- Low upfront fees and exchange rates
- Easy to use with round-the-clock help
- Get cash to family and friends in minutes.
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Money transfer companies allow you to send funds to another country and have your recipient pick it up in cash — but not all providers will offer a fair exchange rate. Whether you want to use a money transfer agent location to pay in cash, ask an agent questions or send money for cash pickup, comparing your options is a good way to find a deal.
Search online to find a provider with agent locations:
Large money transfer networks like MoneyGram and Western Union offer 24-hour agent locations in most major (and even
some smaller) cities. Check online or call ahead to confirm the hours before visiting, especially when going in the middle of the night.
Your first thought for a money transfer may be your local bank. This is a reliable option, but you’re likely to pay more fees and receive a weaker exchange rate than a money transfer service.
Many nationwide chain retailers and grocery stores have an exclusive area dedicated to providing money transfers using MoneyGram or Western Union. Typically fees are lower than what a bank charges.
The information you’ll need for a money transfer will depend on how you’re transferring the money. In general, you’ll need:
To send money to a bank account, you’ll also need:
Find out which major money transfer providers have agent locations you can visit in person.
You may save yourself time and money by starting your cash transfer online with Western Union, MoneyGram or WorldRemit. Each offers cash pickup at agent locations in over 200 countries worldwide.
If the friends or family you’re sending money to have a bank account or prefer to pick up their money in cash, compare any of the services in our comparison table above to quickly and cheaply complete your transfer.
Agent locations typically add on extra fees, which helps them keep the agent location open. By completing your transfer entirely online you can save yourself both time and money.
If the people you’re sending money to aren’t able to easily receive it to a bank account, find a provider that offers cash pickup. While the two best-known providers for collecting cash are Western Union and MoneyGram, WorldRemit is a digital provider that allows you to send money overseas for collection at local agent locations.
WorldRemit and other digital transfer services are ideal if it’s important for your friends or family get your transfer quickly. Whereas banks can take one to three days to complete a transfer, most money transfer services promise nearly immediate transfer times — often within minutes if you pay by credit or debit card.
Before choosing a service, compare:
Wherever you are in the world, keep in mind a few safety tips when picking up a transfer:
Sending cash is ideal for those without bank accounts or in an emergency situation, but it’s often the more expensive option. If possible, consider sending to your receiver’s mobile or bank account since it’ll end up being a better deal for you. Below you can get an idea of what transfers with services like these look like.
Many of the world’s largest money transfer providers have locations in towns both small and big. But if you’re in a place with no agent locations, online transfers may be your only option. Shop around and learn more about money transfers to make confident decisions.
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