World First Travel Insurance

Can World First provide you with the right level of cover for your next getaway?

World First specialise in providing travel insurance, and have plenty of options to suit your trip. It’s nice to have the peace of mind that you’re covered if something goes wrong, so why not look into a World First travel insurance policy today?

Continue reading to find out more about the Travel Insurance specialist, and see if their policies are right for you.

World First

World First Travel Insurance

  • Find cover for over 75 sports
  • 24-hour multi-lingual emergency helpline with legal advice
  • UK customer services and claims team
  • 14 day money back guarantee
  • Find cover for most pre existing medical conditions
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Who is World First?

World First is a travel insurance specialist, and is part of the Rothwell & Towler insurance group founded in 1973. World First is a family business that believes in providing the best quotes, cover, advice and service in the travel insurance market.

What are my policy options?

World First aim to offer the most comprehensive range of policies on the market, so as you might imagine they have plenty of policy options to suit your holiday.

The single trip policy can be tailored to fit more or less any holiday, and can cater for people of all shapes and sizes.

Features of the policy include:

  • Cover from one day to a year
  • Medical condition cover options
  • Cover for over 150 sports and activities
If you’re planning on going on more than one trip this year, you may want to consider Annual multi-trip travel insurance.

Features of the policy include:

  • Unlimited trips within a year
  • Different cover for each member of the group
  • Each trip can be up to 31 (or 62) days long
The Backpacker and Longstay options are ideal for those looking to take an extended break, no matter what stage in life you are at.

Features of the policy include:

  • Cover for anyone aged 18-65
  • Cover for up to a year
  • Cover for work and volunteering abroad
World First offer a lot of customisation on their policies, and allow you to cover for a variety of eventualities, these include:

  • Cover for your family
  • Cover for 1000s of medical conditions
  • Cruise travel insurance
  • Winter sports travel insurance
  • Different cover for different group members
  • Gadget cover
  • Chose the level of medical emergency expenses
  • Excess waiver
  • Stop over extension
  • Huge range of extra activities

What’s covered under my policy?

World First think that one size does not fit all, so their policies offer a lot of customisation and add-ons. Below we have listed under the options for a single trip policy.

CoveredEconomyStandardSuperior
If you’re unable to go on your trip
If your scheduled airline stops trading
Timeshare
Missed departure
If you chose to cancel after a 24hr delay
Departure delay
Emergency replacement of prescribed medication
Hospital benefit
If you need emergency medical attention
If you have to come home early
If your possessions are delayed by 12 hours
If your possessions are lost, stolen or damaged
If your cash is lost or stolen
If your passport is lost or stolen
Personal liability
Personal accident
Loss of limb
If you need legal advice
Natural disaster

As you would expect, the policy payout amount will increase as you move from Economy to Superior cover.

What is my excess?

An excess is the amount of money you contribute to each claim you make before World First will pay out.

The amount of your excess you have to pay will depend on which policy you have decided to go with and the nature of your claim. Make sure to check your policy schedule where your excess details will be shown in detail.

What is the claims process?

To make a claim with World First, you will have to complete and submit a claims form within 28 days of returning from your holiday.

To get a claims form you can visit Travel Claims Facilities’ website, or you can call +44(0)203 829 6761 (Lines open Monday-Friday 8am to 8pm, and Saturday 9am to 1pm).

If you’re abroad and need medical assistance, call the 24-hour medical emergency service on: +44 (0) 203 829 6745

*Disclaimer: Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don’t answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid.

The offers compared on this page are chosen from a range of products finder.com has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms ‘Best’, ‘Top’, ‘Cheap’ including variations, are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your personal financial circumstances when comparing products.

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