Car insurance group 49

Find out the cars available in insurance group 49 and how much it costs to insure them.

Posted

Fact checked
Promoted

Get cheap car insurance quotes

Quotezone comparison logo
  • Save up to £283* on your car insurance
  • 97% of reviewers recommend Quotezone
  • Compare over 110 insurance providers
Get a quote

What is insurance group 49?

Insurance group 49 cars are among the most expensive cars to insure.

With insurance groups ranging from 1-50, vehicles in group 49 will cost you a lot to insure. The cars that fall into this group usually have a high market value, large powerful engines and parts that are expensive to replace.

However, there are also a number of other factors that insurers take into account, such as your age, driving history and location.

Car makes and models in insurance group 49

Here are some of the more popular cars in insurance group 49. These are among the most expensive vehicles to insure.

Insurance groupCar make/modelDetails
49Audi E-Tron SUVThis large 4-door SUV is Audi’s first Battery Electric Vehicle. Its safety features include speed assistance technology, AEB interurban system and a lane assist system.
49Audi A7 SportbackThis executive saloon won the 2019 World Luxury Car at the World Car Awards. It can be equipped with a powerful 2-litre 4-cylinder engine or a 3-litre V6 engine.
49BMW 8 Series Gran CoupeThis stylish sedan is powered by a strong 4.4-litre V8 engine. Highlights include sport exhaust and its adaptive sport suspension.
49BMW Alpina B3The BMW Alpina is an extreme powerhouse of a wagon that is powered by a straight-six 3-litre engine.
49Infiniti FXThis crossover boasts safety including a speed assistance system and side head airbags on all sides. It received a full 5-star safety rating from Euro NCAP.
49Jaguar I-Pace SUVThe Jaguar I-pace is a classy, mid-size electric SUV that is known for its calm and serene driving experience. It received a full 5-star safety rating from Euro NCAP.
49Lexus LS SaloonThis stylish, full-sized, 4-door saloon can be powered by a strong 3.4-litre V6 engine. Safety features include automatic emergency braking, adaptive cruise control, and automatic high-beam headlights.
49Porsche Panamera Sport TurismoThis sharp and classy wagon can either be powered by a 2.9-litre V6 engine or a 4.0-litre V8 engine.

