Renault Twingo insurance group
Compare car insurance costs for your Renault Twingo based on your age and location.
The Renault Twingo is a small city car, originally produced in 1992, now in its third generation. It’s affordable, reliable and fun to drive. In this guide, you’ll learn how much it costs to insure based on the specific model version as well as the demographics of the driver.
What insurance group does the Renault Twingo fall under?
All vehicles are given a specific car insurance group that ranges from 1 (cheapest) to 50 (most expensive) based on how expensive they should be to insure. Car insurance companies use these groups to determine the cost of your premium. A Renault Twingo can be found in insurance groups ranging from 2 to 11, meaning the car insurance will be on the cheap side.
However, the costs will vary depending on the specific model of Renault Twingo you have and the insurance group it falls under. As an example, a 30-year-old driver in an average postcode could pay around £582 for cover on a Renault Twingo 1.0 SCE Expression 5d that is in insurance group 2 or around £731 for a Renault Twingo GT TCe 110 5d that is in insurance group 11. From this comparison, we can see the impact of premium pricing when one car is in a much higher insurance group.
Renault Twingo insurance cost by location
The table above shows the average cost of Renault Twingo insurance based on insurance groups and driver age. However, there are a number of other factors that affect the cost of your car insurance premium, one of the biggest being your location.
To show the potential influence of your home address, we have pulled together some average quotes for a 30-year-old living in three different locations. The quotes are for a Renault Twingo 0.9 TCE Iconic 5d.
- Expensive: £836 (London SE1)
- Average: £700 (Newcastle NE1)
- Cheap: £505 (Galashiels TD1)
Which factors affect my Renault Twingo insurance rate?
Along with insurance group, there are a number of key factors that have the biggest impact on your insurance premium costs:
- Engine type and capacity. In general, cars with bigger engines cost more to insure. That’s because bigger engines cost more to repair or replace. As an example, it may cost £715 for insurance for a Renault Twingo 1.0 SCE Play 5d, while you may pay £865 for a Renault Twingo GT TCe 110 5d.
- Driver location. Where you live helps determine the level of risk that your car may be stolen or you’ll be involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £678 for insurance for a Renault Twingo 1.0 SCE Expression 5d, while the same 30-year-old in Newcastle may only pay £582.
- Driver age. The youngest drivers have to pay more for car insurance, because they are statistically the most likely to claim on their policies. As an example, the average 20-year-old driver in London may pay £1,454 for the Renault Twingo Iconic TCe 90 EDC auto 5d, while the average 40-year-old Londoner will only pay £762.
Other factors that influence the cost of your insurance include:
- Your marital status
- Your credit history and job
- Your car’s safety rating score
- The model of your car
- The age of your car
- Your car’s security and any extra anti-theft precautions
- Annual miles driven
- Your driving history and activity
- No claim discount
How can I save on my Renault Twingo premium?
Car insurance is relatively cheap for a Renault Twingo, but you’ll surely still want to do all you can to find the best deal for a price that’s within your budget. Here are some ideas to help you do that.
- Limit your car usage (where possible). Occasionally deciding to walk or getting public transport, rather than using your car, can help to save on your premium.
- Pay annually rather than monthly. If you pay annually, you’ll usually save money, as most insurers charge interest on monthly premium payments.
- Install extra safety precautions. The safer you make your car, the less of a risk you’ll be deemed. As such, by adding extra safety measures, you’re quite likely to lower your premium.
- Don’t just accept your renewal quote. Insurance companies tend to save their best deals for new customers, so don’t blindly accept your renewal quote. Shop around for the best deal using price comparison websites – there may be cheaper options out there!
The Renault Twingo provides great value for money. It’s cheap to buy, run and insure. Plus, the tips in this guide will help you to reduce your premiums even further.
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