Get $15 of US fractional shares
Invest up to £5,000 in overseas stocks with no FX fees
Free currency conversion up to £10,000 in your stocks & shares ISA
As well as its welcome bonus, Lightyear also runs refer-a-friend promotions – but not for UK users, alas. Sad times. It does however offer interest on uninvested funds in “Vaults”.
Head to the Lightyear site or download the App from App Store or Play, then create an account. After you’ve verified your email and phone number, you’ll be asked for your full legal name as it appears on your ID, and your date of birth. It’s at this point that you’ll see an additional field – “Promo code (optional)”. Add your Finder code and you’re all set! Note that some offers come with minimum deposit requirements (typically £100). Lightyear says it adds fractional share bonuses to accounts “within 10 working days”.
Get free shares up to £100
Earn 4.52% AER variable tax-free with Finder's link
Get up to £100 cashback on investments
Earn £100 for you and £100 for your friend
Sign-up welcome bonus of £20-£100. (deposit £100)
Free stock worth £10-£100 (deposit £50)
Earn 4.35% on uninvested cash
Refer a friend and get up to £100 each
Relative-newbie Lightyear launched in the UK in 2021. It perhaps hasn’t marketed itself quite as hard as your Freetrades and your Trading 212s, but it’s quietly begaining a respectable reputation. It’s authorised here by the Financial Conduct Authority (FCA).
We’ve found that even though it charges nominal trading fees (capped at $1/£1/€1), when you combine this with its competitive exchange rate of , it can actually work out cheaper than supposedly “commission-free” trading apps. Read our full review with expert verdict and pros and cons to find out more.
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