List of cars in insurance group 1

Find out the cars available in car insurance group 1 and how much it might cost to insure them.

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Insurance group 1 cars are often the cheapest to insure. With group 1 being the lowest possible insurance group, the cars that fit in this category usually score well in factors used to determine the group ratings such as having good car safety features, being inexpensive to repair and possessing less powerful engines.

Car insurance groups explained

When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps determine the cost of your premiums. The group a particular car model fits into is usually determined by its performance, safety and security features, part replacement and its value.

That being said, there’s also a number of different factors that insurers take into account such as your age, driving history and location, so it’s always important to compare policies to find one that works for you.

Car makes and models in insurance group 1

There’s a number of popular cars in insurance group 1 that are likely to come with a cheaper car insurance policy.

Insurance groupCar make/modelDetails
1Vauxhall CorsaA very popular car for new drivers that has great fuel economy. It recently scored 4/5 in the EURO NCAP safety score in 2019 with high adult occupancy ratings.
1Volkswagen PoloA hugely popular car that won the “World car of the year” award back in 2010 and “Small car of the year” at the What Car? awards in 2019.
1Nissan MicraNissan Micra was crowned “Car of the Year” at 2018 FirstCar awards with its excellent safety standards, low running costs and extensive personalisation.
1Skoda CitigoThe Skoda Citigo was named the “Used city car of the year” at the What Car? awards in 2019 and was praised for its build quality and broad range.
1Kia RioThe Kia Rio won AutoTrader’s “Best value new car” award in 2018 which was the outcome from a survey of over 40,000 car owners, all of whom rated their car in 16 different areas.
1Citroen C1In the UK, you can purchase a Citroën C1 from a starting price of approximately £8,500. In terms of accolade, The German Automobile Club places the Citroën C1 at the top of the range for small cars.
1Fiat PandaBack in 2018, there was substantial criticism when the Panda scored zero stars in a Euro NCAP crash test. Despite its safety record, the Fiat Panda continues to get positive coverage from UK car media.
1Hyundai i10The Hyundai i10 wins “Most highly rated car of the year” at the 2018 Honest John Awards with drivers particularly impressed with its comfort, reliability and fuel economy.

