Renault Zoe insurance group and cost

Compare car insurance costs for your Renault Zoe based on the specific model version and demographics related to the driver.

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The Renault Zoe is a 5-seater supermini electrical vehicle. It’s a reasonably-priced electric car with a decent mileage between charges (around 200 miles). You will learn everything you need to know about insuring this vehicle in this guide.

What insurance group does the Renault Zoe fall under?

Renault Zoe cars fall inside car insurance groups 14-22. That means the cost of your premium will be less than the average vehicle.

The costs will vary depending on your chosen model of Renault Zoe. As an example, a 30-year-old driver in an average postcode could pay around £768 for cover on a Renault Zoe i-Expression 5d Auto that is in insurance group 14 or around £830 for a Renault Zoe i GT Line R135 ZE 50 auto 5d that is in insurance group 22. This is a good example of how premium pricing is affected when one car is in a higher insurance group.

Using the table below, you can find out the insurance group of your Renault Zoe model, and how much you’re likely to pay for your car insurance.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs Get quote
i Play R110 ZE 50 auto 5d 18 £1,390 £807 £707 £570 Get Quote
i Iconic (DC rapid charging) R110 ZE 50 auto 5d 19 £1,399 £812 £711 £574 Get Quote
i Iconic R110 ZE 50 auto 5d 19 £1,399 £812 £711 £574 Get Quote
i Iconic (DC rapid charging) R135 ZE 50 auto 5d 22 £1,431 £830 £727 £587 Get Quote
i Iconic R135 ZE 50 auto 5d 22 £1,431 £830 £727 £587 Get Quote
i GT Line (DC rapid charging) R135 ZE 50 auto 5d 22 £1,431 £830 £727 £587 Get Quote
i GT Line R135 ZE 50 auto 5d 22 £1,431 £830 £727 £587 Get Quote
i S Edition Q90 ZE 40 Quick Charge 5d 16 £1,364 £791 £693 £560 Get Quote
S Edition Q90 ZE 40 Quick Charge 5d 16 £1,364 £791 £693 £560 Get Quote
S Edition R110 ZE 40 5d 19 £1,399 £812 £711 £574 Get Quote
i S Edition R110 ZE 40 5d 21 £1,417 £822 £720 £581 Get Quote
i-Expression 5d Auto 14 £1,325 £768 £673 £543 Get Quote
Expression 5d Auto 15 £1,346 £781 £684 £552 Get Quote
i-Expression Nav 5d Auto 14 £1,325 £768 £673 £543 Get Quote
Expression Nav 5d Auto 15 £1,346 £781 £684 £552 Get Quote
Expression Nav R90 auto 5d 15 £1,346 £781 £684 £552 Get Quote
iExpression Nav R90 auto 5d 15 £1,346 £781 £684 £552 Get Quote
Dynamique Nav Q90 auto 5d 16 £1,364 £791 £693 £560 Get Quote
Dynamique Nav Q90 ZE40 Quick Charge 5d 16 £1,364 £791 £693 £560 Get Quote
Dynamique Nav R90 auto 5d 16 £1,364 £791 £693 £560 Get Quote
i Dynamique Nav Q90 ZE40 Quick Charge 5d 16 £1,364 £791 £693 £560 Get Quote
i-Dynamique Nav 5d Auto 16 £1,364 £791 £693 £560 Get Quote
iDynamique Nav Q90 auto 5d 16 £1,364 £791 £693 £560 Get Quote
iDynamique Nav R90 auto 5d 16 £1,364 £791 £693 £560 Get Quote
i-Dynamique Nav Rapid Charge 5d Auto 16 £1,364 £791 £693 £560 Get Quote
Dynamique Nav 5d Auto 17 £1,379 £800 £701 £566 Get Quote
Dynamique Nav Rapid Charge 5d Auto 17 £1,379 £800 £701 £566 Get Quote
i Dynamique Nav R110 ZE40 5d 18 £1,390 £807 £707 £570 Get Quote
Dynamique Nav R110 ZE40 5d 19 £1,399 £812 £711 £574 Get Quote
i-Dynamique Zen 5d Auto 15 £1,346 £781 £684 £552 Get Quote
Dynamique Zen 5d Auto 16 £1,364 £791 £693 £560 Get Quote
i-Dynamique Intens 5d Auto 15 £1,346 £781 £684 £552 Get Quote
Dynamique Intens 5d Auto 16 £1,364 £791 £693 £560 Get Quote
i Signature Nav Q90 ZE40 Quick Charge 5d 17 £1,379 £800 £701 £566 Get Quote
iSignature Nav Q90 auto 5d 17 £1,379 £800 £701 £566 Get Quote
iSignature Nav R90 auto 5d 17 £1,379 £800 £701 £566 Get Quote
Signature Nav Q90 auto 5d 17 £1,379 £800 £701 £566 Get Quote
Signature Nav Q90 ZE40 Quick Charge 5d 17 £1,379 £800 £701 £566 Get Quote
Signature Nav R90 auto 5d 17 £1,379 £800 £701 £566 Get Quote
i Signature Nav R110 ZE40 5d 18 £1,390 £807 £707 £570 Get Quote
Signature Nav R110 ZE40 5d 19 £1,399 £812 £711 £574 Get Quote

