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You never know what life will throw your way so it’s important to find a home insurance policy that provides good protection for your home and belongings.
Together Mutual Home Insurance offer buildings cover, contents cover or both together so you’ll know exactly what you’re getting.
Together Mutual Insurance are part of a company called UIA, who have been providing customer’s with home insurance for over 100 years. They are a mutual company who are owned by their policyholders, not shareholders.
Together Mutual Insurance focus solely on home and travel insurance with the aim of making the process as simple and straight forward as possible for their customers.
Together Mutual offer both building and contents insurance under Premier and Premier Plus policies. Each has a range of features and optional extras which you can include in your cover.
Together Mutual Insurance offer a basic home insurance poicy for both buildings and contents cover.
Features of this include:
Together Mutual Insurance offer premium home insurance for both buildings and contents cover.
Features of this include:
Together Mutual Insurance offer premium plus home insurance for both buildings and contents cover.
Features of this include:
Together Mutual’s home insurance policies offer buildings and contents cover and protection for your home against certain risks. These include:
Together Mutual’s classic policy covers the above. The above are also covered in the Premium and Premium Plus home insurance policies. If you choose their Premium cover some extra cover is included as a standard. Check out some of these additional extras below, for a full list check out the Together Mutual home insurance policy document.
Benefits | Buildings | Contents |
---|---|---|
Rent/alternative accommodation | ✓ | ✓ |
Damage by emergency services | ✓ | |
Accidental breakage of fixed glass | ✓ | |
Replacement lock and keys | ✓ | ✓ |
Extended accidental damage cover | ✓ | |
Owner’s liability to the public | ✓ | |
Lost or damaged contents temporarily removed from premises by theft or insured events | ✓ | |
Accidental loss or damage to contents in transit | ✓ | |
Loss of oil or metered water following damage to buildings | ✓ | |
Tenant’s liability | ✓ | |
Accidental damage to televisions and other electronic equipment in the home | ✓ | |
Loss or damage to food in domestic freezers | ✓ | |
Cost of preparing new title deeds to buildings | ✓ | |
Cost of replacing information bought, downloaded and stored on home entertainment devices | ✓ | |
Cost of replacing garden plants and shrubbery if lost or damaged | ✓ | |
Accidental damage cover | ✓ | |
Personal liability | ✓ |
An excess is the amount of money you contribute when you make a claim. The amount of your excess will depend on the level of cover you have and the nature of your claim. If the nature of your claim is both buildings and contents, the higher excess will be applied. It’s important to refer to your Together Mutual home policy schedule because it may be that more than one excess applies to your claim.
There are a number of factors that can affect the cost of your Tesco home insurance premium, including:
If you wish to make a claim, you can call Together Mutual’s claim handlers on 01438518877.
If you would rather make a claim via writing, you can write to Together Mutual Insurance, Kings Court, London Road, Stevenage, Herts, SG1 2TP.
You can also submit your claim online at www.togethermutualinsurance.co.uk.
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