Car insurance group 48

Find out the list of cars available in insurance group 48 and how much it might cost to insure them.

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What is insurance group 48?

When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive). This helps insurers to work out the cost of car insurance premiums. Insurance group 48 cars are therefore among the most costly cars to insure.

In this guide, you’ll learn about the factors used to place cars in certain insurance groups, and the other personal circumstances that insurers use to price your car insurance premium.

Car makes and models in insurance group 48

Here is a list of popular cars in insurance group 48. These are likely to fall on the more expensive side when it comes to your car insurance premium.

Insurance groupCar make/modelDetails
48Audi A6 AllroadThe Audi A6 Allroad is a sharp and fast wagon that can be powered by a 3-litre V6 engine. It also received a full 5-star safety rating from Euro NCAP.
48BMW 7 SeriesThe BMW 7 Series is a large luxury sedan that can be powered by three different types of engine.
48Infiniti FXThe safety features on this luxury crossover include automated speed assistance and side head airbags on all sides. It received a 5-star safety rating from Euro NCAP.
48Jaguar F-TypeThe Jaguar F-Type is equipped with a powerful engine capable of going from 0-100 mph in 3.7 seconds. It has a maximum speed of 300 kph.
48Lexus RC FThis luxury 2-door coupe boasts a powerful 5.0-litre V8 engine. It gives a comfortable ride, along with a remarkable unique interior design.
48Lotus EliseThe Lotus Elise is the sports car that has it all. It won the prestigious Readers’ Champion award at the Autocar Awards 2019.
48Mercedes GLE SUVThe Mercedes GLE is a large and high-tech SUV that features three powertrain options.
48Tesla Model 3This 4-door electric family car provides quick acceleration and fast charging. It is packed with safety features and received a full 5-star safety rating from Euro NCAP.

Cars in group 48 and the average cost of insurance by driver’s age

Using the table below, you can look for your chosen model of car, and work out how much you’re likely to pay for your car insurance based on your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Audi E-Tron S Line (Comfort and Sound Pack) 50 quattro auto 5d 48 £2,002 £1,170 £1,025 £827 Get Quote
Audi TT TT RS TFSI Quattro Vorsprung 2dr S Tronic 2d 48 £2,002 £1,170 £1,025 £827 Get Quote
Audi A6 Vorsprung 55 TFSI 340PS Quattro S Tronic auto 5d 48 £2,002 £1,170 £1,025 £827 Get Quote
Audi A7 S7 Black Edition 4.0 V8 TFSI 450PS Quattro S Tronic auto 5d 48 £2,002 £1,170 £1,025 £827 Get Quote
Audi A8 Sport (Comfort and Sound Pack) 60 TFSI e 449PS Quattro Tiptronic auto 4d 48 £2,002 £1,170 £1,025 £827 Get Quote
Audi Q8 S Line (Comfort and Sound Pack) 55 TFSI 340PS Quattro Tiptronic auto 5d 48 £2,002 £1,170 £1,025 £827 Get Quote
Audi Q7 4.2 TDI Quattro S Line Sport Ed (8speed) 5d Tip Auto 48 £2,002 £1,170 £1,025 £827 Get Quote
BMW 5 Series M5 Competition 4dr DCT 4d 48 £2,002 £1,170 £1,025 £827 Get Quote
BMW 7 Series 740i Sport Automatic (04/2019 on) 4d 48 £2,002 £1,170 £1,025 £827 Get Quote
BMW 8 Series 840i sDrive (Ultimate Package) Sport Automatic 2d 48 £2,002 £1,170 £1,025 £827 Get Quote
BMW X5 xDrive45e xLine Sport Automatic 5d 48 £2,002 £1,170 £1,025 £827 Get Quote
BMW X6 xDrive M50d 5d Auto 48 £2,002 £1,170 £1,025 £827 Get Quote
Chevrolet Camaro 6.2 V8 Coupe 2d 48 £2,002 £1,170 £1,025 £827 Get Quote
Ford Mustang 5.0 V8 55 Edition 2d 48 £2,002 £1,170 £1,025 £827 Get Quote
Infiniti FX 3.0d S Design (QX70) 5d Auto 48 £2,002 £1,170 £1,025 £827 Get Quote
Jaguar XJ 3.0 V6 Supercharged Premium Luxury 4d Auto 48 £2,002 £1,170 £1,025 £827 Get Quote
Jaguar F Type 3.0 V6 Supercharged 400PS auto (03/17 on) 2d 48 £2,002 £1,170 £1,025 £827 Get Quote
Jaguar F Pace SVR 5.0 V8 Supercharged 550PS AWD auto 5d 48 £2,002 £1,170 £1,025 £827 Get Quote
Range Rover 4.4 SDV8 Vogue 4d Auto 48 £2,002 £1,170 £1,025 £827 Get Quote
Range Rover Sport First Edition D300 auto 4d 48 £2,002 £1,170 £1,025 £827 Get Quote
Lexus LS 500h Luxury auto 4d 48 £2,002 £1,170 £1,025 £827 Get Quote
Lexus LC 500 auto 2d 48 £2,002 £1,170 £1,025 £827 Get Quote
Lexus RC 500 5.0 2d Auto 48 £2,002 £1,170 £1,025 £827 Get Quote
Lotus Elise 1.8 S CR 2d 48 £2,002 £1,170 £1,025 £827 Get Quote
Mercedes Benz C class C 63 S AMG Speedshift MCT auto (09/2018 on) 4d 48 £2,002 £1,170 £1,025 £827 Get Quote
Mercedes Benz E class E 400 d 4Matic AMG Line Premium Plus 9G-Tronic Plus auto 2d 48 £2,002 £1,170 £1,025 £827 Get Quote
Mercedes Benz S Class S400L Hybrid SE Line 4d Auto 48 £2,002 £1,170 £1,025 £827 Get Quote
Mercedes Benz SLC Class SLC 43 Final Edition Premium 9G-Tronic auto 2d 48 £2,002 £1,170 £1,025 £827 Get Quote
Mercedes Benz GLC Class GLC 63 S 4MaticPlus Premium AMG Speedshift MCT auto 5d 48 £2,002 £1,170 £1,025 £827 Get Quote
Mercedes Benz GLE class GLE 350 de 4Matic AMG Line 5 seats 9G-Tronic auto 5d 48 £2,002 £1,170 £1,025 £827 Get Quote
Mitsubishi Lancer 2.0 MR FQ-440 4d SST 48 £2,002 £1,170 £1,025 £827 Get Quote
Porsche Cayenne S Tiptronic S auto (2+1 rear seat system) 5d 48 £2,002 £1,170 £1,025 £827 Get Quote
Porsche 718 GTS 2d 48 £2,002 £1,170 £1,025 £827 Get Quote
Porsche Cayman 3.8 GT4 2d 48 £2,002 £1,170 £1,025 £827 Get Quote
Porsche 911 911 (991) 3.0 Carrera 4 Coupe (10/15-) 2d 48 £2,002 £1,170 £1,025 £827 Get Quote
Porsche Panamera 4 PDK (02/2019 on) 5d 48 £2,002 £1,170 £1,025 £827 Get Quote
Tesla Model 3 Standard Range Plus auto 4d 48 £2,002 £1,170 £1,025 £827 Get Quote
Toyota Land Cruiser 4.5 D-4D V8 (Entertainment Pack) 5d Auto 48 £2,002 £1,170 £1,025 £827 Get Quote
Volkswagen Tourag 4.2 V8 TDI R Line 5d Tip Auto 48 £2,002 £1,170 £1,025 £827 Get Quote

