¿A cuánto ascendería la cuota de una hipoteca de 800000?

Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Si está listo para comprar una casa, quizá se pregunte cómo presupuestar el coste de la vivienda que desea. Aquí tienes un desglose de lo que podrías afrontar mensualmente, en intereses y a lo largo de la vida de una $800,000 hipoteca.

Your loan
Loan amount
$
Loan terms (in years)

Interest rate
%

Calculate

Fill out the form and click on “Calculate” to see your estimated monthly payment.

Compare lenders

You can expect to pay back $ per month

Based on your loan terms

Principal	$
Interest	$
Total Cost	$

1. Introduzca la cantidad que desea pedir prestada en Importe del préstamo.
2. Introduzca la cantidad que desea pedir prestada en Importe del préstamo.
3. Escriba el plazo de su hipoteca en años (no meses) en el campo Términos del préstamo.
4. Introduzca el tipo de interés del préstamo si no tiene comisiones en Tipo de interés. Tenga en cuenta que los pagos mensuales de su hipoteca variarán en función del tipo de interés, los impuestos, los costes del PMI y otras comisiones relacionadas. Si dispone de esta información, puede introducir la tasa de porcentaje anual (TAE), que incluye los intereses y las comisiones combinados.
5. Tipo de interés.
6. Haga clic en Calcular.
7. Revise sus resultados.

Pagos mensuales de una $800,000 hipoteca

A un 7.00% tipo de interés fijo, la cuota mensual de una hipoteca a 30 años podría ascender a $5,322 al mes, mientras que uno a 15 años puede costar $7,191 al mes.

Consulta tus cuotas mensuales según el tipo de interés.

Interest	Mortgage term	Monthly payments
5.75%	15 years	$6,643
5.75%	30 years	$4,669
6.00%	15 years	$6,751
6.00%	30 years	$4,796
6.25%	15 years	$6,859
6.25%	30 years	$4,926
6.50%	15 years	$6,969
6.50%	30 years	$5,057
6.75%	15 years	$7,079
6.75%	30 years	$5,189
7.00%	15 years	$7,191
7.00%	30 years	$5,322
7.25%	15 years	$7,303
7.25%	30 years	$5,457
7.50%	15 years	$7,416
7.50%	30 years	$5,594
7.75%	15 years	$7,530
7.75%	30 years	$5,731
8.00%	15 years	$7,645
8.00%	30 years	$5,870
8.25%	15 years	$7,761
8.25%	30 years	$6,010

Comparar prestamistas hipotecarios

Compara las mejores marcas por tipo de préstamo hipotecario, disponibilidad estatal y puntuación crediticia. Seleccione Ver tarifas para proporcionar al prestamista los detalles básicos de la propiedad y financieros para obtener tarifas personalizadas.

Disclaimer: The partners on Finder's mortgage comparison tables are sorted in alphabetical order.

1 - 2 of 2

Product USFHL	Loan products offered	State availability	Min. credit score
Rocket Mortgage	Conventional, Jumbo, FHA, VA, Refinance	Available in all states	620	Apply online for free and lock in your rate for 90 days.	See rates (888) 329-4989 Compare	loading Fetching your data...
Veterans United	Conventional, FHA, VA, USDA, Jumbo, Refinance	Available in all states	620	Veterans United stands out from other lenders for its focus on serving the military community.	See rates More Info Compare	loading Fetching your data...

Tu interés total en una $800,000 hipoteca

En una hipoteca con un tipo de interés fijo, pagará $1,116,071 en intereses durante la vida del préstamo. Eso supone aproximadamente dos tercios de lo que has pedido prestado en intereses. Si en cambio optas por una hipoteca a 15 años, pagarás $494,313 en intereses durante la vida del préstamo, aproximadamente la mitad de lo que pagarías por una hipoteca a 30 años.

Interest	Mortgage term	Total interest charged
5.75%	15 years	$395,791
5.75%	30 years	$880,690
6.00%	15 years	$415,154
6.00%	30 years	$926,706
6.25%	15 years	$434,689
6.25%	30 years	$973,266
6.50%	15 years	$454,395
6.50%	30 years	$1,020,356
6.75%	15 years	$474,270
6.75%	30 years	$1,067,963
7.00%	15 years	$494,313
7.00%	30 years	$1,116,071
7.25%	15 years	$514,523
7.25%	30 years	$1,164,668
7.50%	15 years	$534,898
7.50%	30 years	$1,213,738
7.75%	15 years	$555,437
7.75%	30 years	$1,263,267
8.00%	15 years	$576,139
8.00%	30 years	$1,313,242
8.25%	15 years	$597,002
8.25%	30 years	$1,363,648

Calendario de amortización

Cuando contratas una hipoteca, te comprometes a pagar el capital y los intereses durante la vida del préstamo. El tipo de interés se aplica al saldo y, a medida que se va pagando, se reduce la cantidad que se paga en concepto de intereses.
Amortización significa que, al principio del préstamo, un gran porcentaje del pago se aplica a los intereses. Con cada pago posterior, usted paga más por su saldo.
Calcule las cuotas mensuales de su préstamo en una hipoteca en un interés fijo con nuestro plan de amortización a 15 y 30 años.

