Car insurance group 39

Find out which cars are placed in insurance group 39 and how much it might cost to insure them.

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What is insurance group 39?

Every car you see on the road has been assigned an insurance group from 1 to 50. These groups help insurers work out the cost of your car insurance premium.

Car insurance groups range from group 1 (with the cheapest cars to insure) to group 50 (the most expensive). Vehicles in group 39 are therefore among the more expensive cars to insure.

In this article, you’ll learn what factors are used to determine these groups, as well as the circumstances used to determine the cost of your car insurance.

Car makes and models in insurance group 39

Below is a list of the more popular cars in insurance group 39. These are likely to fall on the more expensive side when it comes to your car insurance premium.

Insurance groupCar make/modelDetails
39Audi A6This brilliantly-designed sedan has a powerful yet quiet 2.0-litre diesel engine. It also received a full 5-star safety rating from Euro NCAP.
39BMW 3-Series SaloonThis tech-savvy saloon drives smoothly and is packed with safety and security features. It received a full 5-star safety rating from Euro NCAP.
39DS 7 Crossback SUVThe DS 7 Crossback is a beautiful SUV that is powered by a 2.0-litre diesel engine. It won the Car of The Year Award at the 2019 sgCarMart Car of the Year awards.
39Ford MustangThe iconic Ford Mustang looks and sounds good. It is powered by a 5.0-litre V8 that is capable of going from 0-60 in just 4.2 seconds.
39Hyundai Nexo SUVThe Hyundai Nexo is one of the only hydrogen-powered fuel-cell SUVs on the market.
39Jeep Wrangler SUVThis trusty SUV is more than capable of giving you a safe driving experience on and off the road. It won five prestigious motoring awards in 2019.
39Range Rover Velar SUVThe Range Rover Velar is an SUV that can be powered by a choice of four engine types.
39Toyota Land CruiserThis large family SUV is powered by a 5.7-litre V8 engine paired with an 8-speed automatic transmission and is more than capable of off-road driving.

Cars in insurance group 39 and the average cost by driver’s age

With the table below, you can search the make and model of your car, and estimate how much you’re likely to pay for your car insurance based on your age.

Make Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
Audi A3 S3 (Technology Pack) 2.0 TFSI 310PS Quattro 5d 39 £1,731 £993 £870 £702 Get Quote
Audi TT 2.0T FSI Quattro S Line 2d S Tronic 39 £1,731 £993 £870 £702 Get Quote
Audi A4 50 TDI Quattro S Line Tip Tronic [Tech Pack] 5d 39 £1,731 £993 £870 £702 Get Quote
Audi A5 S Line (Technology Pack) 2.0 TDI 190PS S Tronic auto 2d 39 £1,731 £993 £870 £702 Get Quote
Audi A6 Sport (Technology Pack) 55 TFSI 340PS Quattro S Tronic auto 5d 39 £1,731 £993 £870 £702 Get Quote
Audi Q2 SQ2 Vorsprung TFSI 300PS Quattro S Tronic auto 5d 39 £1,731 £993 £870 £702 Get Quote
Audi Q5 45 TFSI Quattro Edition 1 S Tronic [C+S] 5d 39 £1,731 £993 £870 £702 Get Quote
Audi Q7 3.6 FSI Quattro 5d Tip Auto 39 £1,731 £993 £870 £702 Get Quote
BMW 1 Series M135i M Performance (Business Media) 3d 39 £1,731 £993 £870 £702 Get Quote
BMW 2 Series M235i 2d 39 £1,731 £993 £870 £702 Get Quote
BMW 3 Series M340i xDrive Sport Automatic 4d 39 £1,731 £993 £870 £702 Get Quote
BMW Z4 28i sDrive 2d 39 £1,731 £993 £870 £702 Get Quote
BMW 4 Series 435i M Sport (Professional Media) 2d 39 £1,731 £993 £870 £702 Get Quote
BMW 5 Series 520d MHT xDrive SE Step Auto 5d 39 £1,731 £993 £870 £702 Get Quote
DS 3 1.6 THP (210bhp) Performance 2d 39 £1,731 £993 £870 £702 Get Quote
DS 7 Ultra Prestige E-Tense 4x4 auto 5d 39 £1,731 £993 £870 £702 Get Quote
Ford Mustang 2.3 EcoBoost 291 2d 39 £1,731 £993 £870 £702 Get Quote
Hyundai Sante Fe Premium 2.2 CRDi 200PS 2WD 5d 39 £1,731 £993 £870 £702 Get Quote
Jaguar XF 2.2d (200bhp) Sport 4d Auto 39 £1,731 £993 £870 £702 Get Quote
Jaguar E Pace HSE P300 AWD auto 5d 39 £1,731 £993 £870 £702 Get Quote
Jeep Wrangler Sahara 2.2 MultiJet II 200hp 4x4 auto 2d 39 £1,731 £993 £870 £702 Get Quote
Land Rover Defender 110 HSE (Third row seats) D240 AWD auto 5d 39 £1,731 £993 £870 £702 Get Quote
Land Rover Discovery R-Dynamic HSE D240 5 Seat AWD auto 5d 39 £1,731 £993 £870 £702 Get Quote
Range Rover Evoque 2.0 Si4 HSE Dynamic Hatchback 5d Auto 39 £1,731 £993 £870 £702 Get Quote
Range Rover Velar D275 auto 5d 39 £1,731 £993 £870 £702 Get Quote
Mercedes Benz E class E 300 d AMG Line Premium 9G-Tronic Plus auto 2d 39 £1,731 £993 £870 £702 Get Quote
Mercedes Benz C class C 200 4Matic AMG Line Premium 9G-Tronic Plus (06/2018 on) 2d 39 £1,731 £993 £870 £702 Get Quote
Mercedes Benz CLA class CLA 250e AMG Line Premium Plus 4dr Tip Auto 4d 39 £1,731 £993 £870 £702 Get Quote
Mercedes Benz V class V 220 d Horizon AMG Line Long 9G-Tronic Plus auto 4d 39 £1,731 £993 £870 £702 Get Quote
Mercedes Benz GLC class GLC 350 d 4Matic SE 9G-Tronic Plus auto 5d 39 £1,731 £993 £870 £702 Get Quote
Porsche Macan S Diesel 5d PDK 39 £1,731 £993 £870 £702 Get Quote
Renault Megane 2.0 T Renaultsport Trophy-R 3d 39 £1,731 £993 £870 £702 Get Quote
Toyota Land Cruiser 2.8 D-4D 204 Active Auto 5 Seats [Nav] 3d 39 £1,731 £993 £870 £702 Get Quote
Volkswagen Golf GTI R 2.0 TSI 300PS 4Motion DSG auto 5d 39 £1,731 £993 £870 £702 Get Quote
Volkswagen Scirocco 2.0 TSI BlueMotion Tech R 3d 39 £1,731 £993 £870 £702 Get Quote
Volkswagen California 2.0 TDI BlueMotion Tech Ocean Edition 204 DSG 5d 39 £1,731 £993 £870 £702 Get Quote
Volvo S60 T6 SE Lux Premium AWD 4d Geartronic 39 £1,731 £993 £870 £702 Get Quote
Volvo V60 T6 (304bhp) SE Premium AWD 5d Geartronic 39 £1,731 £993 £870 £702 Get Quote
Volvo S90 R-Design Plus D5 PowerPulse AWD auto 4d 39 £1,731 £993 £870 £702 Get Quote
Volvo XC60 R-Design Pro B5 AWD auto 5d 39 £1,731 £993 £870 £702 Get Quote
Volvo XC90 Momentum Pro D5 PowerPulse AWD auto 5d 39 £1,731 £993 £870 £702 Get Quote
Volvo V90 Inscription D5 AWD auto 5d 39 £1,731 £993 £870 £702 Get Quote

