Are all gadgets covered?

No, the Barclays Tech Pack won’t cover laptops, MacBooks, drones, cameras, sat navs, audiovisual equipment and anything that needs to be plugged in continuously to work. Gadgets more than 5 years old also won’t be covered.

Who are my gadgets insured with?

Barclays Tech Pack insurance is provided by Likewize and underwritten by Aviva.

Do I have to pay an excess?

Yes, if you make a claim you will be required to pay an excess. For the first year, it will cost between £79 and £179 depending on the type of claim. From the second year, your excess will cost between £29 and £149.

Are there any other insurance options with Barclays?

Yes, Barclays also offers its Tech Pack Lite for £13.50 which covers 2 phones or gadgets, or one of each. Then there’s Travel Pack Plus which doesn’t provide gadget cover, but does come with worldwide travel insurance, breakdown cover, airport lounge access and a concierge service. This costs £26 a month (from April 2026).

Barclays Tech Pack: Is it worth it?

Incentive: £200 switch offer. T&Cs apply.
Account fee: £17.5 per month
Interest (AER): 0% AER
Overseas card transactions: 2.99%
Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 35% EAR variable. Account fee of £17.5 per month.

Our verdict

If you already hold a Barclays current account and you have a lot of gadgets in your household, paying £17.50 a month for Barclays’ Tech Pack might seem worth it - particularly if your family is prone to damaging their devices or travels regularly.

However, forking out £210 a year isn’t cheap. So before signing up, it’s sensible to compare the fee to the cost of buying standalone cover for all your devices as this may work out to be more cost-effective. Some standalone policies may also cover gadgets against loss, which the Tech Pack does not.

Alternatively, it could be worth comparing packaged bank accounts as some of these have similar, if not lower, monthly fees and come with gadget insurance as well as a range of other perks, such as travel insurance.

Pros

Easy to add to your existing Barclays current account
Covers up to 4 phones and unlimited gadgets
Worldwide cover against theft, damage and breakdown
Make a claim in the app 24/7
Accounts are FSCS protected

Cons

Monthly fee is fairly high
Could work out cheaper to buy standalone cover
Gadgets are not protected against loss
You must sign up for at least 6 months

Details

Product overview

Incentive	£200 switch offer. T&Cs apply.
Provider	Barclays
Account fee	£17.5 per month
Interest (AER)	0% AER
ATM withdrawal limit	£300
Debit network	Visa
Minimum eligibility age	18
Direct debits
Current account switch guarantee
Cheque Book

Fees

Currency conversion withdrawal for overseas cash withdrawal in Europe (EEA)	2.99%
Currency conversion withdrawal for overseas cash withdrawal in non-Europe (EEA)	2.99

Overdraft information

Arranged overdraft available
Arranged overdraft rate	35%
Representative example	If you use an arranged overdraft of £1,200, you'll be charged interest at 35% EAR variable. Account fee of £17.5 per month.

What is Barclays Tech Pack?

Barclays Tech Pack is an optional add-on that can be included with your Barclays current account in return for a monthly fee. As it’s an insurance package, it covers items such as tablets, smartwatches, wireless headphones and portable gaming systems against theft and accidental damage.

How does it work?

To apply for Barclays Tech Pack you must already hold a current account with Barclays. You can then add the Tech Pack through online banking. Note you must sign up for at least 6 months.

Once added, you’ll have cover for up to 4 phones and unlimited gadgets:

Each device needs to have been bought for a maximum price of £2,000
Technicians can travel to repair your devices at home, work or wherever you are
Your phone and gadgets are covered worldwide against theft, accidental damage and breakdown, with phones also covered against loss
You can make a claim in the app 24/7
Cover can apply to you, your partner and children under the age of 23.

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