Royal Bank of Scotland

Royal Bank of Scotland mortgages review, rates and comparison

Royal Bank of Scotland offers a range of fixed and variable rate mortgages that could be suitable for you.

3.8 ★★★★★ (46 reviews) Write a review
Customer rating
★★★★★
Satisfaction survey
Wide range of fixed rate and tracker mortgages
Mixed customer service reviews

Royal Bank of Scotland, commonly abbreviated as RBS, is one of the retail banking subsidiaries of The Royal Bank of Scotland Group plc. Royal Bank of Scotland has around 700 branches, mostly in Scotland, but some in larger towns and cities throughout England and Wales.

Compare Royal Bank of Scotland mortgages

Name Product Initial rate Revert rate (SVR) Maximum LTV Overall cost for comparison Apply link
Royal Bank of Scotland
0.87% fixed until 29/02/2024
3.59% variable
60%
3.1% APRC
View details
Royal Bank of Scotland
0.88% fixed until 29/02/2024
3.59% variable
60%
3.1% APRC
View details
Royal Bank of Scotland
0.92% fixed until 29/02/2024
3.59% variable
60%
3.2% APRC
View details
Royal Bank of Scotland
0.93% fixed until 29/02/2024
3.59% variable
60%
3.2% APRC
View details
Royal Bank of Scotland
0.97% fixed until 28/02/2027
3.59% variable
60%
2.6% APRC
View details
Royal Bank of Scotland
0.97% fixed until 28/02/2027
3.59% variable
60%
2.6% APRC
View details
Royal Bank of Scotland
0.98% fixed until 28/02/2027
3.59% variable
60%
2.6% APRC
View details
Royal Bank of Scotland
0.98% fixed until 28/02/2027
3.59% variable
60%
2.6% APRC
View details
Royal Bank of Scotland
1.02% fixed until 29/02/2024
3.59% variable
75%
3.2% APRC
View details
Royal Bank of Scotland
1.03% fixed until 29/02/2024
3.59% variable
75%
3.2% APRC
View details
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Overall representative example
If you borrow £170,000 over a 25-year term at 1.28% p.a. (fixed) for 64 months reverting to 3.59% p.a. (variable) for the remaining term, you would make 64 monthly payments of £662.46 and 236 monthly payments of £816.99. The total payable would be £236,354.08, which includes interest of £65,207, valuation fees of £102 and a product fee of £995. The overall cost for comparison is 2.7% APRC representative.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

What types of mortgages can I get with Royal Bank of Scotland?

Mortgage ratings

★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
Our customer satisfaction scores (“Customers say”) are based on a survey of 893 customers carried out in December 2020.
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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