¿A cuánto ascendería la cuota de una hipoteca de 800000?

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Si está listo para comprar una casa, quizá se pregunte cómo presupuestar el coste de la vivienda que desea. Aquí tienes un desglose de lo que podrías afrontar mensualmente, en intereses y a lo largo de la vida de una $800,000 hipoteca.

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1. Introduzca la cantidad que desea pedir prestada en Importe del préstamo.
2. Introduzca la cantidad que desea pedir prestada en Importe del préstamo.
3. Escriba el plazo de su hipoteca en años (no meses) en el campo Términos del préstamo.
4. Introduzca el tipo de interés del préstamo si no tiene comisiones en Tipo de interés. Tenga en cuenta que los pagos mensuales de su hipoteca variarán en función del tipo de interés, los impuestos, los costes del PMI y otras comisiones relacionadas. Si dispone de esta información, puede introducir la tasa de porcentaje anual (TAE), que incluye los intereses y las comisiones combinados.
5. Tipo de interés.
6. Haga clic en Calcular.
7. Revise sus resultados.

Pagos mensuales de una $800,000 hipoteca

A un 7.00% tipo de interés fijo, la cuota mensual de una hipoteca a 30 años podría ascender a $5,322 al mes, mientras que uno a 15 años puede costar $7,191 al mes.

Consulta tus cuotas mensuales según el tipo de interés.

Interest	Mortgage term	Monthly payments
5.75%	15 years	$6,643
5.75%	30 years	$4,669
6.00%	15 years	$6,751
6.00%	30 years	$4,796
6.25%	15 years	$6,859
6.25%	30 years	$4,926
6.50%	15 years	$6,969
6.50%	30 years	$5,057
6.75%	15 years	$7,079
6.75%	30 years	$5,189
7.00%	15 years	$7,191
7.00%	30 years	$5,322
7.25%	15 years	$7,303
7.25%	30 years	$5,457
7.50%	15 years	$7,416
7.50%	30 years	$5,594
7.75%	15 years	$7,530
7.75%	30 years	$5,731
8.00%	15 years	$7,645
8.00%	30 years	$5,870
8.25%	15 years	$7,761
8.25%	30 years	$6,010

Comparar prestamistas hipotecarios

Compara las mejores marcas por tipo de préstamo hipotecario, disponibilidad estatal y puntuación crediticia. Seleccione Ver tarifas para proporcionar al prestamista los detalles básicos de la propiedad y financieros para obtener tarifas personalizadas.

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Rocket Mortgage	Conventional, Jumbo, FHA, VA, Refinance, Home equity loan	Available in all states	620	Apply online for free and lock in your rate for 90 days.	See rates More info Compare product selectionCompare	loading
Veterans United	Conventional, FHA, VA, USDA, Jumbo, Refinance	Available in all states	620	Veterans United stands out from other lenders for its focus on serving the military community.	See rates More info Compare product selectionCompare	loading

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Tu interés total en una $800,000 hipoteca

En una hipoteca con un tipo de interés fijo, pagará $1,116,071 en intereses durante la vida del préstamo. Eso supone aproximadamente dos tercios de lo que has pedido prestado en intereses. Si en cambio optas por una hipoteca a 15 años, pagarás $494,313 en intereses durante la vida del préstamo, aproximadamente la mitad de lo que pagarías por una hipoteca a 30 años.

Interest	Mortgage term	Total interest charged
5.75%	15 years	$395,791
5.75%	30 years	$880,690
6.00%	15 years	$415,154
6.00%	30 years	$926,706
6.25%	15 years	$434,689
6.25%	30 years	$973,266
6.50%	15 years	$454,395
6.50%	30 years	$1,020,356
6.75%	15 years	$474,270
6.75%	30 years	$1,067,963
7.00%	15 years	$494,313
7.00%	30 years	$1,116,071
7.25%	15 years	$514,523
7.25%	30 years	$1,164,668
7.50%	15 years	$534,898
7.50%	30 years	$1,213,738
7.75%	15 years	$555,437
7.75%	30 years	$1,263,267
8.00%	15 years	$576,139
8.00%	30 years	$1,313,242
8.25%	15 years	$597,002
8.25%	30 years	$1,363,648

Calendario de amortización

Cuando contratas una hipoteca, te comprometes a pagar el capital y los intereses durante la vida del préstamo. El tipo de interés se aplica al saldo y, a medida que se va pagando, se reduce la cantidad que se paga en concepto de intereses.
Amortización significa que, al principio del préstamo, un gran porcentaje del pago se aplica a los intereses. Con cada pago posterior, usted paga más por su saldo.
Calcule las cuotas mensuales de su préstamo en una hipoteca en un interés fijo con nuestro plan de amortización a 15 y 30 años.

