The best UK credit cards to earn Qantas Frequent Flyer Points

Although there are no Qantas-branded credit cards in the UK, you can still use other UK credit cards to redeem points on Qantas flights.

Last updated:

If you fly regularly with Qantas from the UK, you may have wondered if there is Qantas reward credit card that you can sign up for. Unfortunately, Qantas-branded credit cards are only available in Australia and New Zealand. However, there are ways to redeem rewards on Qantas flights using other UK credit cards.

Which UK frequent flyer credit cards offer Qantas rewards?

  • British Airways credit cards. As a Oneworld member, you can spend British Airways Avios Reward Points with partner airlines such as Qantas.
  • Tesco Bank credit cards. All Tesco Bank cards offer rewards in the form of Tesco Clubcard Points, which can be converted into Avios Points and spent on Qantas flights.
  • IHG Rewards Club credit cards. IHG credit cards offer IHG Rewards Club Points, which can be redeemed for Qantas flights. Every 10,000 points is worth 2,000 miles.
  • The American Express Starwood Preferred Guest Credit Card. This hotel group credit card allows customers to transfer their points to the Qantas Frequent Flyer program. Every 3 points equals 1 Qantas mile.

Although you can redeem some UK credit card reward points for Qantas flights, there doesn’t appear to be a direct way to earn Qantas Frequent Flyer Points with a UK credit card. Whatever credit card you do decide on, it’s still worth signing up to the airline’s loyalty card program.

The Starwood Preferred Guest Credit Card Amex

The Starwood Preferred Guest Credit Card

  • Earn reward points for virtually every £1 spent.
  • Option to transfer points to the Qantas Frequent Flyer program.
  • Enjoy preferential treatment when you stay at SPG and Marriott properties.

Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a. with a fee of £75 per annum, your representative rate is 39.7% APR (variable).

Promoted

What about the Qantas Frequent Flyer program?

UK residents are eligible to apply for the Qantas Frequent Flyer program, which allows you to earn and redeem reward points on your travels. However, any credit cards linked to the program are not available to UK residents.

Qantas is part of the Oneworld alliance along with British Airways, American Airlines, Cathay Pacific, Finnair, Iberia, Japan Airlines, LATAM, Malaysia Airlines, Qatar Airlines, Royal Jordanian, S7 Airlines and SriLankan Airlines. This means you can often earn and spend reward points from each airline’s loyalty program with another partner airline and enjoy lounge access and upgrades, depending on your tier of membership.

While no UK credit card offers you the chance to earn Qantas Points directly, you can always pick up points when you book a Qantas flight by quoting your Qantas Frequent Flyer membership number. You can also earn Qantas Points when booking with any of Qantas’s worldwide partners, including its Oneworld partner airlines, its worldwide hotel partners (eg, Sofitel, Best Western, Hilton, Holiday Inn), its car rental partners (Avis and Budget) and some travel and retail partners (including duty free shopping and travel insurance).

How can I find the best credit card to redeem points for Qantas flights?

When comparing frequent flyer credit cards, it’s important to consider the following factors:

