Volkswagen Bora insurance group

The Volkswagen Bora is the fourth generation version of the Volkswagen Jetta. It’s a small family car that first arrived on our roads in 1999 and although production ceased in Europe in 2006, its popularity is proven by the fact that the Bora is still quite a common sight on British roads today.

What insurance group does the Volkswagen Bora fall under?

All vehicles are given a specific insurance group that ranges from 1 (cheapest) to 50 (most expensive) which helps determine the cost of your premium. Volkswagen Bora models range from insurance group 11 to 34, meaning they’re not the most expensive, but equally not the cheapest cars to insure. As an example, a 30-year-old driver in an average postcode could pay around £731 for cover on a Volkswagen Bora 1.6 S 4d that is in insurance group 11 or around £906 for a Volkswagen Bora 2.3 V5 4d that is in insurance group 30. This clearly shows the impact on premium pricing that occurs when one car is in a much higher insurance group.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Volkswagen Bora insurance cost by location

Among the factors that affect the cost of your car insurance premium, one of the biggest is your location.

To show the impact of your home address, here are some average quotes for a 30-year-old living in 3 different locations. The quotes are for a Volkswagen Bora 2.0 Sport 4d.

• Expensive: £960 (London SE1)
• Average: £800 (Newcastle NE1)
• Cheap: £588 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Volkswagen Bora insurance rate?

Along with insurance group, there are many other key factors that have a big impact on your insurance premium costs:

• Engine type and capacity. In general, the larger the engine, the more you’ll pay for your car insurance. For example, it may cost £960 for insurance for a Volkswagen Bora 1.9 TDI SE 4d, while you may pay £1,054 for a Volkswagen Bora 1.8T Sport 4d. So, that’s an extra £94 per year you’ll pay for the Long Range engine.
• Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or involved in an accident, and this affects the cost of insurance. For example, a 30-year-old in central London may pay £932 for insurance for a Volkswagen Bora 2.0 S 4d Auto, while the same 30-year-old in Newcastle may only pay £781. That’s an extra £151 per year that the average 30-year-old would pay in London compared to Newcastle.
• Driver age. The youngest drivers will pay the most for car insurance because they are the most likely to make a claim. As an example, the average 20-year-old driver in London may pay £1,670 for the Volkswagen Bora 1.9 TDI 4d, while the average 40-year-old Londoner will only pay £875. That’s £795 more per year that the younger driver would pay in this scenario.

Other factors that influence the cost of your insurance include:

• The model and age of your car
• Your car’s safety rating score
• Your car’s safety rating features
• Your car’s anti-theft precautions
• Your annual mileage
• Your driving history and activity
• Your no-claims discount
• Your marital status
• Your credit history and job

How can I save on my Volkswagen Bora premium?

Car insurance can be expensive, but you don’t need to let it break the bank. Here are some ideas to help you lower the cost of your premium.

• Limit your annual mileage (where possible). If you can occasionally walk or use public transport, rather than using your car, this can help to save on your premium.
• Pay annually rather than monthly. When you pay annually, you eliminate the possibility of being charged interest on monthly payments.
• Install extra safety precautions. This makes your car safer and reduces the risk of you making a claim on your premium. That’s why many insurers are happy to lower your premium when you do so.
• Shop around for the best deal using price comparison websites. Don’t just settle for the renewal price given to you. You’ll usually find a better deal by switching to a competitor each year.

Facts about the Volkswagen Bora

– “Bora” is the name of a winter wind that blows over the Adriatic Sea.
– The Volkswagen Bora comes in 4-door saloon and 5-door estate models.
– The fourth generation takes 52 hours to assemble.

Bottom line

Depending on the specific model you go for, the Volkswagen Bora can be at the lower end of the car insurance price scale. Other things like using price comparison websites, taking extra safety measures like installing a dash cam and opting to pay annually can also help to lower the price of your premium.

Frequently asked questions

• What is the top speed of a Volkswagen Bora?

  Depending on the model version, you can expect a Volkswagen Bora to reach a top speed of 119 miles per hour.

• Is the Volkswagen Bora safe?

  In its Euro NCAP crash tests, the VW Jetta (also known as the Bora) achieved a full 5-star rating. This included a 94% rating for protecting adult occupants and 86% for protecting child occupants.

• How much car tax do I have to pay for the Volkswagen Bora?

  The UK standard car tax rate sits at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Volkswagen Bora?

  You can buy a Volkswagen Bora at dealerships, using online sellers or from a current owner.

• Is the Volkswagen Bora any good?

  In short, yes. The Volkswagen Bora received a 4-star rating from What Car? who praised its smart look, comfortable seats and spacious boot.

• Where can I find Volkswagen Bora car insurance?

  You can compare the costs of Volkswagen Bora car insurance using any price comparison website.

• Is a Volkswagen Bora expensive to insure?

  The Volkswagen Bora can be found in insurance groups ranging from 11 to 34. This means they can be quite reasonable to insure, depending on the specific model you go for.