We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
Danske Bank current accounts for April 2024
Earn cash rewards and enjoy versatility with Danske Bank.
Danske Bank primarily serves customers in Northern Ireland and has a range of current accounts suited to a variety of purposes. To join Danske Bank as a new customer, you must live in Northern Ireland.
Here’s a handy overview:
Compare Danske Bank current accounts
1 - 6 of 6
Types of current accounts from Danske Bank
Danske Cash Reward
Danske Bank’s Reward account offers you a £5 cash reward paid monthly into your account. However, to get the £5 reward, you must have at least £1,000 deposited into your account and have completed at least 8 Debit Mastercard transactions. You must also be receiving digital statements for your reward account. There’s also a £2 monthly account fee.
Danske Choice
Danske Bank’s everyday current account comes with the possibility to get an arranged overdraft, you can also manage your account easily via Danske’s mobile app. You can apply for the account online, by phone or in person.
Danske Freedom
The Freedom account is aimed at students and young adults between the ages of 18 and 27. Eye-catching features include an interest-free overdraft of up to £3,000, as well as discounted arrangement fees for mortgages.
Danske Discovery
Targeted at 11- to 17-year olds, this current account comes with contactless payment, Apple Pay, Samsung Pay and a mobile app. There’s no overdraft with the Discovery account. Under-16s will also need a parent or guardian’s permission to register for the app and open the account.
Danske Standard
Finally, the Standard current account is Danske Bank’s most straightforward, back-to-basics option. It comes with a Mastercard and access to eBanking. There’s no overdraft or chequebook and it’s not available if you already have a current account.
Pros and cons of banking with Danske Bank
- Perks. Perks include an arranged overdraft and a monthly cash reward paid directly into your account.
- Multiple ways to bank. Danske Bank offers a range of ways to handle your funds, including eBanking and high-street branches.
- Global acceptance. If you bank with Danske Bank you’ll get either a Visa or a Mastercard, so you really don’t have to worry about card acceptance, no matter where you are in the world.
- Round-the-clock assistance. If you lose your card or if it’s stolen, you can call Danske Bank 24/7 to get assistance.
- Only for customers in Northern Ireland. Danske Bank caters mostly for customers in Northern Ireland, where the majority of its UK branches are based. Customers applying for current accounts online must be resident in Northern Ireland.
Customer service information for Danske Bank
Email support Telephone support In-app or live chat Contact form Branch support Opening an account with Danske Bank
If you’re a new customer and are applying online, you’ll need to be a resident of Northern Ireland. If you’re already a customer and are wanting to open a new current account, you’ll need to live in the United Kingdom. You don’t need to meet either of these criterion to apply in a branch or by phone. You may need to provide proof of identity and current permanent address. You’ll also need to provide copies of your most recent payslips. Once your application has been processed, a form will be sent to you to sign and return.
Our verdict
Danske Bank offers a lot of basic options. You can earn small rewards and there are generous overdrafts available. If Danske Bank’s current accounts are not for you, you can also compare other current accounts here.
Frequently asked questions
Go to siteMore guides on Finder
-
Gender bias in AI: Is there a problem with representation?
Investigating AI gender bias, we prompted ChatGPT to show images of people in high-powered roles and 99 out of 100 were white men.
-
Bitcoin halving 2024 takes place: What next?
Bitcoin halving 2024 happened on 19 April. We take a look at what’s next for Bitcoin’s price and the crypto market.
-
Women-led firms lag behind in startup funding despite equality drive
The gulf between the amounts received by men vs women from government-backed startup loans has widened, despite calls for more funding for women entrepreneurs.
-
Kroo vs Monzo: Which is the best?
We take a closer look at two of the digital banking brands leading the way in the UK. Compare Kroo and Monzo in our side by side guide.
-
How to buy Rubrik (RBRK) shares when it goes public
Everything we know about the Rubrik IPO, plus information on how to buy shares.
-
Problems in the growth pipeline? The female startup funding gap
Is the UK leaving £250 billion in growth on the table? Our free report shows how female entrepreneurs aren’t getting the same startup funding as men.
-
Robinhood statistics 2024: Users, revenue and growth
We look at the latest statistics on global trading app Robinhood, including the number of users, revenue and profitability.
-
Financial adviser vs coach: Who to talk to about your money
From financial advisers to accountants – if you need help with your personal finances, here’s who to talk to about what.
-
Best ways to invest £20k
Discover how you can build wealth by investing £20,000 and explore some of the top strategies for investing your money.
-
Zing review: An international money transfers app from HSBC
The multi-currency account could be a cost-effective option for anyone who is going abroad, provided you don’t plan to withdraw lots of cash.
