20-year, 25-year, 30-year and 40-year fixed rate mortgages
While possible, they’re rare. Learn about possible alternatives.
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How to get a mortgage if you’re a pensioner and retired
Pensioners can have a tough time getting a mortgage because each lender treats pension payments differently. Read our guide to getting a home loan when you’re retired.
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Offset mortgages
It’s no secret that an offset account can save you money. Here’s how it can reduce your interest and lower your debt.
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Declined mortgage application: Next steps
How to boost your chances of being approved the second time around.
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What credit score do I need to get a mortgage?
While there’s no minimum credit score you’ll need to be eligible for a mortgage in the UK, it’s helpful to know how your credit rating can affect your chances, and the loan terms you’re likely to get.
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How to calculate your loan-to-value ratio (LTV)
Read our guide and learn how to figure out your mortgage LTV ratio using the simple formula.
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Getting a 5% deposit mortgage under the government’s new guarantee scheme
Learn more about the new government scheme that allows first-time buyers and home movers to get on the property ladder.
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