Peugeot 208 insurance group and cost

The Peugeot 208 is a supermini known for providing great comfort as well as impressive value for money. In this guide, we’ll look at car insurance costs for the 208 and how you could save on your premiums.

How much does it cost to insure a Peugeot 208?

To give you an idea of how much it could cost you to insure your car, we ran a number of quotes to find an average figure. Our results estimated that, on average, you could insure your Peugeot 208 with a comprehensive policy for the monthly price of £72.96 or an annual sum of £768.32.

• How we got this rate

  We generated these quotes using the following assumptions.
  The vehicle is/has the following:

  • A 2018 model
  • Manual transmission
  • A 1.2-litre petrol engine
  • 5 seats
  • 5 doors
  • Factory-fitted alarm system
  • The car is not modified
  • Used for social, domestic and commuting purposes
  • 10,000 mileage per year
  • Parked in a work car park during the day
  • Parked on a driveway at night

  The driver is/has the following:

  • A 30-year-old, single teacher from London
  • A homeowner
  • 5-year no claim discount
  • No driving or other convictions in the last 5 years

However, this is just an average: your actual premium will depend on a number of factors, including the insurance group the car is in.

Peugeot 208 insurance groups

Vehicles in the UK are categorised into insurance groups, ranging from 1 (the cheapest) to 50 (the most expensive), which partly determine the cost of your premium.

Peugeot 208 models range from insurance groups 5 to 26. This means the cost of insurance can vary significantly between various 208 models, although they’re all at the more affordable end of the spectrum. For example, a 30-year-old driver in an average postcode could pay the following:

• Around £498 for cover on a Peugeot 208 1.0 VTi Access 3d, which is in (insurance group 5)
• Around £640 for an insurance group 10 car like the Peugeot 208 1.2 e-VTi Active 3d EGC

That’s a difference of more than £70 just by going up a few insurance groups.

Insurance groups are determined by factors that are specific to your vehicle including your car’s engine size and performance, safety and security features and the cost of repair.

However, the insurance group isn’t the only factor determining the cost of your car insurance: one of the most important other factors is your age. The younger you are, the more risk you represent to insurers, and the more you’re likely to pay for insurance.

That’s why, in the table below, we show you the cost you’d be likely to pay at a few different ages.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: June 2024 (source: Confused).

Peugeot 208 insurance cost by location

The table above shows the average cost of Peugeot 208 insurance based on insurance groups and driver age. However, many other factors affect the cost of your car insurance premiums. One of the biggest is where you are in the UK. Where you live helps determine the level of risk that your car may be stolen or that you’ll be involved in an accident, and this affects the cost of insurance.

To demonstrate the power of the postcode, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Peugeot 208 1.4 HDi Active 3d.

• Expensive: £942 (London SE1)
• Average: £699 (Newcastle NE1)
• Cheap: £652 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average-cost location and TD1 represents one of the cheapest locations. Updated: June 2024 (source: Confused).

What other factors affect my Peugeot 208 insurance rate?

We’ve covered the impact of insurance groups, driver age and location. Here are some of the other factors that affect your insurance premium costs:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car, particularly the engine size and capacity
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Your driving history and activity
• No claim discount

How can I save on insurance premiums for my Peugeot 208?

When searching for insurance, you’ll want to find the best deal for a price that’s within your budget. We’ve uncovered some tricks you can try to lower the cost of your premium: take a look below.

• Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premium.
• Pay annually rather than monthly. It might be scary to part with a large sum of money in one go, but if you’re able to pay annually, you can save an average of £107.20 a year.
• Don’t just accept your renewal quote. When it’s time for renewal, it’s worth investing a couple of hours to shop around: there may be cheaper options out there.

Bottom line

There’s a lot to appreciate about the Peugeot 208, including the cost of insuring it: follow the tips in this guide to bring your premiums down even further.

If you’re on the lookout for a car insurance provider, check out our comprehensive list of the best car insurance companies in the UK.

Frequently asked questions

• How much does a Peugeot 208 cost?

  As of January 2023, the on-the-road MRRP (manufacturer’s recommended retail price) of a brand new Peugeot 208 starts at £20,340, depending on the version.

• What is the top speed of a Peugeot 208?

  Depending on the model version, Peugeot 208s can reach top speeds of between 93.21 and 129.2 mph.

• How much car tax do I have to pay for the Peugeot 208?

  Car tax rates depend on the car’s emissions: see the UK government website for details.

• Where can I buy a Peugeot 208?

  You can buy a Peugeot 208 online, by visiting your local Peugeot 208 retailer or through various motor resellers and websites.

• Is a Peugeot 208 a good first car?

  It’s small and relatively inexpensive – both things drivers tend to look for in their first car. However, the first-generation 208 in particular doesn’t have a great reputation for reliability.

• Is the Peugeot 208 cheap to run?

  Its fuel efficiency is good (see below), but servicing costs are higher than for many rivals.

• Does the Peugeot 208 use a lot of fuel?

  The 1.2 PureTech 100 petrol got 47.9mpg in WhatCar’s real-world tests, and the diesel models are even more efficient.

• Is the Peugeot 208 being phased out?

  Not as far as we know.

Written by

Grace Fletcher-Hackwood

Writer

Grace was a Finder writer specialising in credit and loans. She's been writing about personal finance for several years and enjoys helping consumers sort the facts from the fluff. See full bio