If you’re looking for a more exclusive banking service, find out whether the Metro Bank Private Bank Account is right for you.
If you're looking for a private bank account with exclusive benefits and a personalised customer experience with a dedicated relationship manager, Metro Bank's Private Bank Account is worth considering. Offering fee-free card transactions in Europe, as well as the option of going in-branch if you need to, the account has a lot to offer.
However, thanks to its exclusive nature, eligibility requirements are strict, so if you don't meet the criteria you'll need to look elsewhere. Visit Metro Bank's website to apply or compare other Metro Bank accounts here.
Check out our guide to best private banks for more information.
Founded in 2010, Metro Bank was the first high street bank to open its doors in the UK in more than 100 years. Despite being a challenger bank, Metro Bank is not digital-only and has branches that open during the work week.
Metro Bank offers a range of personal and business accounts, including private banking.
| Account name | Current Account |
| Provider | Metro Bank |
| Account fee | £0 |
| Interest (AER) | 0% AER |
| ATM withdrawal limit | £300 |
| Debit network | Mastercard |
| Card type | Cash / Debit |
| Minimum eligibility age | 18 Years |
| Minimum operating balance | £0 |
| Minimum opening balance | £0 |
| Direct debits | |
| Current account switch guarantee | |
| Cheque Book |
| Currency conversion withdrawal for overseas cash withdrawal in Europe (EEA) | 2.99% |
| Currency conversion withdrawal for overseas cash withdrawal in non-Europe (EEA) | 2.99% |
| Foreign cash transaction fee in Europe | £1.50 |
| Foreign cash transaction fee in rest of world | £1.50 |
| Arranged overdraft available | |
| Arranged overdraft rate | 34% |
| Overdraft Grace Period | 14:00 same day |
| Representative example | If you use an arranged overdraft of £1,200, you'll be charged interest at 34% EAR variable. |
The Metro Bank Private Bank Account works in the same way as a standard bank account, but it’s far more exclusive. As well as providing a dedicated Private Banking Director to take care of you and your finances, you’ll also have support from a specialist team to provide tailored products and services.
The account can be managed in branch, online, and via mobile app and comes with a black Metro Bank Mastercard debit card.
The Metro Bank Private Bank Account offers the following key features:
The Metro Bank Private Bank Account is designed for professionals or entrepreneurs who are looking for a personal manager for their finances through one point of contact. To qualify you must have at least £1 million of assets or borrowings with the bank, which can include a mortgage.
If you’re looking for a bank account that provides a dedicated relationship manager, round-the-clock customer support, and fee-free European card transactions, Metro Bank’s Private Bank Account ticks all of these boxes.
To open a Private Bank Account, you’ll need to either call Metro Bank on 0203 402 8101 or email privatebankingreferrals@metrobank.plc.uk.
