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What’s more, ASDA Money’s home policies can also be tailored with optional extras such as accidental damage, garden, bicycle or technology and entertainment cover. Here’s what else we think you should know about ASDA Money.
Established in Yorkshire in the 1960s, the brand is best known for its supermarkets but, through its ASDA Money division, also offers a range of credit cards, personal loans and travel money, and insurance for homes, caravans, cars, pets and travel.
ASDA Financial Services Ltd is a representative of Hood Group Ltd, and is authorised by the Financial Conduct Authority. ASDA home insurance is sold and administered by Hood Group Ltd.
ASDA Money offers a range of cover options to suit individual needs. These include:
ASDA Money’s standard and superior building and contents policies can either be bought separately or combined.
ASDA Money’s home insurance policies offer cover and protection for your home against certain risks. These include:
But the home insurance policies also include extra benefits as standard. Check out the features of ASDA Money’s two home insurance options below.
Cover features | Standard home insurance | Superior home insurance |
---|---|---|
Buildings insurance | ||
Insured value of buildings | Up to £400,000 | Up to £750,000 |
Alternative accommodation | ✓ up to £40,000 | ✓ up to £75,000 |
Property owners’ liability | ✓ up to £2 million | ✓ up to £5 million |
Locks and keys cover | ✓ up to £750 | ✓ up to £1,000 |
Legal fees to remove squatters | ✓ | |
Damage caused by emergency services | ✓ up to £1,000 | ✓ up to £1,000 |
24/7 home emergency cover | x | ✓ |
Contents insurance | ||
Insured value of contents | ✓ Up to £50,000 | ✓ Up to £75,000 |
Visitors’ contents cover | ✓ Up to £500 | ✓ Up to £2,500 |
Office equipment and furniture cover | ✓ Up to £5,000 | ✓ Up to £5,000 |
Replacing deeds and documents cover | ✓ Up to £2,500 | ✓ Up to £2,500 |
Special occasions cover | ✓ Up to £3,000 | ✓ Up to £5,000 |
Freezer food cover | ✓ Up to £1,000 | ✓ Up to £1,000 |
Temporary removal cover | ✓ Up to £20,000 | ✓ Up to £20,000 |
Contents in the open cover | ✓ Up to £750 | ✓ Up to £750 |
Occupiers’ and personal liability cover | ✓ Up to £2 million | ✓ Up to £5 million |
Alternative accommodation cover | ✓ Up to £10,000 | ✓ Up to £20,000 |
Theft from outbuildings cover | ✓ Up to £2,000 | ✓ Up to £2,000 |
Check out ASDA Money’s home insurance policy document for a complete list of policy features to ensure you have the right cover for your needs.
ASDA Money offers a range of additional protection to bolt onto your specific home insurance policy, including:
Your insurance excess is the amount of money you will need to pay towards a claim. Your insurer won’t pay out for a claim that costs less than this amount.
You’ll find details about your excess in your policy document.
There are a number of factors that can affect the cost of your ASDA Money home insurance premium, including:
You will need to refer to the claims information within your policy document as there are no claims line details on the ASDA Money website.
In order to make a claim, you will likely need the following information to hand:
You may also need to provide the following additional information:
It’s vital that you let your insurer know about an incident as soon as possible. Failure to do this could result in a rejected claim later on.
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Find out if Asda Money’s highest-earning rewards card could be right for you. Compare rates, fees and perks here.
Do you do your weekly shop at Asda? This credit card lets you earn unlimited rewards on your spending both in-store and elsewhere.