Rescuemycar.com breakdown cover review

Rescuemycar.com offers members unlimited UK and EU breakdown cover for cars, vans and motorbikes, and claims to be with a member needing assistance within 40 minutes. The cover it offers comes in a range of membership levels suitable for all circumstances. Here’s what else we think you should know about Rescuemycar.com.

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Great value breakdown cover tailored to your needs

• Cover for your car, motorcycle or van
• Choose from a selection of levels to ensure you only pay for what you need
• 24/7 UK based call center

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Who is Rescuemycar.com?

Rescuemycar.com offers breakdown and recovery services for cars, vans and motorbikes in the UK and whilst travelling in Europe.

It was established in 2000 to offer customers an alternative to the bigger brands within the breakdown industry.

NCI Insurance, which is a UK motor and pet insurance broker in the UK, also operates Rescuemycar.com.

NCI Insurance Services Ltd is an appointed representative of NCI Vehicle Rescue plc, which is authorised and regulated by the Financial Conduct Authority.

• Who underwrites the breakdown cover from Rescuemycar.com?

  Rescuemycar.com UK breakdown policies are underwritten by Sterling Rock Ltd. Its EU breakdown policies are underwritten by Opteven.

What levels of breakdown cover does Rescuemycar.com offer?

Rescuemycar.com has four membership levels to its breakdown cover. These include:

• Rescue 1
• Rescue 2
• Rescue 3
• Rescue 4

Optional extras

Rescuemycar.com has limited additional protection to bolt onto your breakdown cover, including:

• Home start. Assistance from outside your home.
• Key cover. Protection of up to £1,500.
• Personal breakdown cover. Breakdown cover whether you’re the passenger or the driver of an eligible vehicle.
• Single trip EU breakdown cover. Single EU trips of up to 31 days and recovery back to the UK for you, your passengers and your vehicle.

What is my excess?

Your insurance excess is the amount of money you will need to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount. A compulsory excess amount might vary depending on the age of your car and your driving experience.

A voluntary excess is on top of the compulsory excess and is normally set by you when taking out a policy. You may have the option of adding or increasing a voluntary excess, which should lower your breakdown cover premium.

You’ll find details about any compulsory or voluntary excesses in your policy document.

What do I do if I need assistance?

If you have an accident, you can call Rescuemycar.com on its emergency helpline on 01423 535 795.

This claims line is open 24 hours a day, 7 days a week.

It’s important that you have the following information to hand when calling Rescuemycar.com:

• Your personal details such as your name and telephone number.
• Your location and the details of the breakdown.
• Your vehicle’s registration number, make, model and colour.

Frequently asked questions

• Can I get insurance that starts immediately?

  No. A breakdown policy will only begin 24 hours after purchasing the policy.

• How long is a quote from Rescuemycar.com valid for?

  As Rescuemycar.com uses live rates, quotes are only valid at the time they are given and are subject to change.

• Can I pay for my breakdown cover in monthly instalments?

  Unfortunately not. Rescuemycar.com only offers breakdown cover that is paid for upfront in one, single payment.