Established in Yorkshire in the 1960s, the ASDA brand is best known for its supermarkets. However, through its ASDA Money division, it also offers a range of credit cards, personal loans and travel money, plus insurance for caravans, cars, homes, pets and travel.
More recently, ASDA has branched out further to include breakdown cover into its growing list of financial products.
Who provides ASDA Money breakdown cover?
ASDA Money breakdown cover is provided by LV= Britannia Rescue, part of the Liverpool Victoria group of companies. There are over 3,000 breakdown staff on call 24 hours a day, year round.
Compare policy options with ASDA breakdown cover
What are my cover options with ASDA Money?
You can choose from 3 tiers of protection:
This is standard breakdown cover at an affordable price.
- Roadside assistance at least a 1/4 mile from your home.
- Cover anywhere in the UK and the Republic of Ireland.
- Recovery to a local garage or destination of your choice 10 miles away from the breakdown.
- Up to 6 call-outs per year.
- Home assistance and recovery to a local garage.
- No call-out fees.
- Car hire or accommodation if your car can’t be fixed on the same day.
- Message relay service to your family if you break down.
- 24/7 English-speaking helpline.
- Up to £800 towards the cost of a hire car.
- Car hire or accommodation option if your car can’t be fixed on the same day.
- ASDA Money will arrange for you, your vehicle and up to 7 passengers to get back to the UK if your vehicle can’t be fixed before the end of your trip.
- Replacement driver service if the only driver falls ill or suffers an injury.
What is my excess?
An excess is the amount of money that you will be expected to pay if you make a claim.
Whilst you will not have to pay an excess for your breakdown cover, you will have to pay one should you receive a replacement vehicle.
For full details about the excess on your breakdown cover, please consult your breakdown cover policy.
What is the claims process for ASDA Money?
If you break down and need to make claim, you can call the ASDA Money hotline number.
There’s a 24-hour helpline on 0800 202 8100 and operators will be able to talk you through the next steps. If you’re calling from Europe, the number is +44 1689 891 063.
Pros and cons for ASDA Money breakdown cover
Pros
- 4 out of 5 cars are successfully fixed at the roadside
- 24/7 roadside assistance all year
- 42-minute average response time
Cons
- No option to customise policies
- Policy information is not easily accessible
Our verdict
ASDA Money offers a good range of policies. The European cover is one of the best in the market; ASDA Money has been awarded 5 stars by the policy analyst Defaqto for its breakdown cover policies.
ASDA Money says it has an average response time of 42 minutes and manages to successfully fix 4 out of 5 breakdowns at the roadside. One downside is that the product range isn’t large enough to enable you to customise your policy exactly to your needs by adding and removing parts of the policy.
Overall, ASDA Money is a good provider and with the pedigree of LV= to back it up, would be a good choice for many.
Get started by visiting ASDA Money’s website and sign up for a policy. If you’ve decided that ASDA Money breakdown cover isn’t for you, you can also compare other breakdown cover policies in our guide.
Breakdown cover ratings
Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.
To find out more, read our full methodology.
More guides on Finder
-
M&S Bank Credit Card Purchase Plus Offer Mastercard review
Enjoy the longest introductory purchase 0% deal offered by M&S Bank, and earn M&S points on all your spending. Compare live rates and alternative options.
-
Winners of the Finder Green Banking Awards 2024 revealed
How green is your bank? We’ve published the winners and highly commended brands of the Finder Green Banking Awards 2024.
-
Winners of the Finder Green Banking Awards 2024 revealed!
Finder analysed the UK’s most popular banking brands’ sustainability credentials to reveal the winners of the Green Banking Awards 2024
-
Example email
An example of an email sent to Finder subscribers.
-
Finder Green Banking Awards 2024
These awards cut through the greenwash and recognise the banking brands in the UK which are sustainable and making a difference.
-
GoHenry vs Starling Kite: Find out which app is better
Learn more about GoHenry and Starling Kite and find out which is the better prepaid card option for your child.
-
Fixed-rate ISA calculator: Should you switch to a better rate?
Our fixed-rate ISA calculator estimates whether paying the get-out penalty on your ISA is worth it to open a new one at a better rate.
-
The ‘single tax’ revealed: What’s the true cost of being single?
Recent estimates suggest that over 8 million people live alone in the UK, so we’ve crunched the numbers to find the cost of being single.
-
Monzo’s new children’s account for under-16s, launching in 2024: What we know
Monzo is getting in on the cards-for-kids action. And this one is free. Get ready to dish out the Monzos, mum-zos!
-
Bank of Scotland switch offer
Before you switch accounts to Bank of Scotland, check to see if you can grab a juicy switch bonus.