NatWest Rooster Money referral, promo & discount codes for August 2026

NatWest Rooster Money
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Get a £20 pocket money bonus with FINDER20

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A pocket money app for kids. Get a £20 pocket money bonus. Limited offer. T&Cs apply.
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Our top NatWest Rooster Money promo code: £20 pocket money bonus

Promo codeFINDER20
What you get£20 pocket money bonus for your child
Other requirementsSign up for a one month free trial and order a Rooster card in the app
Active and tested?Yes! Checked August 2026

About NatWest Rooster Money

NatWest Rooster Money is a pocket money app and kids’ prepaid debit card – the Rooster Card. Designed to encourage good money habits from an early age, the app has a whole host of features and tools to help kids start their financial education.

There are 2 parts to Rooster Money – kids as young as 3 can start using the app, while the card itself is for those aged 6-17. There is a free plan if you only want to use the most basic app features – otherwise, you will pay a monthly or annual fee for the app and card. However, parents with an existing NatWest Group current account (which includes NatWest, Royal Bank of Scotland and Ulster Bank) can get the subscription for free.

The app’s features are varied – the chore chart shows kids how they can earn money in return for completing a task. The virtual money tracker makes it easy for kids to see the money they’ve earned and decide what to do with it – such as creating pots for spending, saving or giving. There’s also a star/reward chart to incentivise good habits.

When they reach age 6, kids can access their very own contactless debit card. The kids can decide where it’s used (online, in-store or at an ATM), while parents can set flexible spending limits and keep track of their kids’ usage with real-time notifications. This is all managed seamlessly through the app. Use Finder’s referral code “FINDER20” to receive a £20 bonus.

Check out the main pros and cons of Rooster Money below to find out more.

Pros and cons of NatWest Rooster Money

Pros

  • Great educational value; a slick app with lots of features to personalise the way you teach your children about finance
  • Children as young as 4 years old can use it (6 for the card)
  • Total control over where your children use the card and how much they can spend
  • Safe and secure. The card can be frozen from the app
  • No fees for using the card (including abroad)
  • One-month free trial

Cons

  • If not a NatWest customer, monthly/annual fee to access the full range of features
  • Caps on the maximum number of parent account loads per day and per month
  • No interest paid on the account balance

Alternative offers

We also have other similar cash sign-up bonus deals, refer-a-friend offers, and more as part of our free money offers guide.

The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.

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