Bank of Scotland switch offer: May 2026

Before you switch accounts to Bank of Scotland, check to see if you can grab a juicy switch bonus.

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Kate Steere

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Bank of Scotland has a new £175 switching offer for its Classic, Silver or Platinum accounts. Here’s all the details on how to get the money, plus any extras. For a full list of switching deals on the market, you can visit our switching deals guide.
1

Open an eligible Classic, Silver or Platinum account.

You can open your account online or through the app, by filling in a short application form.

10 minutes
2

Switch using the Current Account Switching Service.

This takes place during account opening - you'll need to transfer a minimum of 3 active direct debits.

Seconds
3

Choose your switch date.

You’ll need to choose a date for when you want your account switched over - think about what makes sense for you in terms of when your regular payments come out.

Seconds
4

Receive switch confirmation.

On the day of your current account switch, you’ll receive confirmation from Bank of Scotland that your account is now open.

Around 8 days (depending on selected switch date)
5

Receive your £175 bonus.

Once you've met the above conditions, you'll receive £175 in your new account within 14 days.

Within 14 days

How much can I get with Bank of Scotland’s switch deal?

You get £175 within 14 days of meeting the eligibility criteria listed below.

You can add Vantage to your account at no extra cost. This will allow you to earn 0.75% on balances up to £3,999.99. Which, if you keep the maximum amount in your account, you’ll have £30 in interest after a year.

“That’s £205 in your first year, including welcome bonus and maximum interest.”

Who can get the deal?

The offer is available to new Bank of Scotland customers, who start their switch using the Current Account Switch Service by 29 June 2026. Your switch must also include the transfer of a minimum of 3 active direct debits from your old account.

You can’t qualify if:

  • You’ve receive a switching offer since 1st January 2023 to any Lloyds, Bank of Scotland or Halifax account.
  • You switch from a Halifax or Lloyds current account.
  • You’re switching to a joint acocunt.

When does the offer end?

The current offer will end on 29 June 2026.

Alternative offers

If this offer is not for you, we also have a guide displaying current banking switching deals on the market and also other banking offers such as refer-a-friend offers and more.

We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables is provided by Defaqto. In other cases, Finder has sourced data directly from providers.
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Kate Steere is an editor and money expert at Finder, specialising in banking, savings and fintech. She has previously written for The Motley Fool UK and Fitch Solutions, where she covered a wide range of personal finance topics and kept a close eye on market trends. Kate has a Bachelor of Arts in Modern History from the University of East Anglia. When not working, she can usually be found curled up with a good book or heading out for a run. See full bio

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Kate has written 181 Finder guides across topics including:
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