Elección del buscador
Solicite un préstamo online gratis y mantenga su tipo de interés durante 90 días.
Si está listo para comprar una casa, puede que se pregunte cómo presupuestar el coste de su vivienda objetivo. Utiliza nuestra calculadora para obtener un desglose de lo que podrías pagar en intereses cada mes y a lo largo de la vida de una hipoteca de 600.000 $ de distintos prestamistas.
|
Your loan
|
|---|
| Loan amount |
|
$
|
| Loan terms (in years) |
|
|
| Interest rate |
|
%
|
or
Compare lenders| Principal | $ |
|---|---|
| Interest | $ |
| Total Cost | $ |
Compara las mejores marcas por tipo de préstamo hipotecario, disponibilidad estatal y puntuación crediticia. Seleccione Ver tarifas para proporcionar al prestamista los detalles básicos de la propiedad y financieros para obtener tarifas personalizadas. Disclaimer: The partners on Finder's mortgage comparison tables are sorted in alphabetical order.
Cuando contratas una hipoteca, te comprometes a pagar el capital y los intereses durante la vida del préstamo. El tipo de interés se aplica al saldo y, a medida que se reduce el saldo, cambia la cantidad que se paga en concepto de intereses.
Amortización significa que, al principio del préstamo, un gran porcentaje del pago se destina a intereses. Con cada pago posterior, usted paga más por su saldo.
Calcula las cuotas mensuales de una hipoteca de 600.000 $ a 7.00% interés fijo con nuestro plan de amortización a 15 y 30 años.
| Year | Beginning balance | Monthly payment | Total interest paid | Total principal paid | Total paid throughout the year | Remaining balance |
|---|---|---|---|---|---|---|
| 1 | $600,000 | $3,992 | $41,807 | $6,095 | $47,902 | $593,905 |
| 2 | $593,905 | $3,992 | $41,366 | $6,535 | $47,902 | $587,370 |
| 3 | $587,370 | $3,992 | $40,894 | $7,008 | $47,902 | $580,362 |
| 4 | $580,362 | $3,992 | $40,387 | $7,515 | $47,902 | $572,847 |
| 5 | $572,847 | $3,992 | $39,844 | $8,058 | $47,902 | $564,790 |
| 6 | $564,790 | $3,992 | $39,262 | $8,640 | $47,902 | $556,149 |
| 7 | $556,149 | $3,992 | $38,637 | $9,265 | $47,902 | $546,884 |
| 8 | $546,884 | $3,992 | $37,967 | $9,935 | $47,902 | $536,950 |
| 9 | $536,950 | $3,992 | $37,249 | $10,653 | $47,902 | $526,297 |
| 10 | $526,297 | $3,992 | $36,479 | $11,423 | $47,902 | $514,874 |
| 11 | $514,874 | $3,992 | $35,653 | $12,249 | $47,902 | $502,626 |
| 12 | $502,626 | $3,992 | $34,768 | $13,134 | $47,902 | $489,492 |
| 13 | $489,492 | $3,992 | $33,818 | $14,084 | $47,902 | $475,408 |
| 14 | $475,408 | $3,992 | $32,800 | $15,102 | $47,902 | $460,307 |
| 15 | $460,307 | $3,992 | $31,708 | $16,193 | $47,902 | $444,113 |
| 16 | $444,113 | $3,992 | $30,538 | $17,364 | $47,902 | $426,749 |
| 17 | $426,749 | $3,992 | $29,283 | $18,619 | $47,902 | $408,130 |
| 18 | $408,130 | $3,992 | $27,937 | $19,965 | $47,902 | $388,165 |
| 19 | $388,165 | $3,992 | $26,493 | $21,408 | $47,902 | $366,757 |
| 20 | $366,757 | $3,992 | $24,946 | $22,956 | $47,902 | $343,800 |
| 21 | $343,800 | $3,992 | $23,286 | $24,616 | $47,902 | $319,185 |
| 22 | $319,185 | $3,992 | $21,507 | $26,395 | $47,902 | $292,790 |
| 23 | $292,790 | $3,992 | $19,599 | $28,303 | $47,902 | $264,487 |
| 24 | $264,487 | $3,992 | $17,553 | $30,349 | $47,902 | $234,138 |
| 25 | $234,138 | $3,992 | $15,359 | $32,543 | $47,902 | $201,595 |
| 26 | $201,595 | $3,992 | $13,006 | $34,896 | $47,902 | $166,699 |
| 27 | $166,699 | $3,992 | $10,484 | $37,418 | $47,902 | $129,281 |
| 28 | $129,281 | $3,992 | $7,779 | $40,123 | $47,902 | $89,158 |
| 29 | $89,158 | $3,992 | $4,878 | $43,024 | $47,902 | $46,134 |
| 30 | $46,134 | $3,992 | $1,768 | $46,134 | $47,902 | $0 |
| Year | Beginning balance | Monthly payment | Total interest paid | Total principal paid | Total paid throughout the year | Remaining balance |
|---|---|---|---|---|---|---|
| 1 | $600,000 | $5,393 | $41,257 | $23,459 | $64,716 | $576,541 |
| 2 | $576,541 | $5,393 | $39,561 | $25,155 | $64,716 | $551,387 |
| 3 | $551,387 | $5,393 | $37,743 | $26,973 | $64,716 | $524,414 |
| 4 | $524,414 | $5,393 | $35,793 | $28,923 | $64,716 | $495,491 |
| 5 | $495,491 | $5,393 | $33,702 | $31,014 | $64,716 | $464,477 |
| 6 | $464,477 | $5,393 | $31,460 | $33,256 | $64,716 | $431,221 |
| 7 | $431,221 | $5,393 | $29,056 | $35,660 | $64,716 | $395,561 |
| 8 | $395,561 | $5,393 | $26,478 | $38,238 | $64,716 | $357,324 |
| 9 | $357,324 | $5,393 | $23,714 | $41,002 | $64,716 | $316,322 |
| 10 | $316,322 | $5,393 | $20,750 | $43,966 | $64,716 | $272,356 |
| 11 | $272,356 | $5,393 | $17,571 | $47,144 | $64,716 | $225,211 |
| 12 | $225,211 | $5,393 | $14,163 | $50,552 | $64,716 | $174,659 |
| 13 | $174,659 | $5,393 | $10,509 | $54,207 | $64,716 | $120,453 |
| 14 | $120,453 | $5,393 | $6,590 | $58,125 | $64,716 | $62,327 |
| 15 | $62,327 | $5,393 | $2,388 | $62,327 | $64,716 | $0 |
Extending a loan that large can mean paying over double the interest, so it’s probably not in your best interest.
Step-by-step guide to mortgage relief, refinance programs and down payment help for homeowners and buyers.
Academy Mortgage offers faster-than-normal closing times, but it’s not available in New York.
United Wholesale Mortgage is a loan wholesaler that partners with mortgage brokers and financial institutions.
Ameris Bank has a wide range of loans and multiple branches but only in the Southeast.
Neat Capital offers faster than normal closing times, but it’s only available in specific states.
This lender specializes in financing mobile homes, but customer support can be difficult to contact.
This lender offers a wide range of mortgage products, but branch locations are limited.
This lender offers a wide variety of mortgage products, but your experience may vary.
A top lender of FHA and VA loans, but customer reviews are very mixed.
