Bank of Scotland is currently not offering a switching deal. The information below is for reference only. For switching deals & sign-up bonus offers available now, make sure to check out our switching deals guide and sign-up bonus deals guide.
Open an eligible Classic, Silver or Platinum account.
You can open your account online or through the app, by filling in a short application form.
Switch using the Current Account Switching Service.
This takes place during account opening - you'll need to transfer a minimum of 3 active direct debits.
Choose your switch date.
You’ll need to choose a date for when you want your account switched over - think about what makes sense for you in terms of when your regular payments come out.
Receive switch confirmation.
On the day of your current account switch, you’ll receive confirmation from Bank of Scotland that your account is now open.
Receive your £175 bonus.
Once you've met the above conditions, you'll receive £175 in your new account within 14 days.
You get £175 within 14 days of meeting the eligibility criteria listed below.
You can add Vantage to your account at no extra cost. This will allow you to earn 0.75% on balances up to £3,999.99. Which, if you keep the maximum amount in your account, you’ll have £30 in interest after a year.
“That’s £205 in your first year, including welcome bonus and maximum interest.”
The offer is available to new Bank of Scotland customers, who start their switch using the Current Account Switch Service by 29 June 2026. Your switch must also include the transfer of a minimum of 3 active direct debits from your old account.
You can’t qualify if:
The current offer will end on 4th August 2026.
If this offer is not for you, we also have a guide displaying current banking switching deals on the market and also other banking offers such as refer-a-friend offers and more.
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Find out how to pocket this £175 switch bonus – and how to use the deal to get £311.50 overall.
You can score yourself £200 for switching accounts through the Current Account Switch Service.
Find out how you can pocket £250 for switching current accounts and how much interest you could earn on top.
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