Danske Bank primarily serves customers in Northern Ireland and has a range of current accounts suited to a variety of purposes. To join Danske Bank as a new customer, you must live in Northern Ireland.
Here’s a handy overview:
Compare Danske Bank current accounts
Types of current accounts from Danske Bank
Danske Cash Reward
Danske Bank’s Reward account offers you a £5 cash reward paid monthly into your account. However, to get the £5 reward, you must have at least £1,000 deposited into your account and have completed at least 8 Debit Mastercard transactions. You must also be receiving digital statements for your reward account. There’s also a £2 monthly account fee.
Danske Choice
Danske Bank’s everyday current account comes with the possibility to get an arranged overdraft, you can also manage your account easily via Danske’s mobile app. You can apply for the account online, by phone or in person.
Danske Freedom
The Freedom account is aimed at students and young adults between the ages of 18 and 27. Eye-catching features include an interest-free overdraft of up to £3,000, as well as discounted arrangement fees for mortgages.
Danske Discovery
Targeted at 11- to 17-year olds, this current account comes with contactless payment, Apple Pay, Samsung Pay and a mobile app. There’s no overdraft with the Discovery account. Under-16s will also need a parent or guardian’s permission to register for the app and open the account.
Danske Standard
Finally, the Standard current account is Danske Bank’s most straightforward, back-to-basics option. It comes with a Mastercard and access to eBanking. There’s no overdraft or chequebook and it’s not available if you already have a current account.
Pros and cons of banking with Danske Bank
- Perks. Perks include an arranged overdraft and a monthly cash reward paid directly into your account.
- Multiple ways to bank. Danske Bank offers a range of ways to handle your funds, including eBanking and high-street branches.
- Global acceptance. If you bank with Danske Bank you’ll get either a Visa or a Mastercard, so you really don’t have to worry about card acceptance, no matter where you are in the world.
- Round-the-clock assistance. If you lose your card or if it’s stolen, you can call Danske Bank 24/7 to get assistance.
- Only for customers in Northern Ireland. Danske Bank caters mostly for customers in Northern Ireland, where the majority of its UK branches are based. Customers applying for current accounts online must be resident in Northern Ireland.
Customer service information for Danske Bank
Email support | |
---|---|
Telephone support | |
In-app or live chat | |
Contact form | |
Branch support |
Opening an account with Danske Bank
If you’re a new customer and are applying online, you’ll need to be a resident of Northern Ireland. If you’re already a customer and are wanting to open a new current account, you’ll need to live in the United Kingdom. You don’t need to meet either of these criterion to apply in a branch or by phone. You may need to provide proof of identity and current permanent address. You’ll also need to provide copies of your most recent payslips. Once your application has been processed, a form will be sent to you to sign and return.
Our verdict
Danske Bank offers a lot of basic options. You can earn small rewards and there are generous overdrafts available. If Danske Bank’s current accounts are not for you, you can also compare other current accounts here.
Frequently asked questions
More guides on Finder
-
Winners of the Finder Green Banking Awards 2024 revealed
How green is your bank? We’ve published the winners and highly commended brands of the Finder Green Banking Awards 2024.
-
Winners of the Finder Green Banking Awards 2024 revealed!
Finder analysed the UK’s most popular banking brands’ sustainability credentials to reveal the winners of the Green Banking Awards 2024
-
Example email
An example of an email sent to Finder subscribers.
-
Finder Green Banking Awards 2024
These awards cut through the greenwash and recognise the banking brands in the UK which are sustainable and making a difference.
-
GoHenry vs Starling Kite: Find out which app is better
Learn more about GoHenry and Starling Kite and find out which is the better prepaid card option for your child.
-
Fixed-rate ISA calculator: Should you switch to a better rate?
Our fixed-rate ISA calculator estimates whether paying the get-out penalty on your ISA is worth it to open a new one at a better rate.
-
The ‘single tax’ revealed: What’s the true cost of being single?
Recent estimates suggest that over 8 million people live alone in the UK, so we’ve crunched the numbers to find the cost of being single.
-
Monzo’s new children’s account for under-16s, launching in 2024: What we know
Monzo is getting in on the cards-for-kids action. And this one is free. Get ready to dish out the Monzos, mum-zos!
-
Bank of Scotland switch offer
Before you switch accounts to Bank of Scotland, check to see if you can grab a juicy switch bonus.
-
Halifax Building Society switch offer
Learn all about how to get the latest switching offer from Halifax.