Elección del buscador
Solicite un préstamo online gratis y mantenga su tipo de interés durante 90 días.
Si está listo para comprar una casa, puede que se pregunte cómo presupuestar el coste de su vivienda objetivo. Utiliza nuestra calculadora para obtener un desglose de lo que podrías pagar en intereses cada mes y a lo largo de la vida de una hipoteca de 600.000 $ de distintos prestamistas.
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Compara las mejores marcas por tipo de préstamo hipotecario, disponibilidad estatal y puntuación crediticia. Seleccione Ver tarifas para proporcionar al prestamista los detalles básicos de la propiedad y financieros para obtener tarifas personalizadas. Disclaimer: The partners on Finder's mortgage comparison tables are sorted in alphabetical order.
Cuando contratas una hipoteca, te comprometes a pagar el capital y los intereses durante la vida del préstamo. El tipo de interés se aplica al saldo y, a medida que se reduce el saldo, cambia la cantidad que se paga en concepto de intereses.
Amortización significa que, al principio del préstamo, un gran porcentaje del pago se destina a intereses. Con cada pago posterior, usted paga más por su saldo.
Calcula las cuotas mensuales de una hipoteca de 600.000 $ a 7.00% interés fijo con nuestro plan de amortización a 15 y 30 años.
| Year | Beginning balance | Monthly payment | Total interest paid | Total principal paid | Total paid throughout the year | Remaining balance |
|---|---|---|---|---|---|---|
| 1 | $600,000 | $3,992 | $41,807 | $6,095 | $47,902 | $593,905 |
| 2 | $593,905 | $3,992 | $41,366 | $6,535 | $47,902 | $587,370 |
| 3 | $587,370 | $3,992 | $40,894 | $7,008 | $47,902 | $580,362 |
| 4 | $580,362 | $3,992 | $40,387 | $7,515 | $47,902 | $572,847 |
| 5 | $572,847 | $3,992 | $39,844 | $8,058 | $47,902 | $564,790 |
| 6 | $564,790 | $3,992 | $39,262 | $8,640 | $47,902 | $556,149 |
| 7 | $556,149 | $3,992 | $38,637 | $9,265 | $47,902 | $546,884 |
| 8 | $546,884 | $3,992 | $37,967 | $9,935 | $47,902 | $536,950 |
| 9 | $536,950 | $3,992 | $37,249 | $10,653 | $47,902 | $526,297 |
| 10 | $526,297 | $3,992 | $36,479 | $11,423 | $47,902 | $514,874 |
| 11 | $514,874 | $3,992 | $35,653 | $12,249 | $47,902 | $502,626 |
| 12 | $502,626 | $3,992 | $34,768 | $13,134 | $47,902 | $489,492 |
| 13 | $489,492 | $3,992 | $33,818 | $14,084 | $47,902 | $475,408 |
| 14 | $475,408 | $3,992 | $32,800 | $15,102 | $47,902 | $460,307 |
| 15 | $460,307 | $3,992 | $31,708 | $16,193 | $47,902 | $444,113 |
| 16 | $444,113 | $3,992 | $30,538 | $17,364 | $47,902 | $426,749 |
| 17 | $426,749 | $3,992 | $29,283 | $18,619 | $47,902 | $408,130 |
| 18 | $408,130 | $3,992 | $27,937 | $19,965 | $47,902 | $388,165 |
| 19 | $388,165 | $3,992 | $26,493 | $21,408 | $47,902 | $366,757 |
| 20 | $366,757 | $3,992 | $24,946 | $22,956 | $47,902 | $343,800 |
| 21 | $343,800 | $3,992 | $23,286 | $24,616 | $47,902 | $319,185 |
| 22 | $319,185 | $3,992 | $21,507 | $26,395 | $47,902 | $292,790 |
| 23 | $292,790 | $3,992 | $19,599 | $28,303 | $47,902 | $264,487 |
| 24 | $264,487 | $3,992 | $17,553 | $30,349 | $47,902 | $234,138 |
| 25 | $234,138 | $3,992 | $15,359 | $32,543 | $47,902 | $201,595 |
| 26 | $201,595 | $3,992 | $13,006 | $34,896 | $47,902 | $166,699 |
| 27 | $166,699 | $3,992 | $10,484 | $37,418 | $47,902 | $129,281 |
| 28 | $129,281 | $3,992 | $7,779 | $40,123 | $47,902 | $89,158 |
| 29 | $89,158 | $3,992 | $4,878 | $43,024 | $47,902 | $46,134 |
| 30 | $46,134 | $3,992 | $1,768 | $46,134 | $47,902 | $0 |
| Year | Beginning balance | Monthly payment | Total interest paid | Total principal paid | Total paid throughout the year | Remaining balance |
|---|---|---|---|---|---|---|
| 1 | $600,000 | $5,393 | $41,257 | $23,459 | $64,716 | $576,541 |
| 2 | $576,541 | $5,393 | $39,561 | $25,155 | $64,716 | $551,387 |
| 3 | $551,387 | $5,393 | $37,743 | $26,973 | $64,716 | $524,414 |
| 4 | $524,414 | $5,393 | $35,793 | $28,923 | $64,716 | $495,491 |
| 5 | $495,491 | $5,393 | $33,702 | $31,014 | $64,716 | $464,477 |
| 6 | $464,477 | $5,393 | $31,460 | $33,256 | $64,716 | $431,221 |
| 7 | $431,221 | $5,393 | $29,056 | $35,660 | $64,716 | $395,561 |
| 8 | $395,561 | $5,393 | $26,478 | $38,238 | $64,716 | $357,324 |
| 9 | $357,324 | $5,393 | $23,714 | $41,002 | $64,716 | $316,322 |
| 10 | $316,322 | $5,393 | $20,750 | $43,966 | $64,716 | $272,356 |
| 11 | $272,356 | $5,393 | $17,571 | $47,144 | $64,716 | $225,211 |
| 12 | $225,211 | $5,393 | $14,163 | $50,552 | $64,716 | $174,659 |
| 13 | $174,659 | $5,393 | $10,509 | $54,207 | $64,716 | $120,453 |
| 14 | $120,453 | $5,393 | $6,590 | $58,125 | $64,716 | $62,327 |
| 15 | $62,327 | $5,393 | $2,388 | $62,327 | $64,716 | $0 |
A $70K salary can typically support a $190K–$345K home, depending on debt, down payment and how a lender scores you.
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