Founded in 2020, Juni is a Swedish startup with an online lending platform. Its aim is to be the “financial companion” for ecommerce and online marketing entrepreneurs.
This review looks at its business account in detail.
What types of business accounts are on offer?
With Juni, businesses can hold IBAN accounts in at least 5 different currencies: sterling, euros, US dollars, Swedish krona and Norwegian krone. Your account will offer the following key features:
All-in-one platform. Track all of your company’s financials on the one platform, built with more than 2,400 integrations. Bring together your bank accounts and payment gateways such as PayPal, Stripe and Wise on the one dashboard.
Global payments. Pay local and global suppliers with no hidden foreign exchange fees. Make transfers to more than 10 countries worldwide.
Multi-currency cards. Create cards in diffferent currencies and spend like a local with fixed FX fees.
Expense cards. Create expense cards and customise limits and permissions for team members, plus instantly upload receipts.
Mobile payments. Add Juni cards to your mobile wallet to make secure payments on the go.
Accounting software integration. Enable continuous accounting through integrating with Fortnox to keep your accounting data up-to-date and accurate.
Cashback on card spend. Earn up to 1% cashback on all eligible Juni card spend.
What fees are there to pay?
There are 4 different Juni plans you can choose from.
The Start plan is the simplest option – it’s suitable for smaller teams and costs €19 a month.
The Basic plan is aimed towards growing businesses and costs €69 a month.
The Plus plan offers higher cashback rates, more multicurrency IBANs and more cards for €139 a month.
The Custom plan is for larger businesses and pricing depends on your company’s needs.
On top of this, you’ll pay €12 to €15 a month for each additional user, €10 to €12 a month for each extra IBAN account, €3 a month for each extra Juni card and €5.50 per international transfer. Foreign exchange fees depend on the account plan – these apply to both account transfers and card payments in other currencies. There are no fees for SEPA, SWIFT and Faster Payment transfers.
How to apply
To apply for the Juni business account, you’ll need to fill in an online form, providing details about yourself and your business. You will then be required to upload the necessary documents, including your ID, to complete the application process. Your account should be up and running within 10 business days.
Juni currently only accepts limited liability companies based in the UK or EEA.
Is Juni safe?
Juni Technology is a Swedish Limited Company. The Juni Mastercard is issued by Payment Card Solutions in the UK which is regulated by the Financial Conduct Authority (FCA).
Juni does not operate as a bank which means the money you deposit with Juni will not be protected by the Financial Services Compensation Scheme (FSCS). Instead, it will be kept in safeguarded accounts which are separate from the money used for Juni’s business operations. This means that if Juni was to go bankrupt or become insolvent, you should get your money back.
Pros and cons
Pros
Multiple currencies supported
Different plans to choose from
Earn cashback on card spend
All-in-one platform, allowing you to track finances with ease
Cons
No FSCS protection
Only available in UK and EEA
Only open to limited liability companies
Fees apply
What do customers say about Juni?
77% of customers we surveyed in 2026 would recommend Juni to a friend.
It provides a highly relevant, modern business card tailored for growing e-commerce and digital businesses, with users particularly praising the ability to earn 1% to 2% cashback on purchases. Customers enjoy the sleek, customisable card design and appreciate the lack of fees.
The platform is viewed as an excellent tool for managing office supplies and expenses, offering a valuable alternative to traditional corporate cards.
AI-generated summary from the text of customer reviews on Finder.
Customer service information for Juni
Email support
Telephone support
In-app or live chat
Contact form
Branch support
Our verdict
The Juni business account is primarily designed for businesses related to ecommerce, dropshipping and marketing. If this applies to you and you’re looking for an easy-to-use business account, Juni could be well worth exploring – even more so if you need to manage finances in multiple currencies.
However, fees are fairly high so, as always, shop around and compare what other business accounts are available first, to be sure this is the best choice for you.
Frequently asked questions
Your cashback will automatically be credited to your account 30 days after the end of each month.
This depends on your plan type. The Start plan offers 2 Juni cards, the Basic plan has 5, and the Plus plan has 10.
Juni does not check the credit reports of applicants as private individuals. However, as part of the verification process, your company's information and credit score will be checked through national company registers and credit bureaus.
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Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time.
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