You can apply online, by calling 0800 783 3534 or by visiting a local branch.
You’ll need to provide personal details and financial information. You might need to show payslips and/or bank statements to back this up. The lender will also want to see details of any existing debt you have.
Usually, you must be 18 or over to apply and not more than 80 when your mortgage term comes to an end.
All applicants will be subject to an affordability test or credit check. Lloyds Bank has an affordability calculator on its website, which estimates how much you may be able to borrow. The maximum borrowing amount is £5 million.
For general mortgage queries, call 0800 783 3534 or visit a local branch.
Lloyds Bank was highly commended in our 2021 Mortgages Customer Satisfaction Awards. Lloyds finished 2nd in our mortgages customer satisfaction survey, scoring 4.5 out of 5 stars, and 91% of its customers saying they would recommend the service. In our survey, customers seemed happy with their experiences with Lloyds, feeling it’s a trusted and reliable provider, with a helpful customer service team.
Here is some of the feedback we got from Lloyds mortgage customers:
“I have found them very helpful”
‘Whenever I need to address a problem with them, they’re always willing to help”
“They have helped me throughout my mortgage application”
“They have been very consistent in service delivery”
If you don’t feel like you’re getting much from your bank account, switching has never been easier! Banks and building societies offer up cash and vouchers when you switch, and will handle the boring bits for you.
Discover more about Worldpay card machines to see if they could work for your business
Learn more about secured and unsecured loans to see what’s best for you.
Discover more about how credit cards and overdrafts work to see which option is best for you.
Discover what is meant by a good APR for credit cards.
We outline the pros and cons of withdrawing your whole pension as a cash lump sum, and why this could result in a high tax bill.
Discover all you ever wanted to know about the history of credit cards.
Virgin Money is grabbing a “Slyce” of the buy now, pay later pie with its newest credit card product. Here’s what we know so far.
Learn more about the Lloyds Under 19s account to see if it’s right for your child.
Find out what the First Direct 1st Account offers to see if it’s right for you.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.