Whether you’ve got a touring caravan or a static caravan, you’ll want to protect your investment. Towergate Insurance has been arranging caravan cover for more than 40 years. It says that all its caravan policies include protection against fire, theft, storm and malicious damage, give customers the option from new for old or market value cover, as well as £1,000 of contents cover. Here’s what else we think you should know.
Towergate Insurance is a specialist insurance provider that started in 1997. It has since bought up more than 300 specialist insurers and arranges a range of policies, including static and touring caravan, car, boat, travel, home, landlord and commercial vehicle insurance.
While Towergate Insurance does have a broker division that works with a number of insurers for other policies, its caravan insurance is provided directly by Towergate Underwriting Group Ltd.
Towergate Insurance is a trading name of Towergate Underwriting Group Ltd.
Check your policy details carefully to ensure you have the right cover for your needs.
Towergate Insurance offers extras you can bolt onto your touring caravan policy, including:
Here are Towergate insurance policies, so you can compare between the two.
Towergate Insurance has some general exclusions that apply:
Check your policy for further details to confirm your cover is valid.
Your insurance excess is the amount of money you have to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount.
A voluntary excess is normally an amount set by you when taking out a policy. You’ll have the option of adding or increasing a voluntary excess, which could in turn reduce your premium.
Meanwhile, a compulsory excess amount might vary depending on the age and standard of your caravan or your driving experience.
You’ll find details about any compulsory or voluntary excesses in your policy document.
You can call the Towergate Insurance caravan claims line on 0344 982 1416 to make a claim. This claims line is open weekdays only between 9am-5pm (9am-3.45pm on the first Friday of each month). Alternatively, you can email leisureclaims@towergate.co.uk.
You’ll need to have your insurance policy details, as well as all facts about any incident to hand.
It’s important that you let your insurer know about an incident as soon as possible, even if it’s not your fault. A delay in reporting an incident or failure to report it could result in a rejected claim later on.
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