Préstamo a 30 años
Préstamo a 15 años

Year	Beginning balance	Monthly payment	Total interest paid	Total principal paid	Total paid throughout the year	Remaining balance
1	$800,000	$5,322	$55,743	$8,126	$63,869	$791,874
2	$791,874	$5,322	$55,155	$8,714	$63,869	$783,160
3	$783,160	$5,322	$54,525	$9,344	$63,869	$773,816
4	$773,816	$5,322	$53,850	$10,019	$63,869	$763,796
5	$763,796	$5,322	$53,125	$10,744	$63,869	$753,053
6	$753,053	$5,322	$52,349	$11,520	$63,869	$741,532
7	$741,532	$5,322	$51,516	$12,353	$63,869	$729,179
8	$729,179	$5,322	$50,623	$13,246	$63,869	$715,933
9	$715,933	$5,322	$49,665	$14,204	$63,869	$701,730
10	$701,730	$5,322	$48,639	$15,230	$63,869	$686,499
11	$686,499	$5,322	$47,538	$16,331	$63,869	$670,168
12	$670,168	$5,322	$46,357	$17,512	$63,869	$652,656
13	$652,656	$5,322	$45,091	$18,778	$63,869	$633,878
14	$633,878	$5,322	$43,734	$20,135	$63,869	$613,742
15	$613,742	$5,322	$42,278	$21,591	$63,869	$592,151
16	$592,151	$5,322	$40,717	$23,152	$63,869	$568,999
17	$568,999	$5,322	$39,043	$24,826	$63,869	$544,173
18	$544,173	$5,322	$37,249	$26,620	$63,869	$517,553
19	$517,553	$5,322	$35,324	$28,545	$63,869	$489,009
20	$489,009	$5,322	$33,261	$30,608	$63,869	$458,401
21	$458,401	$5,322	$31,048	$32,821	$63,869	$425,580
22	$425,580	$5,322	$28,676	$35,193	$63,869	$390,387
23	$390,387	$5,322	$26,132	$37,737	$63,869	$352,649
24	$352,649	$5,322	$23,404	$40,466	$63,869	$312,184
25	$312,184	$5,322	$20,478	$43,391	$63,869	$268,793
26	$268,793	$5,322	$17,342	$46,527	$63,869	$222,265
27	$222,265	$5,322	$13,978	$49,891	$63,869	$172,374
28	$172,374	$5,322	$10,371	$53,498	$63,869	$118,877
29	$118,877	$5,322	$6,504	$57,365	$63,869	$61,512
30	$61,512	$5,322	$2,357	$61,512	$63,869	$0

Year	Beginning balance	Monthly payment	Total interest paid	Total principal paid	Total paid throughout the year	Remaining balance
1	$800,000	$7,191	$55,009	$31,278	$86,288	$768,722
2	$768,722	$7,191	$52,748	$33,540	$86,288	$735,182
3	$735,182	$7,191	$50,323	$35,964	$86,288	$699,218
4	$699,218	$7,191	$47,724	$38,564	$86,288	$660,654
5	$660,654	$7,191	$44,936	$41,352	$86,288	$619,302
6	$619,302	$7,191	$41,946	$44,341	$86,288	$574,961
7	$574,961	$7,191	$38,741	$47,546	$86,288	$527,415
8	$527,415	$7,191	$35,304	$50,984	$86,288	$476,431
9	$476,431	$7,191	$31,618	$54,669	$86,288	$421,762
10	$421,762	$7,191	$27,666	$58,621	$86,288	$363,141
11	$363,141	$7,191	$23,429	$62,859	$86,288	$300,282
12	$300,282	$7,191	$18,884	$67,403	$86,288	$232,879
13	$232,879	$7,191	$14,012	$72,276	$86,288	$160,603
14	$160,603	$7,191	$8,787	$77,500	$86,288	$83,103
15	$83,103	$7,191	$3,185	$83,103	$86,288	$0

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¿Cuánto pagaría por una hipoteca de 800.000 dólares?