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Tesco Bank Travel Insurance

If you’re looking for travel insurance for your next big adventure, Tesco Bank might just have the right policy for you.

When you’re off exploring the world, you want to make sure you’re covered against anything that could go wrong. If you’ve ever lost anything abroad, you’ll know how stressful it can be.

Tesco Bank offer three levels of travel insurance cover and a range of optional extras so you can tailor your policy to suit your needs.

Keep reading to find out if Tesco Bank could provide travel insurance that’s right for you.

Who are Tesco Bank?

Tesco Bank was founded in 1997 and was originally named Tesco Personal Finance. It came about as a joint venture between Tesco plc and the Royal Bank of Scotland plc. But, in 2008 Tesco bought out the Royal Bank of Scotland and introduced the new name: Tesco Bank. Tesco Bank is now wholly owned by Tesco plc.

Tesco Bank now offer a range of retail banking and insurance products, aiming to meet the needs of Tesco customers.

What are Tesco Bank’s cover options?

Tesco Bank offer single-trip and annual multi-trip cover plus a range of optional extras so you can find cover that’s suitable for you.

If you choose Single-Trip cover, Tesco Bank offer three levels of cover and these range from Everyday Value cover (being the most basic level) and Standard cover to Finest cover (the highest level of cover). The limits and excesses for each level vary as do the benefits.

Tesco Bank’s Single Trip Cover

Tesco Bank’s single trip cover will give you cover for one trip you make.

Features of this policy include:

  • Choice of Everyday Value, Standard or Finest cover
  • 24/7 helpline
  • Up to £10 million emergency medical expenses cover
  • Cover for loss, damage and theft of personal belongings, money and documents (included only in Standard and Finest cover)
Tesco Bank’s Annual Multi Trip Cover

Tesco Bank’s single trip cover will give you cover for one trip you make.

Features of this policy include:

  • 24/7 helpline
  • Cover for an unlimited number of trips of up to 31 days over a 12 month period
  • If you are 64 or under, you can extend the trip length to 45 or 60 days for an additional premium
  • Cover for loss, damage and theft of personal belongings, money and documents (included only in Standard and Finest cover)
Tesco Bank’s Optional Extras

Tesco Bank offer some option extras you can add to your travel insurance policy.

These include:

  • Optional winter sports cover
  • Optional personal belongings cover for Everyday Value only

What’s covered under my policy?

Tesco Bank’s three levels of cover offer a varied range of benefits. Below you can see which benefits are and are not included in each level of cover.

CoveredEveryday ValueStandardFinest
Cancelled trip
Medical and other expenses
Hospital benefit
Personal accident, permanent disablement & death benefit
Personal belongings
Delayed baggage
Money and documents
Loss of passport
Personal liability
Missed departure
Catastrophe cover
Mugging
Pet care
Travel Legal Guard
Delay
Holiday abandonment
Financial failure cover
Hijack
Golf equipment and hire

What is my excess?

An excess is the amount of money you contribute to each claim you make before Tesco Bank Travel Insurance pay out.

The amount of your excess will depend on the level of cover you have and the nature of your claim. Make sure to check your policy schedule where your excess details will be shown in detail.

If you have purchased a Standard cover or Finest cover, you will be given the option to double the excess amount and receive a reduced premium as a result.

However, if you have purchased the Everyday Value cover, this option will not be available.

What is the claims process for Tesco Bank Travel Insurance?

If you need to make a claim, Tesco Bank have a claims helpline that’s open 24 hours a day, 365 days a year. You can call 03456777555 to make your claim, but make sure you have your policy details available.

Tesco Bank may ask for more documentation to support your claim and you can find more information on this in your Policy Booklet.

If you need help following a medical emergency, you can call 02380644633. You can find more information about this in your Policy Booklet.


*Disclaimer: Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don't answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid.

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