Compare caravan insurance

Find the best caravan insurance policy for you, by comparing policies below.

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Compare caravan insurance policies below

Updated September 22nd, 2019
Name Product Available Cover Offer Details
Accidental damage, new for old, emergency accommodation, European cover
Up to 20% off no claims, Caravan Club & security discounts
Underwritten by UK insurer Royal & Sun Alliance PLC (RSA)
Accidental damage, new for old, emergency accommodation costs, special occasions
Up to 20% off no claims, Caravan Club & security discounts
Underwritten by UK insurer Royal & Sun Alliance PLC (RSA)
Accidental damage, internal & external contents, new for old
Underwritten by Royal & Sun Alliance insurance PLC (RSA)
Accidental damage while towing, new for old, theft or attempted theft, public liability
Underwritten by Towergate Underwriting Group Ltd and AIG Europe Ltd
Accidental damage, new for old, theft public liability
Underwritten by Towergate Underwriting Group Ltd and AIG Europe Ltd

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How to compare caravan insurance

If you like to get away for the weekend, it’s important that you’re properly covered. Just like a regular car, you have a number of insurance options when it comes to protecting your caravan.

Understanding the type of caravan you have and what you need cover for is the key to picking the right policy for you. Whether it’s for a towed vehicle or static caravan, find out how to get the best caravan insurance below.

What cover options are there?

There are a range of insurance policies to cover different types of caravan. These are:

Touring caravan insurance

A touring caravan is one that is towed by a car or other vehicle. While your existing car insurance may protect you when towing a caravan, this will generally only extend to third party, and will not cover any damage to your caravan.
Getting specialised insurance for your touring caravan will protect you from the following:

  • Theft
  • Damage to the interior or exterior
  • Third party liability

Static caravan insurance

Static caravans are generally larger than touring caravans and are often permanently installed at holiday parks. While you are not legally required to get caravan insurance, it can help protect against any damage caused to your property, especially if you’re not there to look after it all year round.

If you live in a static caravan permanently, you will need to get different insurance to someone who uses it as a temporary holiday home.

Trailer tent insurance

If you are pulling a trailer tent or folding camper behind your vehicle, you can also get caravan insurance to protect it from damage and theft.

Motorhome insurance

A motorhome is a vehicle that can be driven as well as lived in. Unlike caravans, you are legally required to get motorhome insurance if you plan on driving it in the UK. There are three main levels of cover:

How much cover do I need?

You don’t want to be paying for cover you don’t need. Take the following factors into consideration when shopping around for caravan insurance:

  • First, consider the value of your caravan and how much it would cost to repair or replace following an accident. If your caravan is brand new, you’ll probably want a more comprehensive policy and one that offers new-for-old replacement.
  • Next, consider how you will be using your caravan. Is it an on-site van or a touring caravan? How far will you be travelling and through what sort of terrain? Are you planning one big trip or several smaller trips?
  • The final step is to consider what you want your policy to cover. In addition to fire, storm, theft and malicious damage, do you want cover for towing costs and temporary accommodation? Do you need extra contents cover for valuable items?

How to keep your caravan safe

  • Lock it up. It wouldn’t hurt to invest in security devices such as wheel clamps to reduce the risk of thieves hooking your caravan up to a car and driving off. You may also want to consider fitting some sort of a tracking device.
  • Security features. Fit security alarms and immobilisers to further deter thieves. A security camera may also be a good idea.
  • Hide your valuables. To ensure that your caravan isn’t an attractive target for thieves, hide your valuables so they can’t be seen from the outside or if you can avoid bringing them on your trip then even better!
  • Get photographic evidence. Take photos of the inside and exterior of your caravan so that you can provide proof to your insurer following theft or malicious damage.
  • Join a club. If you regularly travel with the other members of a caravan club or group, you can enjoy safety in numbers and may also be able to take advantage of insurance discounts.

Frequently asked questions

Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don't answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid. The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
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