Renault Zoe insurance cost by location

The table above shows the average cost of Renault Zoe insurance, based on your age and the insurance group it is in. However, there are other factors that affect the cost of your car insurance premium.

The location is one of the biggest ones. Here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Renault Zoe i Dynamique Nav R110 ZE40 5d.

  • Expensive: £968 (London SE1)
  • Average: £807 (Newcastle NE1)
  • Cheap: £597 (Galashiels TD1)

Which factors affect my Renault Zoe insurance rate?

Along with insurance group, here are some of the most important factors that have a significant impact on your insurance premium costs:

  • Engine type and capacity. A car with a larger engine will cost more to insure. For example, it may cost £791 to insure a Renault Zoe S Edition Q90 ZE 40 Quick Charge 5d, while you may pay £822 for a Renault Zoe i S Edition R110 ZE 40 5d. That’s a £31 per year difference for essentially the same vehicle.
  • Driver location. As mentioned, your location affects the cost of your insurance a lot. For example, a 30-year-old in central London may pay £948 for insurance for a Renault Zoe Dynamique Intens 5d Auto, while the same 30-year-old in Newcastle may only pay £791. That’s a £157 difference just because of the city you live in. In this example, this is because motorists in London are more likely to make a claim.
  • Driver age. Insurers will calculate the likelihood of someone your age making a claim on their insurance, based on previous data. This will make a huge difference to the premium offered to you. The average 20-year-old driver in London may pay £1,689 for the Renault Zoe Signature Nav R110 ZE40 5d, while the average 40-year-old Londoner will only pay £885. Younger drivers are significantly more likely to make a claim on their car insurance, which is why their insurance costs are a lot higher.

Other factors that influence the cost of your insurance include:

  • Your marital status
  • Your credit history and job
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security and any extra anti-theft precautions
  • Annual miles driven
  • Your car usage
  • Your no-claim discount

How can I save on my Renault Zoe premium?

You have to buy car insurance if you want to keep your car on the road, but it doesn’t need to be too expensive. There are some ways you can lower your premium, and we’ve listed them below.

  • Limit your annual mileage. The lower your annual mileage, the less you’ll pay for your insurance.
  • Pay annually, rather than monthly. If you pay annually for your insurance, you avoid having to pay interest on monthly payments.
  • Install extra safety precautions. Anything you can do to increase the safety of your vehicle is likely to lower the cost of your insurance premium.
  • Shop around for the best insurance deal every year. When it’s time for renewal, shop around for the best deal using price comparison websites. There will usually be a better deal available from a competitor.

Bottom line

The cost of insuring a Renault Zoe should be reasonable, compared to other electric vehicles on the market. That’s great news, because this vehicle is regarded as one of the top-value electric vehicles out there. On top of that, the tips in this guide will help you to cut costs even further.

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (June ’23). 51% of car insurance customers could save £488.46
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

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