Patch of Land’s peer-to-peer lending marketplace offers access to both residential and commercial properties — but it’s only open to accredited investors. If you’re not sure Patch of Land is the best fit for your investment portfolio, consider the following five Patch of Land alternatives.
To be an accredited investor, you must meet one of the following criteria set by the US Securities and Exchange Commission (SEC):
3.8 / 5 ★★★★★
| Account types | Brokerage, Retirement |
|---|---|
| Annual fee | 2% |
| Available asset types | Real estate |
| Average return | 8% to 9.5% |
| Annual fee | 2% |
|---|---|
| Average return | 8% to 9.5% |
| Account types | Retirement |
|---|---|
| Annual fee | 0.25% 1% |
| Available asset types | Real estate |
| Average return | 7% to 12% |
| Annual fee | 0.25% — 1% |
|---|---|
| Average return | 7% to 12% |
| Account types | Retirement |
|---|---|
| Annual fee | 1% |
| Available asset types | Real estate |
| Annual fee | 1% |
|---|
| Account types | Retirement |
|---|---|
| Annual fee | 0% |
| Available asset types | Real estate |
| Average return | 10% |
| Annual fee | 0% |
|---|---|
| Average return | 10% |
3.5 / 5 ★★★★★
| Annual fee | 1% |
|---|---|
| Available asset types | Real estate, Art, Other |
| Average return | 7% to 15% |
| Annual fee | 1% |
|---|---|
| Average return | 7% to 15% |
Patch of Land has much to offer but comes with its drawbacks.
If you’re a Patch of Land investor and want to transfer your portfolio elsewhere, you’ll need to close your Patch of Land account entirely. To do so, you’ll need to reach out to a Patch of Land representative — but only so long as there are no active investments or loans in your portfolio.
If you’re interested in this area of investing, here are some options.
Paid non-client promotion. Finder does not invest money with providers on this page. If a brand is a referral partner, we're paid when you click or tap through to, open an account with or provide your contact information to the provider. Partnerships are not a recommendation for you to invest with any one company. Learn more about how we make money.
Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.
Trade commission-free stocks and ETFs with Opto, and stay ahead by spotting emerging trends through thematic investing.
Check out our picks of the best paper trading platforms to practice trading and investing with fake money.
Spot Ethereum ETFs might soon be approved. Here’s how to invest if and when they become available to trade.
Check out our picks for the brokers with the best cash sweep rates on uninvested cash.
These are the best day trading platforms, according to Finder’s comprehensive analysis.
Explore the best bonuses for opening a new brokerage account.
We’ve rounded up stats on some of the most popular semiconductor stocks, along with information on how they compare and how to invest.
Check out our picks of the best brokerage accounts for beginners, micro-investing, crypto trading and more.
What you need to know about investing in the leading indicator for the overall US stock market.
Check out our 7 ideas for how to invest $10K to maximize your money.