Mortgages

Discover the pros and cons of a capped-rate mortgage and learn how it works.

It is possible to buy property with your pension, but there are a number of factors to be aware of before you decide whether it’s right for you.

A comprehensive guide to giving property to children, including if it’s your home or an investment property. We explain when they will need to pay inheritance tax on it.

Exchange of contracts is when a property transaction becomes legally binding but what does it involve and what do the various parties need to do to get to that point?

We explain what a deed of trust is used for and how it ensures that all joint owners of a property get their fair share of the proceeds if it’s sold.

Detailed guide to DIY conveyancing, including what checks you need to make, the searches you need to carry out and when you’re better off employing a professional.

While there’s no minimum credit score you’ll need to be eligible for a mortgage in the UK, it’s helpful to know how your credit rating can affect your chances, and the loan terms you’re likely to get.

Learn more about the new government scheme that allows first-time buyers and home movers to get on the property ladder.

A scheme that allows you to rent property at a reduced rate. Find out if it could benefit you.

Looking to pay off your mortgage earlier or remortgage? Find out everything you need to know about early repayment charges here.