Cars in insurance group 1 and the average cost by driver’s age

Using the table below, you can look out for the make and model of your car, and work out how much you’re likely to pay for your car insurance based on your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Chevrolet 1.0i 5d 1 £959 £556 £487 £393 Get Quote
Citroen C1 1.0i Vibe 3d 1 £959 £556 £487 £393 Get Quote
Citroen C1 1.0i Vibe 5d 1 £959 £556 £487 £393 Get Quote
Citroen C1 1.0i Airplay 3d 1 £959 £556 £487 £393 Get Quote
Citroen C1 1.0i Airplay 5d 1 £959 £556 £487 £393 Get Quote
Fiat Panda 1.1 Active 5d 1 £959 £556 £487 £393 Get Quote
Fiat Panda 1.1 Active ECO 5d 1 £959 £556 £487 £393 Get Quote
Fiat Panda 1.2 Dynamic 5d 1 £959 £556 £487 £393 Get Quote
Fiat Panda 1.2 Dynamic 5d (AC) 1 £959 £556 £487 £393 Get Quote
Fiat Panda 1.2 Dynamic 5d (Skydome) 1 £959 £556 £487 £393 Get Quote
Fiat Panda 1.2 Dynamic 5d Auto 1 £959 £556 £487 £393 Get Quote
Fiat Panda 1.2 Dynamic 5d Auto (AC) 1 £959 £556 £487 £393 Get Quote
Fiat Panda 1.2 Dynamic 5d Auto (Skydome) 1 £959 £556 £487 £393 Get Quote
Ford Ka Plus Studio 1.2 Ti-VCT 70PS 5d 1 £959 £556 £487 £393 Get Quote
Hyundai i10 1.0 Blue Drive S Air 5d 1 £959 £556 £487 £393 Get Quote
Hyundai i10 1.0 S Air 5d 1 £959 £556 £487 £393 Get Quote
Hyundai i10 1.0 Blue Drive S 5d 1 £959 £556 £487 £393 Get Quote
Hyundai i10 1.0 Blue Drive SE 5d 1 £959 £556 £487 £393 Get Quote
Kia Rio 1.1 CRDi 1 Air (01/15-) 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Visia 1.0 71PS 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Visia IG 71 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Visia+ 1.0 71PS 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Visia+ IG 71 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Bose Personal Audio Pack & Exterior Pack Plus) 1.0 71PS 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Bose Personal Audio Pack & Vision Pack) 1.0 71PS 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Bose Personal Audio Pack and Exterior Pack Plus) IG 71 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Bose Personal Audio Pack and Vision Pack) IG 71 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Bose Personal Audio Pack) 1.0 71PS 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Bose Personal Audio Pack) IG 71 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Bose Personal Audio Pack, Exterior Pack Plus & Vision Pack) 1.0 71PS 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Bose Personal Audio Pack, Exterior Pack Plus and Vision Pack) IG 71 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Exterior Pack Plus & Vision Pack) 1.0 71PS 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Exterior Pack Plus and Vision Pack) IG 71 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Exterior Pack Plus) 1.0 71PS 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Exterior Pack Plus) IG 71 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Vision Pack) 1.0 71PS 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta (Vision Pack) IG 71 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta 1.0 71PS 5d 1 £959 £556 £487 £393 Get Quote
Nissan Micra Acenta IG 71 5d 1 £959 £556 £487 £393 Get Quote
SEAT Mii 1.0 S (AC) 3d 1 £959 £556 £487 £393 Get Quote
SEAT Mii 1.0 S (AC) 5d 1 £959 £556 £487 £393 Get Quote
SEAT Mii 1.0 S 3d 1 £959 £556 £487 £393 Get Quote
SEAT Mii 1.0 S 5d 1 £959 £556 £487 £393 Get Quote
SEAT Mii 1.0 Ecomotive 3d 1 £959 £556 £487 £393 Get Quote
SEAT Mii 1.0 Ecomotive 5d 1 £959 £556 £487 £393 Get Quote
SEAT Mii 1.0 SE 3d 1 £959 £556 £487 £393 Get Quote
SEAT Mii 1.0 SE 5d 1 £959 £556 £487 £393 Get Quote
SEAT Mii 1.0 Toca 3d 1 £959 £556 £487 £393 Get Quote
SEAT Mii 1.0 Toca 5d 1 £959 £556 £487 £393 Get Quote
Skoda Citigo 1.0 MPI S 3d 1 £959 £556 £487 £393 Get Quote
Skoda Citigo 1.0 MPI S 3d ASG 1 £959 £556 £487 £393 Get Quote
Skoda Citigo 1.0 MPI S 5d 1 £959 £556 £487 £393 Get Quote
Skoda Citigo 1.0 MPI S 5d ASG 1 £959 £556 £487 £393 Get Quote
Skoda Citigo 1.0 MPI SE 3d 1 £959 £556 £487 £393 Get Quote
Skoda Citigo 1.0 MPI SE 3d ASG 1 £959 £556 £487 £393 Get Quote
Skoda Citigo 1.0 MPI SE 5d 1 £959 £556 £487 £393 Get Quote
Skoda Citigo 1.0 MPI SE 5d ASG 1 £959 £556 £487 £393 Get Quote
Skoda Citigo 1.0 MPI SE GreenTech 3d 1 £959 £556 £487 £393 Get Quote
Skoda Citigo 1.0 MPI SE GreenTech 5d 1 £959 £556 £487 £393 Get Quote
Skoda Citigo 1.0 MPI Sport 3d 1 £959 £556 £487 £393 Get Quote
Skoda Citigo 1.0 MPI Sport 5d 1 £959 £556 £487 £393 Get Quote
Skoda Fabia S 1.0 MPI 75PS 5d 1 £959 £556 £487 £393 Get Quote
Skoda Fabia SE 1.0 MPI 60PS 5d 1 £959 £556 £487 £393 Get Quote
Skoda Fabia SE Drive 1.0 MPI 60PS 5d 1 £959 £556 £487 £393 Get Quote
Smart Forfour Pure 71hp 5d 1 £959 £556 £487 £393 Get Quote
Vauxhall Corsa 1.0i 12V ecoFLEX Expression 3d 1 £959 £556 £487 £393 Get Quote
Vauxhall Corsa 1.0i 12V Expression 3d 1 £959 £556 £487 £393 Get Quote
Volkswagen Polo S 1.0 65PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Polo S 1.0 Evo 65PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Polo S 1.0 Evo 80PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Polo SE 1.0 65PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Polo SE 1.0 75PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Polo SE 1.0 80PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Polo SE 1.0 Evo 65PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Polo Match 1.0 Evo 80PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Polo Beats 1.0 65PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Polo Beats 1.0 80PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Polo Beats 1.0 Evo 65PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Up 1.0 BlueMotion Tech Move Up 3d 1 £959 £556 £487 £393 Get Quote
Volkswagen Up 1.0 BlueMotion Tech Move Up 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Up 1.0 Move Up 3d 1 £959 £556 £487 £393 Get Quote
Volkswagen Up 1.0 Move Up 3d ASG 1 £959 £556 £487 £393 Get Quote
Volkswagen Up 1.0 Move Up 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Up 1.0 Move Up 5d ASG 1 £959 £556 £487 £393 Get Quote
Volkswagen Up Move Up 1.0 60PS ASG auto 3d 1 £959 £556 £487 £393 Get Quote
Volkswagen Up Move Up 1.0 60PS ASG auto 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Up Move Up 1.0 BMT 60PS 3d 1 £959 £556 £487 £393 Get Quote
Volkswagen Up Move Up 1.0 BMT 60PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Up Move Up 1.0 S/S 60PS 3d 1 £959 £556 £487 £393 Get Quote
Volkswagen Up Move Up 1.0 S/S 60PS 5d 1 £959 £556 £487 £393 Get Quote
Volkswagen Up High Up 1.0 60PS S/S 3d 1 £959 £556 £487 £393 Get Quote
Volkswagen Up High Up 1.0 60PS S/S 5d 1 £959 £556 £487 £393 Get Quote

