Citroen Saxo insurance group

The Citroen Saxo is a supermini car produced by the French manufacturer between 1996 and 2004. It is regarded as an entry-level car due to the low cost of ownership, and this can include insurance costs. In this guide, you’ll discover how much you could expect to pay to insure a Citroen Saxo based on your age and location.

What insurance group does the Citroen Saxo fall under?

Every vehicle you see is placed in an insurance group based on how much the vehicle should cost to insure. These groups range from 1 (cheapest) to 50 (most expensive). Citroen Saxo models are found in groups 7 to 27, meaning some models are comparatively cheap, while others will be slightly above average to insure. Here’s an example to illustrate the potential difference. A 30-year-old driver in an average postcode could pay around £688 for cover on a Citroen Saxo 1.0i Spree 4 3d that is in insurance group 7 or around £894 for a Citroen Saxo 1.6i 16V VTS 3d that is in insurance group 27. That’s an extra £206 based on the model of Citroen Saxo.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Citroen Saxo insurance cost by location

Among the aspects that affect the cost of your car insurance premium, one of the most important is your location.

To show the impact of your postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Citroen Saxo 1.5D Desire 3d.

• Expensive: £865 (London SE1)
• Average: £731 (Newcastle NE1)
• Cheap: £532 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Citroen Saxo insurance rate?

Along with insurance group, there are many other aspects that have a big impact on your insurance premium costs:

• Engine type and capacity. Cars with larger engines typically cost more to insure because these engines cost more to repair or replace. For example, it may cost £693 for insurance for a Citroen Saxo 1.0i Spree 4 3d, while you may pay £1,022 for a Citroen Saxo 1.6i 16V VTS 3d 99.
• Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £846 for insurance for a Citroen Saxo 1.1i LX 5d, while the same 30-year-old in Newcastle may only pay £711. That’s an extra £135 per year that the average 30-year-old would pay in London compared to Newcastle.
• Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £1,432 for the Citroen Saxo 1.0i Spree 4 3d, while the average 40-year-old Londoner will only pay £750. That’s almost double that the younger driver would pay in this scenario.

Other factors that influence the cost of your insurance include the following:

• The age of your car
• Your car’s safety rating score
• Your car’s anti-theft precautions
• Your driving history and activity, including no-claims discount
• Your annual mileage
• Your marital status
• Your credit history
• Your job title.

How can I save on my Citroen Saxo premium?

There are plenty of ways to help you lower the cost of your car insurance premium. Take a look at these ideas

• Limit your annual mileage (where possible). If it’s possible for you to occasionally walk or use public transport, rather than using your car, consider doing so. This can help to save on your premium.
• Pay annually rather than monthly. Some insurers charge interest on monthly payments. Avoid this by paying your premium in one annual lump sum.
• Install extra safety precautions. The installation of safety precautions that make your car safer lower the risk of you making a claim, so insurers are happy to lower your premium when you do so.
• Shop around for the best deal every year. Don’t blindly accept the renewal price given to you. You’ll usually find a better deal by using price comparison websites and switching to a competitor each year.

Facts about the Citroen Saxo

• In Japan, this vehicle is known as the Citroen Chanson.
• Production ceased in 2004, when Citroen focused on selling the C2 and C3 instead.

Bottom line

There are many different Citroen Saxo models, and your insurance costs will depend on what model you choose. Our guide will help you keep costs down.

Frequently asked questions

• What is the top speed of a Citroen Saxo?

  Depending on the model version, you can expect a Citroen Saxo to reach a top speed of 109 miles per hour.

• Is the Citroen Saxo safe?

  In its Euro NCAP crash tests, this vehicle only achieved 2 stars out of 5 for protecting adult occupants.

• How much car tax do I have to pay for the Citroen Saxo?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Citroen Saxo?

  You can buy a Citroen Saxo from dealerships, online sellers or a current owner.

• Where can I find Citroen Saxo car insurance?

  You can compare the costs of Citroen Saxo car insurance using any price comparison website.

• Is a Citroen Saxo expensive to insure?

  The Citroen Saxo can be found in insurance groups ranging from 7 to 27. This wide range means your choice of model will have a huge impact on the cost of your insurance.