Cars in group 49 and the average cost of insurance by driver’s age

With the table below, you can find your chosen model of car and estimate how much it will cost to insure, based on your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Alfa Romeo Giulia 2.9 V6 Bi-Turbo 510hp Quadrifoglio NRing auto 4d 49 £2,030 £1,194 £1,046 £844 Get Quote
Audi E-Tron Technik (Comfort and Sound Pack) 50 quattro auto 5d 49 £2,030 £1,194 £1,046 £844 Get Quote
Audi A5 RS 5 Vorsprung 450PS Tiptronic auto 5d 49 £2,030 £1,194 £1,046 £844 Get Quote
Audi A7 50 TFSI e Quattro Black Edition S Tronic [C+S] 5d 49 £2,030 £1,194 £1,046 £844 Get Quote
Audi A8 L Sport (Comfort and Sound Pack) 60 TFSI e 449PS Quattro Tiptronic auto 4d 49 £2,030 £1,194 £1,046 £844 Get Quote
Audi Q8 55 TFSI 340PS Quattro Tiptronic auto 5d 49 £2,030 £1,194 £1,046 £844 Get Quote
Audi Q7 Vorsprung 50 TDI 286PS Quattro Tiptronic auto (09/19-) 5d 49 £2,030 £1,194 £1,046 £844 Get Quote
Audi R8 4.2 FSI (430bhp) Quattro 2d 49 £2,030 £1,194 £1,046 £844 Get Quote
BMW 5 Series M5 M Steptronic auto 4d 49 £2,030 £1,194 £1,046 £844 Get Quote
BMW 6 Series 650i SE 2d Auto 49 £2,030 £1,194 £1,046 £844 Get Quote
BMW 7 Series 730d Sport Automatic (04/2019 on) 4d 49 £2,030 £1,194 £1,046 £844 Get Quote
BMW 8 Series M850i xDrive (Ultimate Package) Sport Automatic 4d 49 £2,030 £1,194 £1,046 £844 Get Quote
BMW X5 M50i Sport Automatic 5d 49 £2,030 £1,194 £1,046 £844 Get Quote
BMW X6 xDrive30d MHT Sport Step Auto 5d 49 £2,030 £1,194 £1,046 £844 Get Quote
BMW Alpina B3 B3 3.0 Bi Turbo 4dr Auto AWD 4d 49 £2,030 £1,194 £1,046 £844 Get Quote
Infiniti FX 3.0d GT Premium (QX70) 5d Auto 49 £2,030 £1,194 £1,046 £844 Get Quote
Infiniti FX 3.7 V6 GT Premium (QX70) 5d Auto 49 £2,030 £1,194 £1,046 £844 Get Quote
Jaguar XJ 3.0 V6 Supercharged Premium Luxury (LWB) 4d Auto 49 £2,030 £1,194 £1,046 £844 Get Quote
Jaguar XJ 5.0 V8 Premium Luxury (LWB) 4d Auto 49 £2,030 £1,194 £1,046 £844 Get Quote
Jaguar XF 5.0 V8 Portfolio 4d Auto 49 £2,030 £1,194 £1,046 £844 Get Quote
Jaguar F Type 400 Sport 3.0 V6 Supercharged 400PS AWD auto (03/17 on) 2d 49 £2,030 £1,194 £1,046 £844 Get Quote
Jaguar I Pace S EV400 AWD auto 5d 49 £2,030 £1,194 £1,046 £844 Get Quote
Range Rover 3.0 SDV6 HEV Autobiography 4d Auto 49 £2,030 £1,194 £1,046 £844 Get Quote
Range Rover 4.4 SDV8 Autobiography 4d Auto 49 £2,030 £1,194 £1,046 £844 Get Quote
Range Rover 5.0 V8 Supercharged Autobiography (SS) 4d Auto 49 £2,030 £1,194 £1,046 £844 Get Quote
Lexus LS 500h Luxury AWD auto 4d 49 £2,030 £1,194 £1,046 £844 Get Quote
Mercedes Benz C class C 63 S Premium Plus AMG Speedshift MCT auto (09/2018 on) 4d 49 £2,030 £1,194 £1,046 £844 Get Quote
Mercedes Benz E class E63 S 4Matic+ Night Edition Prem+ 4dr 9G-Tronic 4d 49 £2,030 £1,194 £1,046 £844 Get Quote
Mercedes Benz S Class 63 L Premium AMG Speedshift MCT auto 4d 49 £2,030 £1,194 £1,046 £844 Get Quote
Mercedes Benz SLC Class SL 400 Designo Edition 9G-Tronic Plus auto 2d 49 £2,030 £1,194 £1,046 £844 Get Quote
Mercedes Benz GLC Class GLC 63 S 4MaticPlus Edition 1 AMG Speedshift MCT auto 5d 49 £2,030 £1,194 £1,046 £844 Get Quote
Mercedes Benz GLE class GLE 400 d 4Matic AMG Line Premium Plus 9G-Tronic auto 5d 49 £2,030 £1,194 £1,046 £844 Get Quote
Porsche Cayenne 3.0 S E-Hybrid 5d Tiptronic S 49 £2,030 £1,194 £1,046 £844 Get Quote
Porsche Cayenne 4.2D S Diesel Tiptronic S 5d 49 £2,030 £1,194 £1,046 £844 Get Quote
Porsche 718 4.0 GTS 2d 49 £2,030 £1,194 £1,046 £844 Get Quote
Porsche 911 911 (991) Carrera 4 Cabriolet 2d 49 £2,030 £1,194 £1,046 £844 Get Quote
Porsche Panamera 4 Executive PDK (02/2019 on) 5d 49 £2,030 £1,194 £1,046 £844 Get Quote
Volkswagen Phaeton 4.2 V8 4MOTION 4d Auto (LWB) (5 Seat) 49 £2,030 £1,194 £1,046 £844 Get Quote
Volkswagen Phaeton 5.0 V10 TDI 4MOTION 4d Auto (LWB) (4 Seat) 49 £2,030 £1,194 £1,046 £844 Get Quote
Volkswagen Phaeton 5.0 V10 TDI 4MOTION 4d Auto (LWB) (5 Seat) 49 £2,030 £1,194 £1,046 £844 Get Quote
Volkswagen Phaeton 6.0 W12 4MOTION (LWB) (2010) 4d 49 £2,030 £1,194 £1,046 £844 Get Quote

What other factors affect your car insurance premium?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

  • Engine type and capacity. Cars with larger more powerful engines are perceived as a higher risk by insurers. They are statistically more likely to get in an accident, plus the engines cost more to repair or replace.
  • Driver location. Insurers will consider the likelihood of you making a claim, based on your location. If you live in an area where a lot of claims are made, this will result in a higher premium. As an example, a 30-year-old in central London will pay £1,294 for insurance for a BMW X6 xDrive30d MHT Sport Step Auto 5d, while the same 30-year-old in Newcastle may only pay £1,194.
  • Driver age. Your age plays a huge role in determining the cost of your insurance premium. The youngest drivers have to pay more, because they are statistically more likely to make a claim. The average 20-year-old driver in London could pay £2,252 for the Lexus LS 500h Luxury AWD auto 4d, while the average 40-year-old Londoner will only pay £1,248.

Here are some of the other factors that can also impact the price of your premium.

  • The model and age of your car
  • Your driving history, including your no-claim discount
  • Your car’s safety rating, security and anti-theft precautions
  • Your marital status
  • Your credit history and job
  • The likelihood of your car being stolen

How can I save on my car insurance premium?

Choosing a car in a lower insurance group will save you a lot of money on your car insurance.

Thankfully, there are other things you can do to decrease your premium. We’ve listed them below.

  • Drive safely. It may sound obvious but making a claim or having convictions on your record will make your premium skyrocket.
  • Don’t use your car all of the time. You could save money on your insurance by reducing the number of miles you drive in your car. That’s because when you reduce your annual mileage, insurers perceive you as less of a risk.
  • Pay annually. By paying annually, you avoid having to pay interest on monthly instalments.
  • Install extra safety precautions. The safer you make your car, the cheaper your premium will be. Again, this is because you’ll be perceived as less of a risk of making a claim.
  • Shop around. When it’s time for renewal, make sure you compare your options. You’ll be surprised at how much you could save by switching providers.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*Based on independent online research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88.

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site