Compare caravan insurance policies below
What cover options are there?
It’s important that you find the right caravan insurance to suit your circumstances. The main types of caravan cover include: touring caravan, static caravan, trailer tent/folding camper and motorhome cover.
Here are more details of each:
- Touring caravan. This is particularly relevant if you are towing your caravan on the roads. It isn’t a legal requirement but worth it if you want to keep your caravan protected whilst you’re towing it.
- Static caravan. If your caravan doesn’t move then static caravan insurance is for you.
- Trailer tent. If you are pulling a trailer tent or folding camper behind your vehicle then you may want to consider insurance. You can protect it against theft or damage.
- Motorhome insurance. If you’re off on an epic road trip in your motorhome then you’ll want to check out motorhome insurance so you won’t have to worry about forking out a load of cash should something unexpected happen. These policies are similar to car insurance.
How much cover do I need?
You don’t want to be paying for cover you don’t need. Take the following factors into consideration when shopping around for caravan insurance:
- First, consider the value of your caravan and how much it would cost to repair or replace following an accident. If your caravan is brand new, you’ll probably want a more comprehensive policy and one that offers new-for-old replacement.
- Next, consider how you will be using your caravan. Is it an on-site van or a touring caravan? How far will you be travelling and through what sort of terrain? Are you planning one big trip or several smaller trips?
- The final step is to consider what you want your policy to cover. In addition to fire, storm, theft and malicious damage, do you want cover for towing costs and temporary accommodation? Do you need extra contents cover for valuable items?
How to keep your caravan safe
- Lock it up. It wouldn’t hurt to invest in security devices such as wheel clamps to reduce the risk of thieves hooking your caravan up to a car and driving off. You may also want to consider fitting some sort of a tracking device.
- Security features. Fit security alarms and immobilisers to further deter thieves. A security camera may also be a good idea.
- Hide your valuables. To ensure that your caravan isn’t an attractive target for thieves, hide your valuables so they can’t be seen from the outside or if you can avoid bringing them on your trip then even better!
- Get photographic evidence. Take photos of the inside and exterior of your caravan so that you can provide proof to your insurer following theft or malicious damage.
- Join a club. If you regularly travel with the other members of a caravan club or group, you can enjoy safety in numbers and may also be able to take advantage of insurance discounts.
*Disclaimer: Please take reasonable care to answer all the questions honestly and to the best of your knowledge. If you don’t answer the questions correctly, your policy may be cancelled, or your claim rejected or not fully paid.
The offers compared on this page are chosen from a range of products finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms ‘Best’, ‘Top’, ‘Cheap’ including variations, are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your personal financial circumstances when comparing products.