 £894 £783 £632 Get Quote
Hyundai Sante Fe 2.2 CRDi Blue Drive Premium (5 Seats) 5d 27 £1,541 £894 £783 £632 Get Quote
Jaguar XE D180 AWD auto 4d 27 £1,541 £894 £783 £632 Get Quote
Jaguar XF 2.0d (180bhp) Prestige 4d 27 £1,541 £894 £783 £632 Get Quote
Jaguar E Pace R-Dynamic HSE D150 AWD auto 5d 27 £1,541 £894 £783 £632 Get Quote
Jaguar F Pace 2.0d Prestige 5d 27 £1,541 £894 £783 £632 Get Quote
Jeep Compass 2.2 CRD 70th Anniversary 5d 27 £1,541 £894 £783 £632 Get Quote
Jeep Cherokee 2.0 CRD (170bhp) Longitude SW 5d Auto 27 £1,541 £894 £783 £632 Get Quote
Kia e Niro 150kW 4+ 64kWh Auto 5d 27 £1,541 £894 £783 £632 Get Quote
Kia Sorento 2.2 CRDi KX-3 5d 27 £1,541 £894 £783 £632 Get Quote
Land Rover Defender 90 D200 AWD auto 3d 27 £1,541 £894 £783 £632 Get Quote
Land Rover Freelander 2.2 SD4 HSE 5d Auto 27 £1,541 £894 £783 £632 Get Quote
Land Rover Discovery 2.0 TD4 (180bhp) SE 5d 27 £1,541 £894 £783 £632 Get Quote
Lexus GS 2.5 Luxury (15-) 4d CVT 27 £1,541 £894 £783 £632 Get Quote
Mazda 6 2.2d SL (185bhp) 5d 27 £1,541 £894 £783 £632 Get Quote
Mazda MX5 1.5 132ps SE-L 2d 27 £1,541 £894 £783 £632 Get Quote
Mercedes Benz A class A 220 AMG Line 7G-DCT auto 5d 27 £1,541 £894 £783 £632 Get Quote
Mercedes Benz B class B 220 AMG Line Premium Plus 5d 27 £1,541 £894 £783 £632 Get Quote
Mercedes Benz C class C200d Sport Premium Plus 4d Auto 27 £1,541 £894 £783 £632 Get Quote
Mercedes Benz CLA class 180 AMG Line Premium 7G-DCT auto 4d 27 £1,541 £894 £783 £632 Get Quote
Mini Hatchback S Seven (Chili & Media XL) 3d 27 £1,541 £894 £783 £632 Get Quote
Mini Clubman Cooper S Sport (07/19-) 6d 27 £1,541 £894 £783 £632 Get Quote
Mini Countryman Cooper S E All4 PHEV Classic (Comfort Pack) auto 5d 27 £1,541 £894 £783 £632 Get Quote
Mitsubishi Outlander Petrol Hybrid auto 4WD 5d 27 £1,541 £894 £783 £632 Get Quote
Peugeot 308 GT 1.6 PureTech 225 EAT8 auto S&S 5d 27 £1,541 £894 £783 £632 Get Quote
Peugeot 3008 GT Line Hybrid 225 e-EAT8 auto 5d 27 £1,541 £894 £783 £632 Get Quote
Peugeot 508 2.0 HDi Active 5d 27 £1,541 £894 £783 £632 Get Quote
Renault Megane GT Nav TCe 205 EDC auto 5d 27 £1,541 £894 £783 £632 Get Quote
SEAT Ibiza 1.4 TSI Cupra Sport Coupe 3d DSG 27 £1,541 £894 £783 £632 Get Quote
SEAT Leon 2.0 TDI (184bhp) FR (Technology Pack) 5d 27 £1,541 £894 £783 £632 Get Quote
SEAT Tarraco FR Sport 2.0 TDI 190PS 4Drive DSG auto 5d 27 £1,541 £894 £783 £632 Get Quote
Skoda Octavia vRS Challenge 2.0 TSI 245PS DSG auto 5d 27 £1,541 £894 £783 £632 Get Quote
Skoda Superb Laurin & Klement 1.4 TSI iV 218PS DSG auto 5d 27 £1,541 £894 £783 £632 Get Quote
SsangYong Korando 2.2 SE 4x4 (04/17 on) 5d 27 £1,541 £894 £783 £632 Get Quote
Subaru XV 2.0D SE Premium 5d 27 £1,541 £894 £783 £632 Get Quote
Suzuki Swift SZ5 1.0 Boosterjet auto 5d 27 £1,541 £894 £783 £632 Get Quote
Toyota RAV4 2.0 D Invincible 2WD 5d 27 £1,541 £894 £783 £632 Get Quote
Toyota RAV4 2.5 VVT-i Hybrid Business Ed Plus TSS 2WD 5d Auto 27 £1,541 £894 £783 £632 Get Quote
Vauxhall Insignia Nav 2.0 (260PS) Turbo 4x4 auto 5d 27 £1,541 £894 £783 £632 Get Quote
Volkswagen Arteon 2.0 TDI SCR 190PS 4Motion DSG auto 5d 27 £1,541 £894 £783 £632 Get Quote
Volkswagen Golf GTD BlueLine 2.0 TDI BMT 184PS 3d 27 £1,541 £894 £783 £632 Get Quote
Volkswagen Scirocco 2.0 TDI (177bhp) GT (Nav/Leather) 3d 27 £1,541 £894 £783 £632 Get Quote
Volkswagen Beetle 2.0 TSI (220bhp) Sport 3d 27 £1,541 £894 £783 £632 Get Quote
Volkswagen Caravelle Executive short wheelbase 2.0 TDI 150PS DSG auto 5d 27 £1,541 £894 £783 £632 Get Quote
Volkswagen Passet GT 2.0 TSI 220PS DSG auto 5d 27 £1,541 £894 £783 £632 Get Quote
Volkswagen California Beach 2.0 TDI 150PS DSG auto 5d 27 £1,541 £894 £783 £632 Get Quote
Volkswagen Tiguan R-Line Tech 2.0 BiTDI SCR 240PS 4Motion DSG auto 5d 27 £1,541 £894 £783 £632 Get Quote
Volvo V40 T3 (152bhp) Momentum 5d 27 £1,541 £894 £783 £632 Get Quote
Volvo S60 D3 (136bhp) ES 4d 27 £1,541 £894 £783 £632 Get Quote
Volvo V60 D3 (136bhp) SE (06/13-) 5d 27 £1,541 £894 £783 £632 Get Quote
Volvo V70 2.0F Ocean Race 5d 27 £1,541 £894 £783 £632 Get Quote
Volvo S80 2.0 SE (RTI NAV) 4d 27 £1,541 £894 £783 £632 Get Quote

