AXA breakdown cover review

Discover the main benefits of AXA breakdown cover and choose from a wide range of policy options.

3.7 ★★★★★ (142 reviews) Write a review
Customer rating
Satisfaction survey
Get help from a 24-hour helpline or the e-Rescue app
Customers on Trustpilot complain of price hikes on renewal

AXA is an international insurance firm that offers breakdown cover, among other products. In this guide, we look at the main benefits of AXA’s breakdown policy and the pros and cons of the cover.

What types of policies are on offer?

  • AXA Local. If your vehicle breaks down more than a mile from your home, AXA experts will repair it at the roadside. If it can’t be repaired, you and up to six passengers will be transported to any destination within 20 miles.
  • AXA Nationwide. All the benefits of AXA Local, but recovery is available to any address in the UK (however far it is from where you broke down). You’ll also be provided a hire vehicle or overnight accommodation if necessary.
  • AXA Nationwide and Homestart. All the benefits of AXA Nationwide, plus you’ll also be covered within a mile of your home.
  • AXA European. All the benefits of AXA Nationwide and Homestart, plus recovery across most of Europe.

Cover limits

If your car breaks down, AXA experts will come to repair it. If they can’t, you will be transported to your destination, or within 20 miles of it depending on the limits on your policy. With the two most expensive policies, you’ll be offered a hire vehicle or overnight accommodation if you need it.

All policies grant you cover for lost keys and misfuelling, plus your caravan or trailer. You can choose to add personal cover, which will protect you in any car you’re insured to drive.

Claims process

If you need help, call 0800 197 1121 for assistance. Alternatively, use the free e-Rescue tool. Either way, you’ll need to provide details of your vehicle, where it is and what you think might be wrong with it.

Managing your policy online

To manage your policy online, click the “Log In” button at the top of the AXA website.

Customer reviews

AXA has received over 4,000 reviews on Trustpilot. At the time of writing, it had an average rating of 4.1 out of 5.

Benefits of AXA breakdown insurance

  • Four policies to choose from
  • All policies cover you for misfuelling, lost keys, caravans and trailers
  • Get help from a 24-hour helpline or the e-Rescue app


  • Some customers on Trustpilot complain of premium hikes on renewal and administration fees

Our verdict

AXA offers an impressive level of protection with its breakdown cover policy. With four policies available to choose from, you can find the level of cover necessary for you.

Get started by visiting AXA’s website and sign up for a policy. If you have read this review and decided that AXA breakdown cover is not for you, you can also compare other breakdown cover policies on the market.

Frequently asked questions

Breakdown cover ratings

★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor

Finder scores, in blue, are based on our expert analysis. We also show reviews from users, where we've received more than 10, with a score in yellow. We gather more reviews from customers every year in Finder's customer satisfaction survey.

To find out more, read our full methodology.

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Danny is a publisher at Finder specialising in insurance and investing. He previously worked at the global insurer Aon and has appeared in national media giving advice on insurance. Danny holds a BA in International Business from the University of Plymouth and has undying loyalty to his average-poor football team, Portsmouth FC. See full bio

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