Compare Yorkshire Bank credit cards for September 2019

With a credit card from Yorkshire Bank (a division of Clydesdale Bank) you could pay nowt on purchases, balance transfers or non-sterling transactions.

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Yorkshire Bank

Founded in Halifax, West Yorkshire in 1859, Yorkshire Bank now has more than 180 branches across the UK. Yorkshire Bank is on the Mastercard network so its cards are accepted in more than 35 million locations worldwide.

Compare Yorkshire Bank credit cards

Table: sorted by representative APR, promoted deals first
Updated September 20th, 2019
Name Product Purchases Balance transfers Annual/monthly fees Rep. APR Incentive Representative example
9.9%
9.9%
£0
9.9% p.a. (variable)
Representative example: When you spend £1,200 at a purchase rate of 9.9% (variable) p.a., your representative rate is 9.9% APR (variable).
0% for 26 months reverting to 18.9%
0% for 12 months reverting to 18.9%
£0
18.9% p.a. (variable)
Representative example: When you spend £1,200 at a purchase rate of 18.9% (variable) p.a., your representative rate is 18.9% APR (variable).
16.9%
N/A
Year 1 - £0, Year 2 onwards - £28 per annum
22.4% p.a. (variable)
Receive discounts at participating retailers with the Mastercard Business Savings scheme.
Representative example: When you spend £1,200 at a purchase rate of 16.9% (variable) p.a. with a fee of Year 1 - £0, Year 2 onwards - £28 per annum, your representative rate is 22.4% APR (variable).

Compare up to 4 providers

Approval for any credit card will depend on your status. The APR shown represents the interest rate offered to most successful applicants. Depending on your personal circumstances the APR you're offered may be higher, or you may not be offered credit at all. Fees and rates are subject to change without notice. It's always wise to check the terms of any deal before you borrow.

Types of credit card in Yorkshire Bank’s range

Yorkshire Bank offers two credit cards, designed to cater to a range of requirements.

  • Overseas spending cards

    If you travel frequently, you could take advantage of the 0% foreign transaction fee on purchases (excluding cash withdrawals) with Yorkshire Bank’s B Credit Card, as well as access to Mastercard’s Priceless Cities events and offers. It also offers Yorkshire Bank’s lowest ongoing interest rate.
    Learn more about cards designed for overseas spending

  • O% on purchase cards

    Yorkshire Bank’s purchase card offers 0% interest for a specified period on purchases made using the Gold Mastercard. If you’re planning a significant expenditure on a new card, then comparing 0% purchase cards would be a smart place to start. With this card, Yorkshire Bank also offers 0% interest on balance transfers for a shorter period than for purchases, however you cannot transfer balances from other Clydesdale or Yorkshire Bank products.
    Learn more about 0% purchase cards

What benefits can I get with a Yorkshire Bank credit card?

  • Online account management. Yorkshire Bank’s internet banking website lets you view your balance and recent transactions, search your statements and apply for new accounts.
  • App. The Yorkshire Bank app features fingerprint ID (if your phone has this functionality), allowing you to log in faster. You can use the app to create and manage payments, search transactions and opt out of printed statements.
  • Global usage. Yorkshire Bank uses the Mastercard network, meaning you can use your card in more than 35 million locations worldwide.
  • Security. Yorkshire Bank uses Mastercard SecureCode, a secure online shopping service which keeps your personal and bank details safe.
  • Priceless Cities. Access exciting experiences and offers in cities across the world using Yorkshire Bank’s Mastercard credit cards. This includes 2 for 1 tickets to top attractions, exclusive savings on everything from high fashion to boutique floristry and discounts on restaurants and hotels.

Applying for a Yorkshire Bank credit card

You can apply for a Yorkshire Bank credit card online in around 15 minutes. Simply fill out the online form providing your personal information such as name, address, bank details, income, outgoings and work status. You can also go into a Yorkshire Bank branch or apply over the phone.

Eligibility requirements

To be eligible for a Yorkshire Bank credit card, you must:

  • Reside in the UK
  • Be 18 or over
  • Not have applied for a Yorkshire Bank credit card in the last 60 days
  • Download the app to use the full range of features
  • Not be currently declared bankrupt, or have had county court judgements or decrees in the last three years

Why might you not be approved?

On the whole, if you meet the eligibility requirements but have a history of bad debt or no credit history at all, you may be rejected. Equally if you are in an IVA or have had a CCJ you may not be accepted. If you have ever declared bankruptcy you are also unlikely to receive a card.

Frequently asked questions

We exist to help you find better. The offers we've compared on this page are from a range of products whose details we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations of these) aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When you make major financial decisions, it's wise to consider getting independent financial advice. Always consider your own financial circumstances when you compare products so you get what's right for you.

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