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Tesco simply offers a package for contents cover, buildings cover or both together so there’s no confusion about what you’re getting.
Tesco is a household name when it comes to your weekly food shop. But not many know that you can also protect your household with Tesco home insurance- and that also includes cover for your fridge.
Tesco offers financial services through Tesco Bank which was formed back in 1997. Formerly a 50:50 joint venture with The Royal Bank of Scotland, Tesco plc has wholly owned the service since 2008. Products on offer include credit cards, loans, mortgages, savings accounts and several types of insurance, including car, home, life and travel.
Tesco provides one plan to cover both buildings and contents insurance, as well as the option to have them separately. Each has a range of different features and there are also option extras which you can include in your cover.
Tesco’s buildings cover offers essential cover for your building against damage caused by a long list of insured events.
Features of this include:
Tesco’s contents cover offers essential cover for your contents against loss or theft caused by a long list of insured events.
Features of this include:
Just choose the optional extras that are right for you and only pay for the additional cover you need.
Tesco’s home insurance policies offer cover and protection for your home against certain risks. These include:
|Contents temporarily removed from home||✓|
|Contents at university/college||✓|
|Service pipes and cables||✓|
|Trace and access of leaks||✓|
|Fixed glass, ceramics and mirrors||✓||✓|
|Accidental damage to home entertainment equipment||✓|
|Alternative accommodation and rent||✓||✓|
|Metered oil & water||✓|
|Religious festival increase||✓|
|Wedding and civil partnership gifts||✓|
|Fees and clearance costs||✓|
|Birth & adoption increase||✓|
|Legally downloaded information||✓|
|Occupier’s and personal liability||✓||✓|
|Repair of sewer pipe||✓|
|Damage caused by emergency services||✓|
|Local authority requirements||✓|
An excess is the amount of money you contribute when you make a claim. The amount of your excess will depend on the level of cover you have and the nature of your claim. If the nature of your claim is both buildings and contents, the higher excess will be applied. It’s important to refer to your Tesco home policy schedule because it may be that more than one excess applies to your claim:
There are a number of factors that can affect the cost of your Tesco home insurance premium, including:
To make a home insurance claim at Tesco, you will need to contact the underwriter specific to you, their numbers are:
To make a claim, you will need to provide the following information:
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
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