Renault Zoe insurance group and cost

The Renault Zoe is a 5-seater supermini electrical vehicle. It’s a reasonably-priced electric car with a decent mileage between charges (around 200 miles). You will learn everything you need to know about insuring this vehicle in this guide.

What insurance group does the Renault Zoe fall under?

Renault Zoe cars fall inside car insurance groups 14-22. That means the cost of your premium will be less than the average vehicle.

The costs will vary depending on your chosen model of Renault Zoe. As an example, a 30-year-old driver in an average postcode could pay around £768 for cover on a Renault Zoe i-Expression 5d Auto that is in insurance group 14 or around £830 for a Renault Zoe i GT Line R135 ZE 50 auto 5d that is in insurance group 22. This is a good example of how premium pricing is affected when one car is in a higher insurance group.

Using the table below, you can find out the insurance group of your Renault Zoe model, and how much you’re likely to pay for your car insurance.

• How we got these rates

  These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle (NE1) postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March 2021 (source: Quotezone).

Renault Zoe insurance cost by location

The table above shows the average cost of Renault Zoe insurance, based on your age and the insurance group it is in. However, there are other factors that affect the cost of your car insurance premium.

The location is one of the biggest ones. Here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Renault Zoe i Dynamique Nav R110 ZE40 5d.

• Expensive: £968 (London SE1)
• Average: £807 (Newcastle NE1)
• Cheap: £597 (Galashiels TD1)

• How we got these rates

  These rates are based on the average cost of cover for cars in the locations shown. Our research suggests SE1 is one of the most expensive locations, NE1 represents an average cost location and TD1 represents one of the cheapest locations. Updated: March 2021 (source: Quotezone).

Which factors affect my Renault Zoe insurance rate?

Along with insurance group, here are some of the most important factors that have a significant impact on your insurance premium costs:

• Engine type and capacity. A car with a larger engine will cost more to insure. For example, it may cost £791 to insure a Renault Zoe S Edition Q90 ZE 40 Quick Charge 5d, while you may pay £822 for a Renault Zoe i S Edition R110 ZE 40 5d. That’s a £31 per year difference for essentially the same vehicle.
• Driver location. As mentioned, your location affects the cost of your insurance a lot. For example, a 30-year-old in central London may pay £948 for insurance for a Renault Zoe Dynamique Intens 5d Auto, while the same 30-year-old in Newcastle may only pay £791. That’s a £157 difference just because of the city you live in. In this example, this is because motorists in London are more likely to make a claim.
• Driver age. Insurers will calculate the likelihood of someone your age making a claim on their insurance, based on previous data. This will make a huge difference to the premium offered to you. The average 20-year-old driver in London may pay £1,689 for the Renault Zoe Signature Nav R110 ZE40 5d, while the average 40-year-old Londoner will only pay £885. Younger drivers are significantly more likely to make a claim on their car insurance, which is why their insurance costs are a lot higher.

Other factors that influence the cost of your insurance include:

• Your marital status
• Your credit history and job
• Your car’s safety rating score
• The model of your car
• The age of your car
• Your car’s security and any extra anti-theft precautions
• Annual miles driven
• Your car usage
• Your no-claim discount

How can I save on my Renault Zoe premium?

You have to buy car insurance if you want to keep your car on the road, but it doesn’t need to be too expensive. There are some ways you can lower your premium, and we’ve listed them below.

• Limit your annual mileage. The lower your annual mileage, the less you’ll pay for your insurance.
• Pay annually, rather than monthly. If you pay annually for your insurance, you avoid having to pay interest on monthly payments.
• Install extra safety precautions. Anything you can do to increase the safety of your vehicle is likely to lower the cost of your insurance premium.
• Shop around for the best insurance deal every year. When it’s time for renewal, shop around for the best deal using price comparison websites. There will usually be a better deal available from a competitor.

Bottom line

The cost of insuring a Renault Zoe should be reasonable, compared to other electric vehicles on the market. That’s great news, because this vehicle is regarded as one of the top-value electric vehicles out there. On top of that, the tips in this guide will help you to cut costs even further.

Frequently asked questions

• What is the top speed of a Renault Zoe?

  This car can reach a top speed of 87 miles per hour.

• Is the Renault Zoe safe?

  This vehicle received a five-star rating in its Euro NCAP crash tests. It rated 89% for protecting adult occupants and 80% for protection of child occupants.

• How much car tax do I have to pay for the Renault Zoe?

  The UK standard car tax rate sites at £150 per year. However, you might pay more or less depending on your car’s emissions.

• Where can I buy a Renault Zoe?

  This vehicle is available to buy at most Renault dealerships and online. You can pick up a second-hand version from a previous owner too.

• Is the Renault Zoe any good?

  This is up there with the top electric vehicles in its price range.

• Where can I find Renault Zoe car insurance?

  You can compare the costs of insuring this vehicle on any price comparison website.

• Is a Renault Zoe expensive to insure?

  This depends on the specific model of Renault Zoe you have and the insurance group it falls under. Renault Zoe vehicles fall in insurance groups ranging from group 14 to group 22, meaning the insurance will be on the relatively cheap side.