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¿Cuánto pagaría por una hipoteca de 800.000 dólares?

Si está listo para comprar una casa, quizá se pregunte cómo presupuestar el coste de la vivienda que desea. Aquí tienes un desglose de lo que podrías afrontar mensualmente, en intereses y a lo largo de la vida de una $800,000 hipoteca.

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Pagos mensuales de una $800,000 hipoteca

A un 7.00% tipo de interés fijo, la cuota mensual de una hipoteca a 30 años podría ascender a $5,322 al mes, mientras que uno a 15 años puede costar $7,191 al mes.

Consulta tus cuotas mensuales según el tipo de interés.

Comparar prestamistas hipotecarios

Compara las mejores marcas por tipo de préstamo hipotecario, disponibilidad estatal y puntuación crediticia. Seleccione Ver tarifas para proporcionar al prestamista los detalles básicos de la propiedad y financieros para obtener tarifas personalizadas.

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Name Product USFHL Loan products offered State availability Min. credit score
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Veterans United
Conventional, FHA, VA, USDA, Jumbo, Refinance
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Veterans United stands out from other lenders for its focus on serving the military community.
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Tu interés total en una $800,000 hipoteca

En una hipoteca con un tipo de interés fijo, pagará $1,116,071 en intereses durante la vida del préstamo. Eso supone aproximadamente dos tercios de lo que has pedido prestado en intereses. Si en cambio optas por una hipoteca a 15 años, pagarás $494,313 en intereses durante la vida del préstamo, aproximadamente la mitad de lo que pagarías por una hipoteca a 30 años.

Calendario de amortización

Cuando contratas una hipoteca, te comprometes a pagar el capital y los intereses durante la vida del préstamo. El tipo de interés se aplica al saldo y, a medida que se va pagando, se reduce la cantidad que se paga en concepto de intereses.
Amortización significa que, al principio del préstamo, un gran porcentaje del pago se aplica a los intereses. Con cada pago posterior, usted paga más por su saldo.
Calcule las cuotas mensuales de su préstamo en una hipoteca en un interés fijo con nuestro plan de amortización a 15 y 30 años.

Year Beginning balance Monthly payment Total interest paid Total principal paid Total paid throughout the year Remaining balance
1 $800,000 $5,322 $55,743 $8,126 $63,869 $791,874
2 $791,874 $5,322 $55,155 $8,714 $63,869 $783,160
3 $783,160 $5,322 $54,525 $9,344 $63,869 $773,816
4 $773,816 $5,322 $53,850 $10,019 $63,869 $763,796
5 $763,796 $5,322 $53,125 $10,744 $63,869 $753,053
6 $753,053 $5,322 $52,349 $11,520 $63,869 $741,532
7 $741,532 $5,322 $51,516 $12,353 $63,869 $729,179
8 $729,179 $5,322 $50,623 $13,246 $63,869 $715,933
9 $715,933 $5,322 $49,665 $14,204 $63,869 $701,730
10 $701,730 $5,322 $48,639 $15,230 $63,869 $686,499
11 $686,499 $5,322 $47,538 $16,331 $63,869 $670,168
12 $670,168 $5,322 $46,357 $17,512 $63,869 $652,656
13 $652,656 $5,322 $45,091 $18,778 $63,869 $633,878
14 $633,878 $5,322 $43,734 $20,135 $63,869 $613,742
15 $613,742 $5,322 $42,278 $21,591 $63,869 $592,151
16 $592,151 $5,322 $40,717 $23,152 $63,869 $568,999
17 $568,999 $5,322 $39,043 $24,826 $63,869 $544,173
18 $544,173 $5,322 $37,249 $26,620 $63,869 $517,553
19 $517,553 $5,322 $35,324 $28,545 $63,869 $489,009
20 $489,009 $5,322 $33,261 $30,608 $63,869 $458,401
21 $458,401 $5,322 $31,048 $32,821 $63,869 $425,580
22 $425,580 $5,322 $28,676 $35,193 $63,869 $390,387
23 $390,387 $5,322 $26,132 $37,737 $63,869 $352,649
24 $352,649 $5,322 $23,404 $40,466 $63,869 $312,184
25 $312,184 $5,322 $20,478 $43,391 $63,869 $268,793
26 $268,793 $5,322 $17,342 $46,527 $63,869 $222,265
27 $222,265 $5,322 $13,978 $49,891 $63,869 $172,374
28 $172,374 $5,322 $10,371 $53,498 $63,869 $118,877
29 $118,877 $5,322 $6,504 $57,365 $63,869 $61,512
30 $61,512 $5,322 $2,357 $61,512 $63,869 $0
Year Beginning balance Monthly payment Total interest paid Total principal paid Total paid throughout the year Remaining balance
1 $800,000 $7,191 $55,009 $31,278 $86,288 $768,722
2 $768,722 $7,191 $52,748 $33,540 $86,288 $735,182
3 $735,182 $7,191 $50,323 $35,964 $86,288 $699,218
4 $699,218 $7,191 $47,724 $38,564 $86,288 $660,654
5 $660,654 $7,191 $44,936 $41,352 $86,288 $619,302
6 $619,302 $7,191 $41,946 $44,341 $86,288 $574,961
7 $574,961 $7,191 $38,741 $47,546 $86,288 $527,415
8 $527,415 $7,191 $35,304 $50,984 $86,288 $476,431
9 $476,431 $7,191 $31,618 $54,669 $86,288 $421,762
10 $421,762 $7,191 $27,666 $58,621 $86,288 $363,141
11 $363,141 $7,191 $23,429 $62,859 $86,288 $300,282
12 $300,282 $7,191 $18,884 $67,403 $86,288 $232,879
13 $232,879 $7,191 $14,012 $72,276 $86,288 $160,603
14 $160,603 $7,191 $8,787 $77,500 $86,288 $83,103
15 $83,103 $7,191 $3,185 $83,103 $86,288 $0
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Jing Jun Ma is a tech and data expert with more than a decade of experience in digital marketing and programming. He wrangles data to make it useful for consumers facing a decision. See full bio

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