Why are cars in group 48 more expensive to insure?

Cars in insurance group 48 are usually defined by the following characteristics.

  • High market value
  • Expensive to source parts and make repairs
  • Larger engine size
  • Longer repair times

These are the main reasons why they are so costly to insure.

What other factors affect your car insurance premium?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

  • Engine type and capacity. The larger your engine, the more you’re likely to pay for insurance.
  • Driver location. Insurers consider the likelihood of your car being stolen or involved in an accident, based on your location. This will have an impact on your premium. As an example, a 30-year-old in central London will pay £1,287 for insurance for an Audi E-Tron S Line (Comfort and Sound Pack) 50 quattro auto 5d, while the same 30-year-old in Newcastle may only pay £1,170.
  • Driver age. Your age will play a huge role in determining the cost of your insurance premium. This is based on the likelihood of someone your age making a claim. The average 20-year-old driver in London could pay £2,239 for the Jaguar XJ 3.0 V6 Supercharged Premium Luxury 4d Auto, while the average 40-year-old Londoner will only pay £1,216.

However, there are a lot of other factors that can also impact the price of your premium. These include the following:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating
  • Your car’s security and anti-theft precautions
  • The model and age of your car
  • Your driving activity
  • Your driving history, including no-claim discount

How can I save on my car insurance premium?

Choosing a car in a lower insurance group will help to reduce your car insurance premium.

Here are some other things you can do to drive down the cost of your car insurance.

  • Drive safely. Making a claim or having driving convictions on your record will make your premium more expensive.
  • Don’t use your car all of the time. You could save money on your insurance by reducing the number of miles you drive per year. This makes you less of a risk in the eyes of an insurer.
  • Pay annually. By paying annually, you avoid paying interest on your monthly instalments.
  • Install extra safety precautions. The safer you make your car, the cheaper your premium will be. Once again, this makes you less of a risk in the eyes of an insurer.
  • Compare your options. When it’s time for renewal, make sure to shop around for the best deal using price comparison websites. You’ll usually save a lot by switching to a different provider each year.

Frequently asked questions

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.
*51% of consumers could save £283.97 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2020 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

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