BankPurely SavingPurely eco savings account review + rate |

BankPurely SavingPurely account review

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BankPurely SavingPurely account
  • 1.90% APY
  • No monthly fees and maintenance charges
  • No minimum balance requirement

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A whopping 1.9% APY from this green company.

Online savings accounts can help you build your nest egg faster with high interest rates, and BankPurely is no exception. Check out this online account with an environmentalist twist and a very generous APY.

Minimum deposit to open$1
Interest compoundingDaily
Monthly transaction limit6

What are the benefits of a savings account with BankPurely?

BankPurely’s online savings account comes with several competitive advantages that can help you save:

  • No minimum balance. You’ll earn interest on your balance, no matter how small.
  • No fees. Pay no maintenance charges or associated fees to own this account.
  • High 1.9% APY. BankPurely’s APY is significantly higher than offers you’ll find at your local bank or with other online savings accounts.
  • Wide ATM network. Access your money easily at any of 55,000 surcharge-free ATMs worldwide.
  • Plant a tree. For every savings account opened, BankPurely plants one tree with Plant-It 2020 in New York state.

What should I look out for?

For green banking on the go, the BankPurely savings account is a solid option. But there are a few potential drawbacks to keep in mind.

  • Domestic wire transfer fee. You’ll pay a $15 fee on all domestic wire transfers.
  • ATM fee. If you go outside the BankPurely ATM network, you’ll pay a $3 fee to withdraw cash.
  • Limited monthly transactions. Like most high-interest savings accounts, monthly transactions top out at six.

Compare with other savings accounts

Name Product Fee Minimum deposit to open Minimum balance to earn interest Interest rate (APY)
A first step in helping you build a free financial plan for the life you want and automate your investments at a low cost.
Enjoy no monthly fees and a competitive APY with this online-only savings account.
$5 per month
(can be waived)
Get a $150 bonus when you open a new Chase Savings account, deposit a total of $10,000 or more in new money within 10 business days and maintain a $10,000 balance for 90 days.
Get one of the highest interest rates available without high balance requirements or fees.
UFB Direct High Yield Savings
UFB Direct High Yield Savings
With an APY of up to 2.45%, it's UFB Direct's highest-yielding savings account.
A super-high interest rate if you're in the habit of saving at least $100 per month or have $25K in the bank.

Compare up to 4 providers

How do I open an account?

1. Go to BankPurely’s website and click Open an Account.

2. Click Open an Account on the next page as well to get started with your application.

3. Review the list of required information and click Continue. Then select the SavingPurely account.

4. Select the SavingPurely account type you’re interested in and click Continue.

5. Complete the required fields with your full name, personal contact information and other details and submit your application.


  • Be a US citizen
  • Be at least 18 years old
  • Have a valid Social Security number or taxpayer ID
  • Have a physical US address

Required information

To open a BankPurely savings account, you’ll need to provide:

  • Your Social Security number
  • Your current home address and a previous home address, if you’ve lived at your current address for less than two years
  • Your current US bank account and routing number

How do I deposit or withdraw my money?

BankPurely might be an online-only bank, but it offers several convenient ways to access your funds:

  • Online deposit. Transfer funds electronically to and from an externally linked bank account up to six times monthly.
  • Direct deposit. Set up direct deposit into your BankPurely online savings account using your account number and BankPurely’s routing number.
  • Mail a check. Make the check payable to yourself and mail it to BankPurely c/o, P.O. Box 9000554, East Meadow, NY 11554.
  • Wire transfer. Set up a wire transfer to any account held with another US financial institution for a $15 fee.
  • Mobile deposit. Snap a picture of your check with your mobile device and upload the photo to your online account.

How do I get in touch with customer service?

You can contact BankPurely’s customer service in two different ways:

  • Phone. Call 888-432-5890 Monday through Sunday, 7 a.m. to 11 p.m. ET.
  • Email. Fill out the secure online form on BankPurely’s website to receive a reply by email within 1-2 business days.

Bottom line

BankPurely’s online savings account offers high-interest savings that are among the most generous on the market. If a six-transaction limit each month suits your situation, this account might be a good fit. If not, check out your other options, starting with our picks for the best savings accounts.

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