Clydesdale Bank B Credit Card review September 2019
Enjoy fee-free spending overseas and low ongoing rates with this credit card.
Balance transfer fee
Foreign transaction charge
|Balance transfer fee||0%|
|Purchases interest-free period||Up to 59 days|
|Min. credit limit||£500|
|Max credit limit||Not specified|
|Additional cards available||3|
If you’re looking for a credit card that offers 0% fees on overseas transactions, this option from Clydesdale Bank might appeal.
While it doesn’t boast headline-grabbing introductory balance transfer or purchase deals, it does come with an unusually low (albeit variable) ongoing rate, no annual fee and, provided you clear your balance in full each month, you’ll enjoy 59 days of 0% interest on your purchases each month.
You can track your spending using the B app, and enjoy contactless and mobile payments via Google Pay and Apple Pay. As it’s on the Mastercard network, this card is accepted in more than 35 million locations worldwide. You’ll also be able to enjoy access to Priceless Cities experiences.
How does this card compare with other similar cards on the market?
When it comes to repayments, you can make manual repayments online or over the phone (0800 678 3320), or alternatively set up a direct debit. A direct debit is a great idea because it protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee or losing any promotional rates as a result. You can arrange a direct debit for repayments when you apply for the credit card. The table below shows the options available.
Choose from the following direct debit options for your monthly repayments:
|Minimum amount||Fixed amount||Fixed percentage||Full amount|
How to apply for the Clydesdale Bank B Credit Card Mastercard
If you’ve compared cards and want to apply, completing the secure online application form takes about 15 minutes. Before you apply, check that you meet the eligibility requirements and have the information and documents you’ll need to make the process as straightforward as possible.