Why are cars in group 27 more expensive to insure?

Cars in insurance group 27 are usually more expensive to insure because they rank as slightly below average for the following factors:

  • Security features
  • Safety features
  • Cost of sourcing parts
  • Cost of making repairs
  • Engine size

What other factors affect your car insurance premium?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

  • Engine type and capacity. The bigger your engine, the more it will cost to repair or replace, so your insurer will cover its back by raising your premium. A smaller engine is perceived as less of a risk to insurers and this is usually reflected with a lower premium.
  • Driver location. Insurers consider the likelihood of your car being stolen or damaged based on your location, and will adjust your premium accordingly. As an example, a 30-year-old in central London will pay £1,022 for insurance for a Audi A3 1.8 TFSI Quattro Sport 3d S Tronic, while the same 30-year-old in Newcastle may only pay £894.
  • Driver age. Insurers will calculate the likelihood of you making a claim based on your age. They use previous claims data to do this, and this is why younger drivers face higher premiums. The average 20-year-old driver in London could pay £1,778 for the Ford C-Max 2.0 TDCi Titanium X (05/15-) 5d, while the average 40-year-old Londoner will only pay £932.

Among the other factors that affect your car insurance premium are:

  • Your driving history, including your no-claim discount
  • Your car’s safety rating, security and anti-theft precautions
  • The age and model of your car
  • Your marital status
  • Your credit history and job

How to save on your car insurance premiums

Choosing a car with a low insurance group is a great way to reduce the price of your premium.

We’ve listed some more ideas to keep costs down below:

  • Drive safely. Having driving convictions on your record will make your premium skyrocket.
  • Use your car less. Insurers will ask you to estimate your annual mileage before offering you a quote. The lower your mileage, the less of a risk you are perceived to be, so consider if it’s possible to use your car less. Don’t underestimate your annual mileage though, as driving more than this could invalidate your insurance.
  • Pay annually. If you pay annually, there’s no chance of you being charged interest on monthly instalments.
  • Install extra safety precautions. By investing in extra safety features, your vehicle will be more secure and less of a risk to insure. Insurers will often drop your premium to reflect this lower risk.
  • Shop around. When it’s time for renewal, make sure to shop around using price comparison websites. It’ll nearly always save you money if you switch insurers, compared to renewing your policy with the same company.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on independent online research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88.

More guides on Finder

Go to site