Car insurance group 50

Find out which cars are listed in insurance group 50 and how much it costs to insure them based on the driver's age and their location.

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What is insurance group 50?

With insurance groups ranging from 1 to 50, vehicles in group 50 are the most expensive to insure. The cars that fall into this group usually have high market values and expensive parts and repairs.

All vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps insurers work out the cost of car insurance premiums.

In this guide, we’ll explore the factors used to place cars in group 50, plus the other circumstances considered by insurers when calculating your car insurance costs.

Car makes and models in insurance group 50

There’s a number of popular cars in insurance group 50. As you can expect, these cars have a high market value and are very expensive to insure.

Insurance groupCar make/modelDetails
50Alfa Romeo Stelvio SUVThe Alfa Romeo Stelvio won the 2019 What Car? Performance SUV of the Year award. It also received a full 5-star safety rating from Euro NCAP.
50Audi A6 AvantThis executive car received a full 5-star safety rating from Euro NCAP. Its safety features include a lane assist system and speed assistance.
50Bentley Flying SpurThis is arguably Bentley’s most iconic vehicle. This 4-door luxury sedan is powered by a 6-litre twin-turbocharged W12 engine.
50Bentley Bentayga SUVThe Bentley Bentayga is a mid-size SUV, which combines power with luxury. It is powered by a Twin Turbo Premium V8 engine.
50BMW i8This quick and agile hybrid sports car is equipped with a turbocharged 1.5-litre 3-cylinder gas engine. It is capable of going from 0-60mph in just 4.1 seconds.
50Corvette StingrayThe Corvette Stringray won the 2020 MotorTrend Car of the Year award. This luxury sports car is powered by a 6.2-litre V8 engine, capable of reaching 60mph in as little as 2.8 seconds.
50Jaguar XEThis executive vehicle won the Car Brand with Best Features award at the 2019 Auto Trader New Car Awards. It received a 5-star test rating from Euro NCAP.
50Lotus EvoraThis slick and sharp sports car boasts a 3.5-litre V6 engine, capable of going from 0-60mph in just 3.9 seconds.

Cars in group 50 and the average insurance cost by driver’s age

The table below will help you work out how much you’ll pay for your car insurance, based on your chosen model of car and your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Alfa Romeo Stelvio 2.9 V6 BiTurbo 510 Quadrifoglio Auto [ACC] 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Audi E-Tron 55 265kW Quattro auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Audi A6 RS 6 TFSI Quattro Launch Edition Tiptronic 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Audi A7 S7 Vorsprung TDI 349PS Quattro Tiptronic auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Audi A8 S8 TFSI 571PS Tiptronic auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
Audi Q7 SQ7 TFSI Quattro Vorsprung Tiptronic 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Audi Q8 RS Q8 (Comfort and Sound Pack) 600PS Quattro Tiptronic auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Audi R8 5.2 FSI V10 Quattro 2dr S Tronic [Comfort+Sound] 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Bentley Flying Spur 6.0 W12 4dr Auto [Touring Spec] 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
Bentley Bentayga V8 Design Series auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW 2 Series M2 CS 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW 3 Series M3 CS M Double Clutch Transmission auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW 4 Series M4 Coupe GTS 2d DCT 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW 5 Series M5 35 Jahre Edition M Steptronic auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW 6 Series 640i xDrive SE Sport Automatic 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW 7 Series 730d MHT 4dr Auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW 8 Series 840d xDrive auto 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW i8 Coupe 2d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW X3 xDrive40i M Sport Step Auto [Pro Pack] 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW X5 M50d Sport Automatic (Third-row seating) 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW X6 xDrive X6 M Competition 5dr Step Auto [Ultimate] 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW X7 xDrive30d Sport Automatic (Six-seater) 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW Alpina D3 3.0 Bi Turbo 4d Switch-Tronic 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW Alpina B4 Bi Turbo 2dr Switch-Tronic 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW Alpina XD3 AWD Switch-Tronic auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW Alpina D4 D4 3.0 Bi Turbo 2d Switch-Tronic 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW Alpina D5 S Bi-Turbo AWD Switch-Tronic auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
BMW Alpina B6 B6 V8 [608] Bi Turbo 2dr Switch-Tronic 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Chevrolet Camaro 6.2 V8 Hot Wheels Special Edition 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Corvette Stingray 6.2 V8 Coupe 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Ferrari F430 Scuderia 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Infiniti FX 3.0d GT Premium 5d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Infiniti FX 3.7 V6 GT Premium 5d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Jaguar XJ 3.0d V6 Premium Luxury (09/15-) 4d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Jaguar XJ 5.0 V8 Supercharged Supersport (8speed) 4d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Jaguar XK 5.0 V8 Artisan Special Edition 2d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Jaguar XF 5.0 V8 Supercharged XFR-S 4d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Jaguar F Type 5.0 V8 575 Supercharged AWD auto 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Jaguar I Pace EV400 AWD auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Jeep Cherokee Trackhawk 6.2 V8 Supercharged 710hp auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Range Rover 5.0 P565 SVAutobiography Dynamic Black 4dr Auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
Range Rover Velar SVAutobiography Dynamic Edition P550 auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Lexus LS 500h Premier (Analine Pack) auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
Lexus LC 500 5.0 [464] Limited Edition 2dr Auto [Terrane] 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Lexus RC F 500 5.0 Carbon 2d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Lotus Exige 3.5 V6 S (Premium) Coupe 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Lotus Evora 3.5 V6 +2 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Maserati Quattroporte auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
Maserati Ghibli V6 S GranSport Nerissimo Carbon Pack 4dr Auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
Maserati Levante auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Maybach 62 6.0 S 4d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Mercedes Benz AMG GT 63 4Matic+ AMG Speedshift MCT auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
Mercedes Benz C class C 63 S AMG Speedshift auto (09/2018 on) 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Mercedes Benz E class E63 S 4Matic+ Night Edition Prem+ 9G-Tronic 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Mercedes Benz CLS Class CLS 53 4Matic+ AMG Speedshift TCT auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
Mercedes Benz S Class S350L BlueTEC SE Line 4d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Mercedes Benz SL Class SL 500 (AMG Sport Pack) 2d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Mercedes Benz G Class G 350 d Night Edition 7G-Tronic Plus auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Mercedes Benz M Class ML63 AMG (Premium) 5d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Mercedes Benz GLS Class GLS 63 4Matic+ Night Edition AMG Speedshift TCT auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Mercedes Benz R Class R63L 5d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Mercedes Benz GLE class GLE 53 4Matic+ Premium Plus AMG Speedshift TCT 9G auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Nissan GT-R 3.8 2d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Porsche Cayenne 3.6 S 5d Tiptronic S 50 £2,058 £1,219 £1,068 £861 Get Quote
Porsche Cayenne 4.2D S Diesel 5d Tiptronic S 50 £2,058 £1,219 £1,068 £861 Get Quote
Porsche Cayenne 4.8 Turbo S Tiptronic S 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Porsche 718 Spyder 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Porsche 911 Carrera 4S PDK auto 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Porsche 911 Carrera S PDK auto 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Porsche 911 Turbo S PDK auto 2d 50 £2,058 £1,219 £1,068 £861 Get Quote
Porsche Panamera 4 E-Hybrid PDK (2+1 rear seat system) (02/2019 on) 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Porsche Macan Turbo with Performance Package PDK auto 5d 50 £2,058 £1,219 £1,068 £861 Get Quote
Porsche Taycan Turbo auto 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
Vauxhall VXR8 6.2i V8 GTS 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
Vauxhall VXR9 6.2i V8 GTS 4d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Vauxhall VXR10 6.2i V8 Supercharged GTS 4d 50 £2,058 £1,219 £1,068 £861 Get Quote
Vauxhall VXR11 6.2i V8 Supercharged GTS 4d Auto 50 £2,058 £1,219 £1,068 £861 Get Quote
Volkswagen Phaeton 6.0 W12 4MOTION 4d Auto (LWB) (5 Seat) 50 £2,058 £1,219 £1,068 £861 Get Quote

