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Equals Money is for keeping a lid in business expenses

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Our verdict

As it’s prepaid, this debit card from Equals Money helps you empower your team without them going too far.

Prepaid cards can be useful if you're not looking to (or you're unable to) borrow money. The tracking and accounting features added to this service will save business owners a lot of time.

Get started by visiting Equals Money's website and sign up for an account. If you have read this review and decided that Equals Money's prepaid cards are not for you, you can also compare other prepaid business cards on the market.


  • Unlimited users
  • Can be used across the world
  • Opportunity to earn cashback
  • Useful tracking features


  • High annual platform fee
  • Fees apply for some foreign transactions
  • Card issue fee

In this guide

  • Our verdict
  • Your reviews

Equals was created to take the hassle out of money management for businesses. Its Equals Money prepaid cards are one of the tools that will help you to do this.

What is Equals Money?

Equals Money is part of the Equals Money Group which aims to make it simpler for businesses to manage and move money around the world.

Equals Money prepaid cards are for teams and colleagues to use for business expenses. Companies can add money onto the cards, track who’s spending what and integrate expenses reports with their accounting tools.

How does it work?

With Equals Money, you can order unlimited prepaid Mastercard cards for your whole team. These cards are provided by FairFX.

You can load funds onto these cards or transfer funds between them, and there is no charge for either of these actions. Different user permissions can be added to different cards.

Staff can use the Equals app to create digital receipts and add tags to their spending. They can also use the app to request top-ups, which you can approve at the tap of a button. This makes it simple to keep track of your team’s business spending.

To make things even easier, it’s simple to report VAT on your team’s spending and even sync your cards with accounting software.

What other features are there?

You can send cards to staff who are based overseas if you need to. What’s more, you can make purchases in 20 major currencies without paying an extra fee. These are:

  • Pounds sterling
  • Euros
  • US dollars
  • Australian dollars
  • Canadian dollars
  • Swiss Francs
  • Czech Koruna
  • Danish Krone
  • Hong Kong dollars
  • Hungarian forints
  • Israeli new shekel
  • Japanese yen
  • Norwegian kroner
  • New Zealand dollar
  • Polish zloty
  • Romanian Leu
  • Swedish krona
  • Singapore dollars
  • Turkish lira
  • South African rand

What support is available?

You’ll be granted support from Equals’ UK-based team, plus an account manager dedicated to your business.

What fees are applicable?

You’ll pay an account fee of £50 + VAT per year, plus a card issue fee of £10 + VAT per card.

You’ll pay £1.50 for every ATM withdrawal you make.

It’s free to make transactions in the UK and any of the countries using the currencies listed above. In non-supported countries, you’ll be charged a 1.5% out-of-currency fee.

It costs you nothing to top-up your cards or make transfers between them.

How do I get set up?

To get started with Equals Money, you can call 020 7778 9302 to speak to a staff member. Alternatively, you can navigate to the Equals website and fill out a callback form.

Once you’ve registered, you can expect your Equals cards to arrive in 3-5 working days.

Customer service information for Equals Money

Email support
Telephone support
In-app or live chat
Contact form
Branch support

Equals Money customer reviews

Equals Money is highly rated on review site Trustpilot. It scores 4.5 out of 5 from more than 200 reviews (updated January 2024), giving it an “Excellent” rating.

Positive comments mentioned the “very responsive and helpful” customer service team, as well as the easy-to-use platform and good currency rates. Those customers who didn’t give such a high rating, said they had problems accessing their accounts.

On the App Store, Equals Money has a rating of 4.6 out of 5 from just 14 reviews (updated January 2024). It has a rating of 4 out of 5 from more than 100 reviews on Google Play (updated January 2024).

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.

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