  • How simple is it to convert points? UK credit cards only offer an indirect way to redeem points with Qantas, so you should consider how easy it is to do so. For example, Tesco Bank credit cards require Clubcard Points to be converted into Avios Points first before they can be used on Qantas flights.
  • Redemption limitations. When redeeming points for Qantas flights, you may be limited to specific routes or off-peak dates. Some point schemes may only allow for long-haul, international Qantas flights to Australia and not include any domestic flights within Australia and New Zealand.
  • Bonus sign-up offers. The introductory bonus offer is an attractive “freebie” that credit card providers use to entice you to use their card. This is a one-off promotion that new cardholders are entitled to, usually framed as a bonus points giveaway if you fulfil certain requirements within a certain amount of time.
  • The earn rate. A card’s earn rate is simply the number of points you receive for every pound spent on eligible purchases. When comparing earn rates, note that a card may charge a higher annual fee for a better earn rate. You should always consider if a card’s fees are worth its earn rate in the context of how much you are likely to spend in a year and how many points that would earn you.
  • Interest rates. As always, a credit card’s interest rate plays a huge part in determining its suitability for you. If you are not one to carry an outstanding balance, this may be less of a consideration. Otherwise, lower is always better since you don’t want to be accruing debt in the form of interest just to earn frequent flyer points.
  • Annual fee. Some cards come with zero annual fees but lack the benefits you may wish for. High annual fees usually accompany premium features such as a higher earn rate, complimentary travel insurance, airport lounge access and more. When deciding on a card, you may wish to do some simple calculations to see if the card’s annual fee is worth the benefits you’ll derive from it.
  • Other fees. Do thorough research and consider the other fees you may incur with your chosen credit card. Fees you may encounter include a joining fee, administrative or account fees and even ATM fees when you withdraw cash. Accumulated miscellaneous fees tend to outweigh the benefits of a card, so it’s wise to know what you might be paying for before you sign up.
  • Extra features. As mentioned above, some cards come with more frills than others. Premium services such as travel and medical insurance benefits, airport lounge access, personal concierge services and more usually cost more in the way of annual fees. Carefully consider if these are perks you’ll use and if they justify the higher card cost.

Compare frequent flyer credit cards

Comparison is ordered by representative APR with affiliated products shown first.
Updated December 10th, 2019
Name Product Purchases Annual/monthly fees Credit limits Rep. APR Incentive Representative example
22.9%
£0
Min. limit £700, max. limit not specified.
22.9% (variable)
5,000 Avios when you spend £1,000 within 3 months of account opening. Earn 1 Avios for virtually every £1 spent. Spend £20K in 12 months and get 2 for 1 travel when redeeming Avios for a BA reward flight. Earn up to 90,000 bonus Avios points per calendar year, 4,000 points per friend/family member that successfully applies for an American Express card (Excl. Basic card) and uses the Referral Programme.
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
22.9%
£195 per annum
Min. limit £700, max. limit not specified.
76% (variable)
25,000 Avios when you spend £3K within 3 months of account opening. Earn 3 Avios for virtually every £1 spent directly with BA, and 1.5 Avios for virtually every £1 spent everywhere else. Spend £10K in 12 months to redeem the Avios for a companion ticket on a BA flight. Earn up to 90,000 bonus Avios points per calendar year, 9,000 points per friends/family that uses Referral Programme and successfully apply for an American Express card (Excl. Basic card).
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a. with a fee of £195 per annum, your representative rate is 76% APR (variable).
22.9%
£0
Min. limit not specified, max. limit not specified.
22.9% (variable)
Earn 5,000 bonus miles with your first card purchase made within 90 days of account opening. Earn 0.75 Flying Club miles for every £1 spend. Spend £20K a year on your card and choose an extra benefit - an upgrade to premium, or a Companion ticket. Double miles when you spend directly with Virgin Atlantic and Virgin Holidays through the contact centre and online. Earn an additional 2,000 bonus miles if you spend £1K within 90 days of opening until 31.10.19.
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a., your representative rate is 22.9% APR (variable).
22.9%
£160 per annum
Min. limit not specified, max. limit not specified.
63.9% (variable)
Earn 15,000 bonus miles with your first card purchase made within 90 days of account opening. Earn 1.5 Flying Club miles for every £1 spend. Spend £10K a year on your card and choose an extra benefit - an upgrade to premium, or a Companion ticket. Double miles when you spend directly with Virgin Atlantic and Virgin Holidays through the contact centre and online.
Representative example: When you spend £1,200 at a purchase rate of 22.9% (variable) p.a. with a fee of £160 per annum, your representative rate is 63.9% APR (variable).

Compare up to 4 providers

Avios has changed

The Avios Travel Rewards Programme closed at the end of July 2018. Avios as a currency has carried on with all members being transferred to a British Airways (BA) Executive Club membership instead. If you already had an Avios account, you’ll have been transferred automatically and there is nothing you have to do. The deadline for opting out has passed.

You’ll still be able to redeem points for upgrades, hotel stays, goods and flights to any worldwide destination (subject to availability) with British Airways or its Oneworld alliance partners.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site