Santander switch deal: March to April 2024

How much can I get with Santander’s switch deal?

You get £185 in switching bonus cash when you transfer to a Santander current account. If you opt for its Edge account, which has a fee, once you switch, you get access to the Edge Saver at 7% AER for the first 12 months on balances up to £4,000. If you deposit the maximum amount, you’ll have £280 in interest after a year.

If you choose the Santander Edge account, you can also earn 1% cashback, up to £10 a month, on selected household bills, plus up to £10 a month cashback at supermarkets and on travel costs. Combined, that’s a maximum of £240 in cashback over a year. However, the Edge account has a £3 monthly fee, but we’ve accounted for that £36 a year in our figures.

Who can get the deal?

Only new Santander customers can get it. You can hold a maximum of 2 Santander Edge Up or Santander Edge accounts, one in your own name and one in joint names.

How can I get the deal?

To get the £185 cash, you’ll have to complete a full switch to an Everyday Current Account, Santander Edge Current Account or Santander Edge Up Current Account using the Current Account Switch Service.

You’ll also need to set up 2 active direct debits and pay in £1,500 within 60 days.

The exclusions

• You won’t be eligible to earn £185 if you or anyone named on the account has previously received a switcher incentive on one of the accounts included in the offer.
• Or if you switch from an account you hold with Santander, cahoot or Cater Allen.
• The direct debits you set up cannot include direct debits set up to fund a savings account you have with Santander, cahoot or Cater Allen.

When the offer ends

There’s no end date listed on the Santander site, but it may be withdrawn at any time.

Compare current accounts from Santander

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Name	Product	Finder score	Account fees	Funding requirement	Interest (AER)	Arranged overdraft	Incentive	Representative example	Link
OFFER Everyday Current Account Everyday Current Account	OFFER	4.1 ★★★★★	£0	No minimum funding requirement	0% AER	39.94% EAR variable	A simple and straightforward current account, with no monthly fee.	Limited Offer: Get a free 4-year Santander Railcard worth £100 when you open an Everyday Current Account . You must be aged 20 to 25 on 30/06/2024, not already have a Santander current account and pay at least £500 into your account by 14/05/2024. T&Cs apply. Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 39.94% EAR variable.	Go to site View details		loading Fetching your data...
CASHBACK Edge Current Account Edge Current Account	CASHBACK	4.4 ★★★★★	£3 per month	Min. £500 Per Month (Minimum two direct debit mandates on account per month)	0% AER	39.94% EAR variable	Earn cashback every month on selected household bills and essential spend.	Limited Offer: Get a free 4-year Santander Railcard worth £100 when you open an Edge current account . You must be aged 20 to 25 on 30/06/2024, not already have a Santander current account and pay at least £500 into your account by 14/05/2024. T&Cs apply. Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 39.94% EAR variable. Account fee of £3 per month.	Go to site View details		loading Fetching your data...
CASHBACK Santander Edge Up Current Account Santander Edge Up Current Account	CASHBACK	4.4 ★★★★★	£5 per month	Min. £1500 Per Month (Minimum two direct debit mandates on account per month)	3.51% AER	39.94% EAR variable	Earn cashback every month on selected household bills and essential spend plus interest on your balance.	Limited Offer: Get a free 4-year Santander Railcard worth £100 when you open an Edge Up current account . You must be aged 20 to 25 on 30/06/2024, not already have a Santander current account and pay at least £500 into your account by 14/05/2024. T&Cs apply. Representative example: If you use an arranged overdraft of £1,200, you'll be charged interest at 39.94% EAR variable. Account fee of £5 per month.	Go to site View details		loading Fetching your data...

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