Mortgages

Learn how to negotiate successfully.

Find out about the Older People’s Shared Ownership (OSPO) scheme in this handy guide.

A comprehensive guide to giving property to children, including if it’s your home or an investment property. We explain when they will need to pay inheritance tax on it.

Exchange of contracts is when a property transaction becomes legally binding but what does it involve and what do the various parties need to do to get to that point?

While there’s no minimum credit score you’ll need to be eligible for a mortgage in the UK, it’s helpful to know how your credit rating can affect your chances, and the loan terms you’re likely to get.

Learn more about the new government scheme that allows first-time buyers and home movers to get on the property ladder.

Find out how to fix your mortgage rate for up to 40 years with Perenna.

Looking to pay off your mortgage earlier or remortgage? Find out everything you need to know about early repayment charges here.

Buying a home with a mortgage should be simple but often there are many fees and charges associated. Find out how much extra you will have to pay when buying a house.

Second charge mortgages can allow borrowers to finance big projects, like home improvements. However they come with risk, so it’s crucial to read-up, do your sums and work out what’s right for your circumstances.