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What services does Western Union offer?
The availability of Western Union services depend on where you’re sending the money.
- Cash pickup. Western Union’s most popular service. You can pay Western Union in person or pay using a debit or credit card and the recipient can collect the funds in person just minutes after the transfer has been completed. Western Union have more than half a million cash collection points all over the world.
- Bank account transfers. Western Union allow you to carry out bank to bank transfers. You can pay for a transfer using your debit or credit card and transfer the money to the recipient’s bank account.
- Mobile money. If the recipient has a mobile wallet account, Western Union offer mobile money transfers. This service is available in a limited number of countries and maximum transfer amounts apply.
What currencies can I trade with Western Union
Western Union offer different rates depending on how the recipient receives the money. Western Union offer a slightly better rate if funds are sent to a bank account. For the following examples, the funds are paid using a debit or credit card.
| 1 USD = 1.2629 AUD (Cash) | 1 USD = 0.9714 CHF (Bank account) 1 USD = 0.9564 CHF (Cash) | 1 USD = 7.6651 HKD (Cash) |
| 1 USD = 6.8094 CNY (Bank account) 1 USD = 6.8781 CNY (Cash) | 1 USD = 0.7483 GBP (Bank account) 1 USD = 0.7323 GBP (Cash) | 1 USD = 0.8868 EUR (Bank account) 1 USD = 0.8680 EUR (Cash) |
| 1 USD = 66.5406 INR (Bank account) 1 USD = 66.2062 INR (Cash) | 1 USD = 33.6503 THB (Bank account) 1 USD = 32.5988 THB (Cash) | 1 USD = 6.8094 CNY (Bank account) 1 USD = 6.8781 CNY (Cash) |
| 1 USD = 48.9088 PHP (Bank account) 1 USD = 47.7609 PHP (Cash) | 1 USD = 1.3436 NZD (Bank account) 1 USD = 1.3436 NZD (Cash) | 1 USD = 3.0902 BRL (Cash) |
| 1 USD = 20.0918 MXN (Bank account) | 1 USD = 19.7247 MXN (Cash) | 1 USD = 108.9849 JPY (Bank account) 1 USD = 108.9849 JPY (Cash) |
| 1 USD = 1.3564 SGD (Bank account) 1 USD = 1.3564 SGD (Cash) | 1 USD = 12834.5000 IDR (Bank account) 1 USD = 12834.5000 IDR (Cash) | 1 USD = 3.0519 PGK (Cash) |
- Rates are correct 10:00PM 02/09/17
- Rates are indicative only and may be different from the rate you get at the time of transfer.
- Bank account – Money deposited in the recipient’s bank account.
- Cash – Money is available as a cash collection from a Western Union agent.
Western Union Review | Pros and Cons
Pros
- Collection options. Western Union offer bank account deposits, cash pickup at a Western Union agents and mobile money transfers.
- Availability. Funds can be available within minutes when you make a Western Union cash transfer.
- Western Union agents. Western Union has half a million agents world wide. Wherever you are, a Western Union agent is never far away.
Cons
- Transfer fees. Western Union money transfer fees can be higher than other international money transfer providers. Western Union fees vary depending on how the money is sent and received.
How can I get Western Union free transfers?
Western Union charge transfer fees when you send money within the USA and overseas. Use one of our Western Union promo codes to get a discount on your Western Union funds transfer. The fee for your money transfer depends on where the funds are being sent and how the transaction is paid for and collected.
How do Western Union transfers work?
Western Union let you send money to bank accounts in the USA and overseas, and you can send money so funds can be collected in person at a Western Union agent. Western Union let you pay for the transfer using your debit or credit card or you can pay in cash at your nearest Western Union agent. The payment and collection methods vary depending on where you’re sending the money.
What forms of payment does Western Union accept?
You can pay for your Western Union money transfer using the following methods:
- Cash in person. Pay cash at a Western Union agent to send money in person.
- Credit or debit card. Enter your card details to make an online payment when you opt to send money from the Western Union website. You can also make a card payment at a Western Union agent.
What is the Western Union refunds policy?
If you send money online, you can cancel your Western Union transfer as long as the money has not been deposited into the receiver’s bank account. Transfers can be instant in some instances, be sure to contact the Western Union customer service team as soon as possible if you wish to cancel an online transfer. Once the funds have been collected you are not eligible for a refund.
