Compare travel money

Swanning off somewhere lovely? Make your mojito money go further with these foreign exchange deals.

If you’re jetting off to a far away place (or even one close by) that has a different currency, you’re going to need some money to pay your way. Finding the right foreign exchange provider can be a tricky affair, so we’ve simplified things with our comparisons. Whether you’d like cash, debit card, cheques or an app, we’ve got it all covered.

Compare travel money services

1 - 8 of 8
Name Product Can you get cash? Do you get a free card? Can you load money on an app? Incentive
FairFX
FairFX card holders get 25% off lounge access. Simply use the code FAIRFXMEM when prompted. T&Cs apply.
The FairFX Currency Card works in over 190 countries around the world and you can lock in great rates for up to 20 major currencies.
Starling Bank
No overseas fees
Starling offers a debit card and app (you can't get travel cash). Starling charges zero fees for spending abroad and the app enables you to lock the card if you lose it while you're on holiday. Also doubles up as a UK current account.
Monzo
Currensea
Currensea allows you to link your travel money card to your everyday bank account. Get your card now and control all your spendings with the Currensea app.
Monese
Get a free £10 bonus when using your card to make a transaction for the first time using the promo code FINDER. T&Cs apply.
M&S Travel Money
Ziglu Debit Card
Ziglu Debit Card
Instantly move money from your Ziglu sterling cash account into your euro account, at a great exchange rate and with zero commission.
Caxton
Caxton's currency card allows you to hold multiple currencies in one place. You can use it worldwide and won't be charged any ATM fees. All of that can be controlled from the Caxton app.
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Have you thought about a digital bank?

It’s worth bearing in mind that while the traditional way of getting travel money is all well and good, there’s a range of digital apps that can make the process even simpler. These include Starling, Revolut and N26. If these new age solutions float your boat, you can read our guide to learn more about them.

Travellers cheques

Travellers cheques were once a widely used form of travel money, but they’re going the way of the dinosaur. You can weigh up whether they’re worth your time below:

How a travellers cheque could still work for you

  • Safe and secure. Travellers cheques are an extremely secure method to spend money overseas. They can be easily replaced if lost or stolen.

Things to keep in mind

  • Cost. You might be charged a purchase fee when you first pick up your travellers cheque.
  • Acceptance. Travellers cheques are generally accepted less often than Visa or Mastercards.
  • Ease of use. Travellers cheques can be bulky and awkward to carry. Plus, you’ll have to go to the effort of getting them cashed rather than having immediate access to your cash like you would with a card.

Bottom line: Consider which travel money option is best for you

Whether you prefer to use a prepaid travel money card, your own credit card, travellers cheques, or cash, it’s always worth doing your research to figure out which option will offer you the best bang for your buck.

Some credit cards already offer decent fee-free exchange rates for spending overseas, so check with your credit card provider to see what terms it offers when you use your card abroad. Depending on where you’re going, traveller’s cheques may be a better option. This could be especially true if you’re going somewhere more isolated, with less recourse for using credit and debit cards.

Wherever you’re going, there’ll be a travel money option that meets your needs.

Frequently asked questions

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

More guides on Finder

26 Responses

    Default Gravatar
    DavidFebruary 25, 2019

    Can I use my FairFX Travel Card in New Zealand?

      AvatarFinder
      JoshuaFebruary 27, 2019Finder

      Hi David,

      Thanks for getting in touch with Finder. I hope all is well with you. :)

      Yes, you can use your FairFX Travel Card in New Zealand. We do have a FairFX Travel Money review on this page. You may also read this guide as it helps you know what services does FairFX offer and what currencies you can order through FairFX.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

    Default Gravatar
    MasonDecember 31, 2018

    What is the best way to get Indian rupees?

      AvatarFinder
      JoshuaJanuary 1, 2019Finder

      Hi Mason,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      The best way to get Indian Rupees depends on your needs, preference, and budget. If you plan to exchange your money to Indian Rupees, you can check local currency exchange rates within your area. You can also check online and find services who may do so.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

    Default Gravatar
    JohnDecember 31, 2018

    I will be working in France. I’m looking for a travel card to use while I’m there but also one I can top up using cash.

      AvatarFinder
      JoshuaJanuary 1, 2019Finder

      Hi John,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Upon checking, you might want to check this page. It is our travel money guide for France. On the same page, you will also find a list of travel cards that you can use in France. Most of them allow you to top up using cash.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

    Default Gravatar
    ShitalApril 7, 2018

    Hi going to indian Surat at end of April want to get prepaid card. Which card be best to use at atm need to withdraw 5000 pound in two weeks. Wedding shopping

    Thanks

      AvatarFinder
      JoshuaApril 8, 2018Finder

      Hi Shital,

      Thanks for getting in touch with finder.

      I might not be able to tell you which prepaid card is the best option for you since I don’t know all your personal details and needs. However, I can help you make a better decision by providing general information.

      Please go to this page to compare prepaid travel cards. On that page, you will find prepaid cards that you can use in India. Though our table on that page does not include Indian Rupees, you can still use those cards in India as long as you see the Mastercard or Visa logo.

      To know more about their ATM fees and other charges, please click on the “Go to site” green button to be redirected to their official website.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

    Default Gravatar
    JanMarch 9, 2018

    I will be going to MALTA this summer. Am I best to buy euros before I go or wait until I get there?

      AvatarFinder
      joelmarceloMarch 16, 2018Finder

      Hi Jan,

      Thanks for leaving a question on finder.

      The decision of buying/converting your money to EUR before heading to Malta would actually depend on your preference and travel plans. You may want to consider some factors before buying like the conversion rates and fees as well. We have here an article – https://www.finder.com.au/travel-money/europe on travel money guide to Europe, which you might find useful. This will also give you an idea on what card to bring in case.

      Cheers,
      Joel

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