Jing Jun Ma is a tech and data expert with more than a decade of experience in digital marketing and programming. He wrangles data to make it useful for consumers facing a decision.
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How to Finance a Nintendo Switch: Payment Plans & Options
Three financing options to purchase a Nintendo Switch, including store financing, BNPL apps or cash advance providers.

New Capital Financial: Debt Relief Cosplaying as Personal Loans
A review of New Capital Financial, a company that claims to offer personal loans, but seems to offer debt settlement services instead.

Webull Signup Bonus Offers and Promos for July 2025
Earn up to $2,000 worth of free fractional shares, a 30-day premium subscription voucher, up to 8.1% APY and more with Webull's best bonus offers.

Commercial Loans: Structures, Uses, and Considerations
A guide to commercial loans, what they are, how to apply, and who should consider using them.

3-Year vs. 5-Year Loan: Which Term Is Better for Credit Card Debt Consolidation?
Wondering whether to choose a 3-year or 5-year personal loan to consolidate your credit card debt? We compare both terms side by side to help you decide.

How to buy Figma (FIG) stock when it goes public
Everything we know about the Figma IPO, plus information on how to buy in.

Disadvantages of High-Yield Savings Accounts
High-yield savings accounts are safe and don't have many drawbacks. But there are a few disadvantages to consider before opening one.

Margin Account vs. Cash Account
A margin account allows borrowing to trade, increasing risk, while a cash account requires full payment upfront, limiting risk.

Frec vs. Wealthfront
Both Frec and Wealthfront are beginner-friendly robo-advisors, but they appeal to different investing needs and preferences.

Business Loans for Immigrants With or Without Credit History
A guide to business loans for immigrants, including types, availability by immigrant status, how to apply, lender criteria and more.
