Volkswagen Fox insurance group

Find out which insurance group the Volkswagen Fox falls under and how much it costs to insure based on the specific model version.

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The Volkswagen Fox is a subcompact vehicle with the typical efficiency you can expect from this German manufacturer. This vehicle is safe, roomy, fuel-efficient and affordable. In many ways, it’s the perfect first car. In this guide, you will discover all you need to know about insuring this vehicle.

What insurance group does the Volkswagen Fox fall under?

All vehicles are assigned an insurance group that ranges from 1 (cheapest to insure) to 50 (most expensive). This helps to determine the cost of your premium offered to you by insurers. Volkswagen Fox models appear in insurance groups ranging from 1 to 3, meaning it’s among the cheapest cars in the world to insure.

The costs will vary slightly depending on what group your chosen Volkswagen Fox model sits in. As an example, a 30-year-old driver in an average postcode could pay around £556 for cover on a Volkswagen Fox 1.2 3d that is in insurance group 1 or around £607 for a Volkswagen Fox 1.4 Urban Fox 3d that is in insurance group 3. That’s quite a significant difference between the various Volkswagen Fox models.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs -
1.2 60bhp 3d 1 £959 £556 £487 £393 Get Quote
1.2 3d 1 £959 £556 £487 £393 Get Quote
1.4 3d 3 £1,046 £607 £532 £429 Get Quote
1.2 (60bhp) Urban Fox 3d 1 £959 £556 £487 £393 Get Quote
1.2 Urban Fox 3d 1 £959 £556 £487 £393 Get Quote
1.4 Urban Fox 3d 3 £1,046 £607 £532 £429 Get Quote

Volkswagen Fox insurance cost by location

Your location plays a key role in how much you’ll be charged for your car insurance. To show the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Volkswagen Fox 1.4 3d.

  • Expensive: £715 (London SE1)
  • Average: £607 (Newcastle NE1)
  • Cheap: £417 (Galashiels TD1)

Which factors affect my Volkswagen Fox insurance rate?

Along with the insurance group your car appears in, there are a number of key factors that have a large impact on your insurance premium costs:

  • Engine type and capacity. The bigger the engine within your vehicle, the more you’re likely to pay to insure it. For example, it may cost £556 for insurance for a Volkswagen Fox 1.2 3d, while you may pay £607 for a Volkswagen Fox 1.4 Urban Fox 3d.
  • Driver location. Insurers will assess the likelihood of your car being stolen or damaged based on where you live. This will affect the size of your premium. For example, a 30-year-old in central London may pay £641 for insurance on a Volkswagen Fox 1.2 60bhp 3d, while the same 30-year-old in Newcastle may only pay £556. This £85 difference between London and Newcastle is because Londoners are statistically more likely to make a claim on car insurance.
  • Driver age. The youngest drivers will pay the most for insurance. The average 20-year-old driver in London may pay £1,115 to insure the Volkswagen Fox 1.2 Urban Fox 3d, while the average 40-year-old Londoner will only pay £584. The average 20-year-old will have to pay almost double because motorists of this age are far more likely to make a claim.

Other factors that influence the cost of your insurance include:

  • Your no-claim discount
  • Your driving history and activity
  • Your annual mileage
  • Your credit history and job
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security and any extra anti-theft precautions
  • Your marital status

How can I save on my Volkswagen Fox premium?

When searching for car insurance, it’s worth searching for the best possible deal. Here are some ideas you can try to lower the cost of your premium.

  • Limit your car usage (where possible). By occasionally deciding to walk or get public transport, rather than using your car, you can reduce your annual mileage which will help you to save on your premium.
  • Pay annually rather than monthly. It might be scary to part with a large sum of money in one go, but by paying annually you will eliminate the possibility of paying interest on monthly payments.
  • Install extra safety precautions. This makes your car less of a risk to insure, allowing insurers to offer you lower quotes.
  • Shop around for the best deal. Don’t just settle for the renewal price given to you – there may be cheaper options out there.

Bottom line

One of the reasons why the Volkswagen Fox is labelled as the ‘perfect first car’ is it’s affordable insurance costs. It’s one of the cheapest cars on the road to insure, and the tips in this guide can help you reduce your premiums even further.

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, (Mar ’24). 51% of car insurance customers could save £524.68
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