| Fees | ★★★★ | Annual management fee and administrative expense fees apply. |
| Available securities | ★★★★★ | Includes art, real estate, short-term notes, structured notes and supply chain portfolios. |
| Customer support | ★★★★★ | You can reach out to customer support on live chat or email. |
| Mobile app | ★★★★★ | Mobile app users like the app but some stumble at verifying their identity during the application process. |
| Research and tools | ★★★★★ | Useful filters and tailored recommendations to help build your portfolio. |
| Reliability | ★★★★★ | Multiple mobile app crashes have been reported. |
To learn how our star ratings are calculated, read our methodology at the bottom of the page.
Yieldstreet is best for accredited investors with high net worth, mainly because most of the offerings come with high minimum investment requirements and are only available to accredited investors.
As a Yieldstreet investment will need to be held for at least six months, it might also appeal to buy-and-hold investors rather than active traders.
Yieldstreet makes it possible to invest in art, real estate and commercial offerings. Its Prism Fund is available to non-accredited investors with minimums as low as $2,500. It also offers retirement and entity accounts and there’s a mobile app allowing you to invest on the go.
Much of Yieldstreet’s offerings are highly illiquid and limited to accredited investors except for its Prism Fund. The minimum to invest varies for each offering but are typically high, beginning at $5,000. And you’ll only be able to view some of the offerings only after you become a member.
In 2022, investors filed a class-action lawsuit over the loss of over $100 million. The lawsuit filed focuses on supposedly false and misleading statements Yieldstreet made to investors to induce them to purchase certain Yieldstreet investment products, including vessel deconstruction funds, oil & gas wells, commercial real estate, and modern art. Yieldstreet has said the investors were not defrauded and no fraud was committed. The outcome of this case is still pending.
The main fee that Yieldstreet charges is the annual management fund of an invested asset. This will vary depending on the investment you choose. For example, short-term notes have zero management fees, while individual investment fees start at 1% and the Prism Fund fees at 1.5%.
Yes, Yieldstreet is a registered investment advisor with the US Securities and Exchange Commission (SEC). Its banking services are provided by Evolve Bank & Trust, a member of the Federal Deposit Insurance Corporation (FDIC).
Here are some of the tools you can use to trade with on Yieldstreet:
Yieldstreets’s user interface is relatively easy to navigate – although multiple app crashes have been reported. If you plan to invest in Yieldstreet’s single asset class offerings, be prepared to verify your accredited investor status by uploading a 1040,W2, K1 or 1099 form.
You can browse offerings on the Yieldstreet website although some are only visible once you become a member and log into your account. Once signed in, you can view market news and insights, obtain recommendations and search and invest in offerings.
| Google Play app reviews | 4.6/5 stars based on 403 reviews |
| Apple App Store app reviews | 4.7/5 stars based on 1,600 reviews |
You can reach Yieldstreet in the following ways:
Yieldstreet is regulated by SEC rules and regulations. Investments of up to $250,000 made into a Yieldstreet wallet are FDIC-insured. However, investments into the Prism Fund are not insured. It’s worth noting that a lawsuit has been filed against Yieldstreet relating to more than $100 million being lost through high-risk defaults and alternative products.
Yieldstreet
★★★★★
Finder rating 3.5 / 5
Available asset types
Real estate, Art, Other
Stock trade fee
N/A
Minimum deposit
$10,000
Signup bonus
N/A
OPTO
★★★★★
Finder rating 4 / 5
Available asset types
Stocks, ETFs
Stock trade fee
$0
Minimum deposit
$0
Signup bonus
Earn up to $300
SoFi Invest®
★★★★★
Finder rating 4.3 / 5
Available asset types
Stocks, Options, Mutual funds, ETFs, Alternatives
Stock trade fee
$0
Minimum deposit
$0
Signup bonus
Get up to $1,000 in stock
★★★★★5/5 — Excellent
★★★★★ 4/5 — Good
★★★★★ 3/5 — Average
★★★★★ 2/5 — Subpar
★★★★★ 1/5 — Poor
We analyze top online trading platforms and rate them one to five stars based on factors that are most important to you. These factors include fees, securities available for trade, customer support, customer feedback, platform resources and overall reliability.
For a complete breakdown of how we score each category, read the full methodology of how we rate trading platforms.
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