Yieldstreet Review 2025: Alternative Asset Investing, With IRA Access

Yieldstreet is best for accredited investors

Yieldstreet offers access to various alternative investments, including real estate, art, private equity and private credit. While Yieldstreet offers the Yieldstreet Alternative Income Fund, which is available to all investors regardless of accreditation status, most of its offerings are exclusive to accredited investors.

What we like about Yieldstreet

There are several advantages of Yieldstreet, including a wide investment selection, flexible terms, strong investor support and a convenient app.

Wide selection of private market investments

Yieldstreet’s investments span 10 alternative asset classes, including art, real estate, short-term notes, venture capital, private equity and private credit. Yieldstreet carefully sources these investments with the help of third-party managers who make available institutional-level opportunities.

User-friendly platform

Available via web or mobile app, Yieldstreet’s interface is easy to navigate. If you’re a beginner in alternative assets, this helps simplify the investment process.

Flexible term investment options

Yieldstreet offers both short-term and long-term investing opportunities. While some investments demand a lockup period, Yieldstreet offers investments with terms as short as three months to five years.

Self-directed IRA option

Yieldstreet works with Equity Trust, its partner custodian, to let you add private market access to your IRA. It works with your 401(k) and all types of IRAs, including traditional, Roth, SEP and SIMPLE IRAs, and a dedicated representative will help you set up your account.

Strong investor support

Yieldstreet is backed by a series of notable investors, including Thrive Capital, Greycroft and Khosla Ventures. Together, these partners hold over $500 billion in assets collectively.

Where Yieldstreet falls short

Yieldstreet also has some drawbacks to consider. It is best for accredited investors and has limited customer service.

Most investments are exclusive to accredited investors

Most investment options are exclusive to accredited investors. Non-accredited investors are limited to the Alternative Income Fund, which requires a minimum investment of $10,000.

High $10,000 minimum investment

Minimums vary depending on the investment, but you need at least $10,000 to invest. This amount might put Yieldstreet’s private market investments out of reach for many investors.

Ongoing fees can eat into your investment

Yieldstreet charges a management fee on all offerings, ranging between 1% and 4% annually. According to Yieldstreet, investors are also responsible for paying annual flat expenses per investment, which are paid from initial interest distributions on your investment.

Yieldstreet’s fees

Type of fee	Fee details
Minimum investment	$10,000
Annual management fee	1–4%
Annual flat expenses	Variable
Alternative Income Fund annual management fee	1%
Alternative Income Fund maximum annual administrative expense	0.5%

Is Yieldstreet legit?

Yieldstreet is a legitimate private market investing platform founded in 2015. Yieldstreet boasts over 500,000 members and over $6 billion invested on its platform. However, it has not been without its troubles.

In 2023, the Securities and Exchange Commission (SEC) brought forth charges alleging that Yieldstreet failed to disclose full information to investors, resulting in potential losses.⁽¹⁾ In response, Yieldstreet paid nearly $2 million in penalties but did not admit or deny the allegations.

In terms of security, Yieldstreet employs several measures to secure customer data. These measures include data encryption software and two-factor authentication.

Customer experience

BBB accredited	No
BBB rating	A+
BBB customer reviews	2.23 out of 5 stars, based on 31 customer reviews
Trustpilot score	1.8 out of 5 stars, based on 71 customer reviews
Apple App Store Score	4.6 out of 5 stars, based on 1,600 customer reviews
Google Play Score	4.1 out of 5 stars, based on 431 customer reviews
Customer reviews verified as of	29 April 2025

Yieldstreet is not accredited by the Better Business Bureau (BBB) and receives lackluster reviews. Positive reviews are mostly from 2022 and earlier. Still, it receives an A+ rating from the BBB for its responsiveness to customer complaints, warning customers repeatedly that investments do carry risk.

It also receives a poor customer rating on Trustpilot. Reviewers complain of poor support and difficulty making withdrawals. Overall, the reviews show a lot of unhappy customers, with only 6% giving a five-star rating.

What do people on Reddit say?

On Reddit, the overall sentiment also leans to the negative. While some investors express satisfaction with the platform, a large group of investors complain of low or no returns. They say it is hard to withdraw money, especially from the Alternative Investment Fund, and customer service is plagued by long waits and interrupted connections.

Compare Yieldstreet to other platforms

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Frequently asked questions

What is the average return on Yieldstreet?

Since its inception in 2015 through December 31, 2024, Yieldtreet has had a net annualized return of 7.4%.