Why are cars in group 1 the cheapest?

Cars in insurance group 1 are usually the cheapest cars to insure, because they score well in a number of factors that determine which group the car will fall under. These factors include:

  • Good security and safety features
  • Inexpensive to source parts and make repairs
  • Low market value
  • Smaller engine size
  • Low repair times

Which other factors affect your car insurance premium?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

  • Engine type and capacity. The bigger your engine, the more you’re likely to pay for insurance. With a smaller engine, you’re likely to be seen as less risk to an insurer and this is usually reflected with a lower premium.
  • Driver location. Insurers factor in the likelihood that your car will be stolen or involved in an accident when calculating your insurance, and your location has a big impact on this. As an example, a 30-year-old in central London will pay £641 for insurance for a Citroen C1 1.0i Vibe 3d, while the same 30-year-old in Newcastle may only pay £556.
  • Driver age. Like location, the age of the driver plays a huge role in determining the cost of your insurance premium. The average 20-year-old driver in London could pay £1,115 for the Nissan Acenta IG 71 5d, while the average 40-year-old Londoner will only pay £584.

However, there are a lot of other factors that can also impact the price of your premiums. These include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating, security and anti-theft precautions
  • Likelihood of theft
  • The model and age of your car
  • Your driving activity
  • Your driving history
  • No claim discount

How can I save on my car insurance premiums?

Choosing a car in insurance group 1 is a great way to reduce the price of your premium. Thankfully, there are a few other things you can do to reduce your car insurance premium, and we’ve listed them below:

  • Avoid any driving convictions. It may sound obvious, but having convictions on your record will make your premium more expensive.
  • Be economical about your car usage. You could save money on your insurance by being more sparing with your car usage. Opting for public transport or walking when you can will help keep your mileage, and premium, lower.
  • Pay annually rather than monthly. By paying annually, you could miss out on paying monthly interest on your instalments!
  • Install extra safety precautions. The safer you make your car, the better your premium will be. By investing in extra safety features, your vehicle will be more secure and less of a risk to insure.
  • Don’t just accept your renewal quote. When it’s time for renewal, make sure you compare your options – you’ll be surprised at how much you could save by assessing your options.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on independent online research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88.

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