Why are cars in group 50 more expensive to insure?

Cars in insurance group 50 are typically defined by the following factors:

  • Expensive to source parts and make repairs
  • Market value is on the higher side
  • Larger engine size
  • Longer repair times

In some cases, cars in higher insurance groups are lacking when it comes to safety features and security features, although this is less common with expensive vehicles.

What other factors affect your car insurance premium?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

  • Engine type and capacity. A large powerful engine will cost more to repair and replace, and that’s why cars that possess big engines cost more to insure.
  • Driver location. Insurers consider the likelihood of you making a claim based on your location. If you move to an area where a lot of claims are made, your premium may rise. A 30-year-old in central London will pay £1,302 for insurance for a Audi A8 S8 TFSI 571PS Tiptronic auto 4d, while the same 30-year-old in Newcastle may only pay £1,219.
  • Driver age. Like location, the age of the driver plays a huge role in determining the cost of your insurance premium. The average 20-year-old driver in London could pay £2,264 for the Ferrari F430 Scuderia 2d, while the average 40-year-old Londoner will only pay £1,282.

Some other factors that can impact your premium include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating
  • Your car’s security and anti-theft precautions
  • The model and age of your car
  • Your driving activity
  • Your driving history
  • Your no-claim discount

How can I save on my car insurance premium?

Choosing a car outside of group 50 will help you to reduce your car insurance premium. These vehicles are highly desirable in some circles though.

Thankfully, there are a few other things you can do to keep your car insurance costs down, and we’ve listed them below:

  • Drive safely. If you have previous claims or (even worse) driving convictions on your record, this will make your premium more expensive.
  • Don’t use your car all of the time. You’ll often be offered a lower premium if you register a lower annual mileage.
  • Pay annually. By paying annually, you avoid having to pay interest on your premium.
  • Install extra safety precautions. The safer you make your car, the cheaper your premium will be. As such, certain safety features will end up paying for themselves when you add them.
  • Shop around for the best deal every year. When it’s time for renewal, don’t blindly accept your renewal quote from your existing insurer. You’ll usually save a lot by switching insurers each year.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (March '21). 51% of car insurance customers could save £228.60.

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