Préstamo a 30 años
Préstamo a 15 años

Year	Beginning balance	Monthly payment	Total interest paid	Total principal paid	Total paid throughout the year	Remaining balance
1	$800,000	$5,322	$55,743	$8,126	$63,869	$791,874
2	$791,874	$5,322	$55,155	$8,714	$63,869	$783,160
3	$783,160	$5,322	$54,525	$9,344	$63,869	$773,816
4	$773,816	$5,322	$53,850	$10,019	$63,869	$763,796
5	$763,796	$5,322	$53,125	$10,744	$63,869	$753,053
6	$753,053	$5,322	$52,349	$11,520	$63,869	$741,532
7	$741,532	$5,322	$51,516	$12,353	$63,869	$729,179
8	$729,179	$5,322	$50,623	$13,246	$63,869	$715,933
9	$715,933	$5,322	$49,665	$14,204	$63,869	$701,730
10	$701,730	$5,322	$48,639	$15,230	$63,869	$686,499
11	$686,499	$5,322	$47,538	$16,331	$63,869	$670,168
12	$670,168	$5,322	$46,357	$17,512	$63,869	$652,656
13	$652,656	$5,322	$45,091	$18,778	$63,869	$633,878
14	$633,878	$5,322	$43,734	$20,135	$63,869	$613,742
15	$613,742	$5,322	$42,278	$21,591	$63,869	$592,151
16	$592,151	$5,322	$40,717	$23,152	$63,869	$568,999
17	$568,999	$5,322	$39,043	$24,826	$63,869	$544,173
18	$544,173	$5,322	$37,249	$26,620	$63,869	$517,553
19	$517,553	$5,322	$35,324	$28,545	$63,869	$489,009
20	$489,009	$5,322	$33,261	$30,608	$63,869	$458,401
21	$458,401	$5,322	$31,048	$32,821	$63,869	$425,580
22	$425,580	$5,322	$28,676	$35,193	$63,869	$390,387
23	$390,387	$5,322	$26,132	$37,737	$63,869	$352,649
24	$352,649	$5,322	$23,404	$40,466	$63,869	$312,184
25	$312,184	$5,322	$20,478	$43,391	$63,869	$268,793
26	$268,793	$5,322	$17,342	$46,527	$63,869	$222,265
27	$222,265	$5,322	$13,978	$49,891	$63,869	$172,374
28	$172,374	$5,322	$10,371	$53,498	$63,869	$118,877
29	$118,877	$5,322	$6,504	$57,365	$63,869	$61,512
30	$61,512	$5,322	$2,357	$61,512	$63,869	$0

Year	Beginning balance	Monthly payment	Total interest paid	Total principal paid	Total paid throughout the year	Remaining balance
1	$800,000	$7,191	$55,009	$31,278	$86,288	$768,722
2	$768,722	$7,191	$52,748	$33,540	$86,288	$735,182
3	$735,182	$7,191	$50,323	$35,964	$86,288	$699,218
4	$699,218	$7,191	$47,724	$38,564	$86,288	$660,654
5	$660,654	$7,191	$44,936	$41,352	$86,288	$619,302
6	$619,302	$7,191	$41,946	$44,341	$86,288	$574,961
7	$574,961	$7,191	$38,741	$47,546	$86,288	$527,415
8	$527,415	$7,191	$35,304	$50,984	$86,288	$476,431
9	$476,431	$7,191	$31,618	$54,669	$86,288	$421,762
10	$421,762	$7,191	$27,666	$58,621	$86,288	$363,141
11	$363,141	$7,191	$23,429	$62,859	$86,288	$300,282
12	$300,282	$7,191	$18,884	$67,403	$86,288	$232,879
13	$232,879	$7,191	$14,012	$72,276	$86,288	$160,603
14	$160,603	$7,191	$8,787	$77,500	$86,288	$83,103
15	$83,103	$7,191	$3,185	$83,103	$86,288	$0

Thank you for your feedback!

More resources on Finder

¿Cuánto pagaría por una hipoteca de 600.000 dólares? ¿Cuánto pagaría por una hipoteca de 300.000 dólares?

Ask a question

Click here to cancel reply.

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

More guides on Finder

Is ONE+ by Rocket Mortgage a good deal?
Learn the ins and outs of this new low down payment program from Rocket Mortgage.
Rocket Mortgage vs. Bank of America
Bank of America has more loan options, but Rocket Mortgage has left a better overall impression on customers. We compare the key features between these two established lenders.
Mortgage refinancing options when unemployed
Refinancing your mortgage while unemployed is challenging, but it may be possible if you have an alternative means to repay the loan.
How much would I pay on a $550,000 mortgage?
Breakdown of what you might pay monthly over the life of a $550,000 mortgage.
How much would I pay on a $500,000 mortgage?
Learn more about monthly payments and interest on a $500,000 mortgage over 15 or 30 years. Plus, find out how much you need to make to afford repayments.
How much would I pay on a $750,000 mortgage?
Breakdown of what you might pay monthly over the life of a $750,000 mortgage.
How much would I pay on a $650,000 mortgage?
Breakdown of what you might pay monthly over the life of a $650,000 mortgage.
Chase HELOC review
Eligible customers stand to save up to 0.62% on their interest rate.
Mortgage affordability calculator
Check out our home loan borrowing power calculator to see if you’ll be able to afford the loan you want.
How is interest calculated on a mortgage?
Working out how interest is calculated on a home loan can help you figure out how much you can borrow and how to pay it off sooner.

¿Cuánto pagaría por una hipoteca de 800.000 dólares?