Bank of Ireland current accounts for December 2023
Get cashback rewards from well-known brands and access to savings accounts with Bank of Ireland
Compare Bank of Ireland’s current accounts
Types of current account from Bank of Ireland
Personal current account
Bank of Ireland’s personal current account offers cashback rewards from brands when you register your Visa Debit with their Live Life Rewards scheme. It also offers a simple pricing structure, allowing for greater control, online and mobile banking and access to Ireland’s largest network of cash machines and branches.
2nd level current account
The 2nd level current account is aimed at teenagers and young adults who are managing their own money for the first time. Features include a text top up, online and mobile banking and no fees for a range of transactions and services.
3rd level current account
The 3rd level current account caters for students studying for either an undergraduate or postgraduate qualification. With this account, you can get a Bio-sourced Visa Debit Card, mobile banking and access to a large ATM network. The account comes with a range of fee-free transactions.
Graduate current account
If you’re no longer a student, but have graduated within the last three years, you’re eligible for this account. This account comes with a range of fee-free transactions, a graduate overdraft, online banking and direct debits.
Young saver current account
This account is designed to teach children the importance of saving, and to introduce them to the value of money. If that sound’s good, then you may want to consider the Young saver current account. It can be opened online in minutes and savings will receive interest.
Golden years current account
This account is an upgraded version of the personal current account. You’re eligible to make this change when you turn 66. The main benefit of doing so is that this account helps you save on fees and charges; there are no quarterly transaction fees, for example. It also offers online and phone banking and access to a large branch network.
Basic bank account
Finally, Bank of Ireland offer a basic account, designed to simplify your everyday banking as much as possible. This comes with 365 phone and online banking.
The benefits of banking with Bank of Ireland
- Perks. The biggest perk must surely be the cashback rewards offered by Bank of Ireland across several of their current accounts. There’s also an extensive network of branches and ATMs, so you’ll never be caught short.
- Multiple ways to bank. Bank of Ireland offers a range of ways to handle your funds, including mobile banking and high street branches.
- Global acceptance. If you bank with Bank of Ireland, you’ll get a Visa Debit card. This means you don’t have to worry about card acceptance, no matter where you are in the world.
Opening an account with Bank of Ireland
To apply to open a current account online, you must have been a resident of the Republic of Ireland for at least two years. You must also be over 18, not a full-time student and be making the application on a sole or joint basis. You’ll need documents to prove your identity and address, so have your passport and utility bill or bank statement ready. Remember that if you’re applying online rather than in branch, you may need an extra proof of address document.
Customer service information for Bank of Ireland
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Frequently asked questions
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