Age Co is the commercial arm of Age UK, the UK’s largest charity dedicated to helping people in later life. It’s been providing services and support to older people since it was created in April 2009.
The organisation’s vision is to make the UK a great place for people to grow old in, and it provides free information and advice on a range of topics including money, wellbeing, care, travel and work. It also offers home insurance specifically tailored for over-50s.
Age Co’s home insurance policies offer cover for your home against certain risks. These include:
Full details are on the Age Co site, but here’s a breakdown of what’s covered in the buildings and contents policies, and optional extras are listed below our table.
|What is covered?||Buildings||Contents|
|Property owner’s liability||✓|
|Professional fees and costs for rebuilding or repairing buildings||✓|
|Underground pipes, drains and cables||✓|
|Glass and sanitaryware||✓|
|Rent and alternative accommodation||✓||✓|
|Protection during the sale of your home||✓|
|Protection against damage caused by emergency services||✓|
|Protection against squatters||✓|
|Accidental loss of metered water or oil in domestic heating systems||✓||✓|
|Replacement lock and keys||✓||✓|
|Compulsory evacuation alternative accommodation||✓||✓|
|Newly acquired fixtures||✓|
|Accidental breakage to television sets, satellite receivers, radios, audio and video equipment||✓|
|Accidental breakage in your home eg glass shelves, ceramic hobs and damage to food||✓|
|Liability for domestic employees||✓|
|Contents temporarily removed||✓|
|Wedding and civil partnership ceremony insurance||✓|
|Shopping in transit||✓|
|Tenant’s home improvements||✓|
|Fraudulent use of credit cards||✓|
|Medical equipment on loan||✓|
An excess is the monetary amount that you are required to contribute towards a claim. The following excesses are in addition to any other excess that is applicable. This information can be found in your policy schedule. Every incident requires the same amount of excess in the event of a claim apart from:
To make a claim, all you have to do is call the claims helpline, which will be shown on your policy schedule. The line is open 24 hours a day, 365 days a year. Age Co will confirm whether your policy covers for you for the incident. Ensure you have your policy details to hand when you call.
If you have home emergency cover, you can call 0144 444 2114.
To make a claim on your personal legal protection policy, you can call 0333 005 0353 and quote “Age Co personal legal protection”.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
Find out whether you need gadget insurance for travel and what’s included in the cover, plus tips to keep your devices safe while travelling.
Find out what motorcycle insurance for learner riders includes, what affects the cost of premiums and how you can save money.
Find out what van insurance for courier drivers includes, who it’s for and how to save on your policy.
Consider your options with multi motorcycle insurance and learn about ways to save on your insurance premiums.
Find out how much it could cost to insure the Lexus CT200 based on your age and location.
Find out how much it could cost to insure the MG3 based on your age and location.
Find out what gadget insurance for students includes, who qualifies for it and how to find the best cover for you at the best price.
Find out which insurance group the Kia Sorento falls under and how much it costs to insure.
Our guide explains the process involved in taxing a vehicle and whether or not you need insurance in place to do so.
Find out which insurance group the Volkswagen Touran falls under and how much it costs to insure.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.