HSBC Mortgage Rates & Fees Comparison

HSBC offers a range of fixed and variable rate mortgages that could be suitable for you.

Last updated:

compare HSBC mortgages
Your home may be repossessed if you do not keep up repayments on your mortgage.
HSBC Holdings PLC is a British multinational banking and financial services holding company headquartered in London, United Kingdom. It is the world’s sixth largest bank by total assets and the largest in Europe, worth US$2.374 trillion (as of December 2016).

HSBC provides a variety of mortgage types and will advise on a suitable plan over the phone, online or in-branch.

What types of mortgages can I get with HSBC?

  • Fixed rate Your interest remains fixed for a set amount of time, so you can be certain about the size of your monthly mortgage repayments.
  • Remortgages You can switch from your existing mortgage provider to HSBC via one of the lender’s remortgage products
  • Tracker Your interest rate shifts up and down alongside the Bank of England base rate.
  • Buy to let This mortgage allows you to borrow money to buy an additional property and let it out.
  • Shared ownership This mortgage allows you to buy a percentage of a property and pay rent on the remainder. You can then apply to buy additional percentages of the property as and when you can afford it.

How to apply

You can apply for an HSBC mortgage online, by calling 0800 169 6333 or visiting a local branch.

What information is needed to apply?

You’ll need to supply proof of identification, proof of address, proof of deposit and your last monthly payslip and bank statement.

Zero hours and contract workers will need to provide their P60 and additional payslips, so the lender can get a better idea of the consistency of their income. Self-employed applicants will need to provide their last two years worth of accounts.

Eligibility criteria

You must be at least 18 years old and no older than 80 when your mortgage term is due to end.

The applicant(s) will not be permitted to borrow more than five times their annual income.

According to the HSBC website, customers with adverse credit will only be considered “in exceptional circumstances”

Contact information

For general queries, call 01226 261010 or use the live chat function at hsbc.co.uk.

Compare HSBC using a mortgage broker

There are huge benefits to choosing to use a mortgage broker to help you get the right deal. They will do all of the hard work and research for you. They are experts in comparing the hundreds of loans and lenders out in the market based on your individual needs and eligibility, so you won’t have to worry about being forced into a deal. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal for you.

L&C work with over 80 different mortgage lenders, including HSBC, giving you a great opportunity to compare different mortgage deals in the market. To apply for a mortgage through L&C click the link below.

L&C Mortgage Advice

London and Country Mortgage Experts

L&C is a specialist broker offering mortgage comparison & free advice.

  • Compare over 80 mortgage lenders
  • Fee FREE mortgage advice
  • Personal customer service from start to finish
  • Open 7 days a week
Promoted
The finder.com mortgage service is provided by London & Country Mortgages (L&C). Beazer House, Lower Bristol Road, Bath BA2 3BA.
L&C are authorised and regulated by the Financial Conduct Authority (reg no. 143002). Please note the FCA does not regulate most Buy to Let mortgages.

Find a mortgage using a broker to compare the market

Habito

Habito

Save £1,000s on your mortgage. Applying is quick & easy with Habito. Get a quote online in minutes.
Mojo Mortgages

Mojo Mortgages

The Mojo mortgage calculator compares rates in less than 1 minute. A free online mortgage broker.
L&C cobrand

L&C

The UK's largest fee-free mortgage broker & adviser. No hidden costs. L&C compares rates from over 80 lenders.

Frequently asked questions

We exist to help you find better. The offers we've compared on this page are from a range of products whose details we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations of these) aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When you make major financial decisions, it's wise to consider getting independent financial advice. Always consider your own financial circumstances when you compare products so you get what's right for you.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site