Why are cars in group 39 more expensive to insure?

Cars in insurance group 39 usually have a high market value, a large engine, expensive parts and longer repair times. In some cases, they may also be lacking when it comes to safety and security features.

What other factors affect your car insurance premium?

Along with your car’s insurance group, these three factors have the biggest impact on the cost of your insurance:

  • Engine type and capacity. The bigger your engine, the more you’re likely to pay for insurance. This is because larger more powerful engines cost more to repair or replace.
  • Driver location. Insurers factor in the likelihood of you making a claim based on your address. As an example, a 30-year-old in central London will pay £1,194 for insurance for an Audi TT, while the same 30-year-old in Newcastle may only pay £993.
  • Driver age. Insurers will also consider your age when determining the cost of your insurance premium. This is based on the likelihood of someone your age making a claim, based on previous data. The average 20-year-old driver in London could pay £2,077 for the Porsche Macan S Diesel 5d PDK, while the average 40-year-old Londoner will only pay £1,088.

However, there are a lot of other factors that can also impact the price of your premium. These include:

  • The model and age of your car
  • Your marital status
  • Your credit history and job
  • Your driving activity and history, including your no-claim discount.

How can I save on my car insurance premium?

Choosing a car in a lower insurance group is a clever way to lower the cost of your car insurance.

Here are some more ways:

  • Drive safely. If you make a claim or clock up a driving conviction, this will spike the cost of your car insurance.
  • Park your car on a driveway or in a garage. Insurers deem this to be safer than parking it on the street, and will often lower your premium to reflect this.
  • Don’t use your car all of the time. If you lower your annual mileage, insurers will deem you to be at a lower risk of making a claim. So, consider if there are any journeys you can make by public transport or walking.
  • Pay annually. When you pay annually, you won’t have to pay interest on monthly instalments.
  • Install extra safety precautions. The safer you make your car, the cheaper your premium will be.
  • Compare your options. Make sure you compare your options every year. Don’t blindly accept your renewal quote. You’ll be surprised how much you could save by switching providers each year.

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    *Based on independent online research by Consumer Intelligence (March ’20). 51% of car insurance customers could save £285.88.

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